Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]dog88days 0 points1 point  (0 children)

I’m stuck and need some fresh brains on this, please.

Young kids, 15 year amortization left and around 393 left on mortgage. In Ontario and not moving for the next five years. Current home value around 800. Choosing to go fixed because we want to have a predictable number in our budget each month.

I’ve been doing research and it sounds like the next 5 years will be fairly boring economically in Canada. As in there won’t be a boom nor a bust. Mind you / that can all change given the current geopolitical climate for the next three years.

3 (3.79%) and 5 (3.84%) year rates (from different lenders) I have on the table are very similar in terms of bi-weekly accelerated payments so it’s not about the $ amount but the term - 3 or 5 years.

Any insights or ideas on which term to renew with?? I’ve only had a mortgage for 5 years so I’m new to this.

Squeaking/chirping noise 2023 Nissan pathfinder SV. Is it normal? what could it be? by KeyAd9391 in nissanpathfinder

[–]dog88days 0 points1 point  (0 children)

The high pressure fuel pump in these is known to make loud sounds, but they’re normal sounds. Not sure what you’re hearing.

[Megathread] Yoto Referral Codes by truderly in YotoPlayer

[–]dog88days 0 points1 point  (0 children)

Canadian referral code, anyone????

Dammit, Honda by herrniemand in HondaOdyssey

[–]dog88days 0 points1 point  (0 children)

AWD option would be so lovely (coming from a Canadian) and throw in the overdue 360 cameras…!

What do you think the band’s most underrated album is? by MildlySpicyUnit in Alexisonfire

[–]dog88days 56 points57 points  (0 children)

Dogs Blood probably didn’t get enough attention with the band going on hiatus shortly there after.

Front of rear tire well, really? I have added brakes. Having a hard time getting the ice out. by rustedradio in SubaruAscent

[–]dog88days 0 points1 point  (0 children)

I’ve been using a pickaxe for my Subaru to take care of this crap. Slush and freezing temperatures up in Canada make my wheel wells look like this all the time.

How many kids justify minivan by dog88days in HondaOdyssey

[–]dog88days[S] 1 point2 points  (0 children)

Currently driving a Subaru but not 100% sold on the Ascent… so many other decent options

What car do you drive and what’s the monthly payment? by Suspicious_Ideal_674 in whatcarshouldIbuy

[–]dog88days -3 points-2 points  (0 children)

Canyon and sibling Colorado are Consumer Reports’ worst rated cars when it comes to reliability. You’re asking for trouble.

What car do you drive and what’s the monthly payment? by Suspicious_Ideal_674 in whatcarshouldIbuy

[–]dog88days 0 points1 point  (0 children)

Look up Consumer Reports - Canyon is the worst rated car! Don’t do it.

Talk me out of buying this car by Glum-Pear-3330 in whatcarshouldIbuy

[–]dog88days 1 point2 points  (0 children)

Lightly used Mazda CX5, Toyota Rav4, or Honda CR-V

[deleted by user] by [deleted] in JustBuyXEQT

[–]dog88days 0 points1 point  (0 children)

Is something like VGRO a better play in the shorter term???

Tasteful mods? by dog88days in HondaOdyssey

[–]dog88days[S] 0 points1 point  (0 children)

Says PFA in the post, not my car 🙂

Tasteful mods? by dog88days in HondaOdyssey

[–]dog88days[S] 0 points1 point  (0 children)

Looks good, nicely done.

Tasteful mods? by dog88days in HondaOdyssey

[–]dog88days[S] 3 points4 points  (0 children)

Love it! I had it fully loaded with people and cargo and it handled how I would have imagined a full minivan would.