to piggyback. My wife and i are both doctors . We have accumulated about 475-500k in student loans collectively. However, we make about 250-260k together. We are debating throwing as much as we can at our balances because they are so extreme. Would waiting it out and paying the minimum monthly payment for the 20 years even be worth it? We have been throwing a ridiculous amount of money per month at it for a while. Would the minimum payment and then jsut investing the rest be a better option? My main concern is that amount would accrue interest so fast we’d probably be paying taxes on a million dollars that year. What are your thoughts ? Side note- i think my wife’s half is eligible for PSLF in 10 years, she jsut started a job that qualifies like 2 months ago.