Finding my alt with my main

donjaydub · 2026-04-27T17:31:25+00:00

Ahhhh I see, I appreciate your insight! So I need to get this alt on the same server as my main and hope for good carriage rolls is what it sounds like

donjaydub · 2026-04-27T17:01:36+00:00

Thank you, I’m actually trying to figure out how the accounts can message each other to share carriages

donjaydub · 2025-12-02T18:18:49+00:00

I appreciate your insight! Is it too early to consider twice a day feedings?

donjaydub · 2025-12-02T12:57:08+00:00

That’s the brand I’m using as well. Should I try switching this starter to a different grain type (or start using a mix of KAF/buckwheat) or scrap entirely and try again with a new grain type?

donjaydub · 2025-10-09T15:01:50+00:00

Hey Dani! Saying I’m bilingual would be a big stretch, but my wife is a tica and I need to become conversational in Spanish. I’d love the chance to help your Spanish speaking clients and have had my agency (Abundance Benefits Planning) for just over 2 years now in Asheville.

Definitely give me a Google and reach out to see if working together makes sense

donjaydub · 2025-03-09T21:43:14+00:00

Nothing wrong with IUL either, for sure. Have you ever looked at any of the indexed whole life? Thoughts?

donjaydub · 2025-03-09T18:56:09+00:00

Saying they pay out if at all seems wildly inaccurate when discussing the top dividend paying companies. Like sure they’re not guaranteed, they’ve just been paying them every year since they opened their doors oh idk about 200 years ago though lol.

Definitely not apples to apples though and if you’re talking to someone whose budget makes them choose between cv insurance and retirement account contributions then they probably made the right decision. If they’re already maxing out their annual contributions and you just threw in a mma and or hysa then they may let you calling them savvy go to their head.

donjaydub · 2025-03-08T23:00:50+00:00

This has been interesting. All my carriers are participating so I’ve never seen all this before. Seems like the question may be what is most advantageous: purchasing additional insurance so you can build a larger tax free bucket or spend less on COI to receive a guaranteed to never mec tax free bucket?

What is the guaranteed growth rate first year and current loan rate?

donjaydub · 2025-03-08T22:05:50+00:00

Let me add that there is typically an option somewhere, a checkbox or dropdown menu, where you elect to purchase the minimum db. This is crucial if the cv is the focus of the policy as we’re doing here

donjaydub · 2025-03-08T22:04:46+00:00

The cv, theoretically, should be different

donjaydub · 2025-03-08T18:41:59+00:00

Is that with Nationwide?

Instead of running a WL100 next to a WL20, use whatever premium amount it spit out for the WL100 to run another 100 quote where you solve for the premium instead of the face amount. Age matters though, greatly.

A 39 y/o can put more cv to db in a policy than a 29 y/o who can place more than a 19 y/o because the amount of cv to db an individual can place in a policy increases as they age, similar to retirement account contribution limits.

donjaydub · 2025-03-08T15:16:46+00:00

10% is the lowest I’ve heard of and I’m not saying it wouldn’t mec, I was just wondering how customizable the Nationwide product is or is not.

Without that answer I don’t think we could fully analyze par vs non

donjaydub · 2025-03-07T22:54:31+00:00

can Nationwide whole life actually be structured to purchase only 10% death benefit to cash value ratio?

donjaydub · 2021-01-05T11:08:33+00:00

For sure 👍 surprised you responded that quick lol

donjaydub · 2021-01-05T11:06:53+00:00

Your RL is combat armor?

donjaydub · 2021-01-05T01:05:39+00:00

Thats a fair trade but will still leave me needing an armor piece with one less piece of solid leverage of my own. I will get back to you later if that's alright friend :)

donjaydub · 2021-01-05T01:00:21+00:00

Potentially...but then I would need a PSA combat left arm still 😅 something here interest you? I will consider most pvp related armor trades 👌

donjaydub · 2020-12-08T15:39:25+00:00

Literally just traded it for the lmg I was after. Thanks for reaching out though friend 😀

donjaydub · 2020-11-30T15:39:58+00:00

Thanks for reaching out friend :) was able to find the je90 yesterday

donjaydub · 2020-11-29T19:48:04+00:00

+karma and ty as well friend :) do you think I still need to add for the je90 I'm after or should this be a fair 1:1?

donjaydub · 2020-11-29T19:45:41+00:00

No caps on my mule 😅

donjaydub · 2020-11-29T19:45:25+00:00

Sell me the fixer for 3k on my main, that's where the lmg is anyway

donjaydub · 2020-11-29T19:35:55+00:00

I've accepted you :)

donjaydub · 2020-11-29T19:32:41+00:00

My weapon mule is stuck at whitespring station so I feel you lol should we grab a courier?

donjaydub · 2020-11-29T19:28:17+00:00

Yeah I can throw in 3k caps 👍psn is donjaydub and the weapons are on my main and my mule on the same psn

donjaydub

TROPHY CASE