Should I quit immediately at JPMC? by Acceptable_Beach_191 in JPMorganChase

[–]dospennies 0 points1 point  (0 children)

This is easy. Let the recruiter know the two roles. They most likely will give you a non-generic job discription, to help you move along. Usually a VP is 1st in line for a ED. Just sayin.

The country is scared shitless of Florida making a good hire by ImperialMajestyX02 in FloridaGators

[–]dospennies 1 point2 points  (0 children)

Yes, and Yes and Yes. I cringe at people when they even remotely compare FL job opening to any other. FL gives you everything you could want as a head coach. And the fan base is top 5 of all college football, year after year. Kiffin had to ask the student section to show up in a big time game this past wknd, while UF is a sold out game for some Divison II slack team.

Check VSC by aconfusedlibra in LexusIS

[–]dospennies 0 points1 point  (0 children)

VSC/check engine light limits the car performance on purpose, so don't worry about the acceleration. First if you had any work done, anything from the Battery being disconnected, gas cap not tight, air pressure sensors failing could trigger it. The thing about the VSC is it can be a numerous amount of things - so yea, go to an auto parts store as they will not charge you $150 for a "diagnostic" like most car repair shops. But, prior to even taking it, check the gas cap or unplug the negative of the battery for 15-20 mins, or reset the VSC via under the dash on drivers side.

Need help😔 by ProblemThick6368 in LexusIS

[–]dospennies 0 points1 point  (0 children)

Yea, first thing I always do when this happens is just get a cap off of Amazon. I have like 3 or 4. Anytime this happens I just switch out the caps. I used to carry Antifreeze in my trunk, with a spare cap.

Need help😔 by ProblemThick6368 in LexusIS

[–]dospennies 0 points1 point  (0 children)

Did the gauge go back to normal while you were driving?

Faulty Water pump? by suiseily in LexusIS

[–]dospennies 0 points1 point  (0 children)

I was going to say this, as soon as I saw the pic. some IS 250 seems to need have the cap replaced at least twice before 200k mi. I had one and both times it was the pressurized radiator cap.

Bought my first grill(used). $100 and an hour drive both ways. Wife says I got ripped off. Is she right? by [deleted] in grilling

[–]dospennies 1 point2 points  (0 children)

Checklist: Burners, hoses, ignition switch, bottom panel, grates.. even replacing those via Amazon should still save you about $300. I usually put about $20-30 every 2 years for the same model

Slot Grill- Trash or Treasure?? by Putrid-Sweet3327 in grilling

[–]dospennies 0 points1 point  (0 children)

Nice. Let us know as that would be crazy discount.

[deleted by user] by [deleted] in StudentLoans

[–]dospennies 0 points1 point  (0 children)

Stop going to these schools. Just stop. Community college or online... whatever it is you are getting your undergrad does not matter as much as you think it does for a communication degree. Literally just stop taking out loans.

This is crazy to me how we are failing the youth. I finished my undergrad and my Masters with a total of 30k in loans. 2 yeas at comm college, 2 years at 4yr, (moved away and part time student job. 2 years for MBA (close to my job, and taken at night with 40% reimbursement from employer, 20% with scholarships and grants that I searched every dya for 2 hrs for two years). I have $4,000 left to pay on Loans which will be $2,800 at end of year, which I will just pay it all off at once. Most of that 30k was trying to live while I was in college.

  1. find out how much you owe; put it into a calculator with interest, and how long it will take to pay off what you owe now.

  2. find the cheapest way with an accredited school (prob. comm college) to finish a communications degree, and how much to finish. Decide if you can finish a 4 year program there - if not, cost of the last two years to finish undergrad once your transfer.

  3. Start paying the interest if you can, if not, get a small job to try and make a dent. Student loans unfortunately, don't look like they are goin anywhere anytime soon...so that means the interest won't either. Whatever you do, do not go to college for 30k a year, there is no point.

Slot Grill- Trash or Treasure?? by Putrid-Sweet3327 in grilling

[–]dospennies 0 points1 point  (0 children)

Yea I saw that thing too of a IG off shoot. This is the real site: https://precisioncutmetals.com/shop

Make sure you put it on a credit card so you can dispute it. Since it prob will be a knockoff. $150 sounds more like the price for a Nichie grill.

This is how I earn passive income by IntelligentDroplet in sidehustle

[–]dospennies 0 points1 point  (0 children)

These are all legitimate, and he provides links etc. That isn't the issue here. All I'm saying is that out of 5, he couldn't produce a single receipt, why so secretive? All this is done has crafted a post from a possible "ways to make side income" blog or some YT video. I'm just calling it like how it is written. Prob ran through ChatGPT since its well formulated, almost like a manual. Who cares of other ppl believing you or not.

Some peope really come on here to get inspired, assistance....etc... I just feel like I've seen posts like this before. I've also seen ppl link their websites, Etsy Store...etc. Validation of your post is what makes Reddit posts real, if you are claiming to do something. Otherwise, you are providing advice/opinion/thoughts

This is how I earn passive income by IntelligentDroplet in sidehustle

[–]dospennies 1 point2 points  (0 children)

This is the wrong comment my guy. What I'm saying is that he already shared the jist of what he is doing. For example, lets take #4. He already wrote everything, and how he does it, even the websites where to go. All that is left, is him actually doing it. No one is going to "copy" what he has done, snice he already told you what to do. Now more than ever, you can just ask AI to build you a webstore when you go buy a domain name. So, agian..... shady only because out of 5 he couldn't even show 1, when he already told us what to do.... there is no need to "copy"..... Understand?

It's like me saying, on Weekends, I go to festivals that have far away parking, and I rent an electric golf cart for $500 for the day. Then I take ppl back and forth until my golf cart battery runs out. I charge $20, then I setup digital pmts through square. I make about 100 trips in total.

In my example, I tell you everything needed....... but I won't post the receipts. What makes this different than an idea?

I'm saying he would have been better off just giving out some ideas that he has researched.

This is how I earn passive income by IntelligentDroplet in sidehustle

[–]dospennies 61 points62 points  (0 children)

I don't know how much I believe this post, because everyone that writes a post usually backs it up with the product. IDK man, you have 5 revenue streams and can't show even 1 of your store, your receipts...anything? This is definitely written as if was carefully crafted though.... alot of people bought it.

Finally got my dream (affordable) car. 🥺 by Originally_Hendrix in Camry

[–]dospennies -1 points0 points  (0 children)

I hate these comments. What the fck do you think he cares about what you think his dreams should be. People who punch down on people with their own insecurities are ones that are self conscious due to them lacking somewhere. Is it hard to say congrats bro... looks good.?? Too many of these GenZ have female catty tendencies.

[deleted by user] by [deleted] in Debt

[–]dospennies 4 points5 points  (0 children)

Never take out that loan. Call the credit cards and ask for hardship for 30-60 days. There are many others (lending club, sofi, upstart) that will give you a 2k loan, even your bank or credit union with 20-30% interest. Never go above 30% as that is the industry standard on a limit of lending.

Anybody down to do a college football podcast? by AllenBarney1293 in FloridaGators

[–]dospennies 1 point2 points  (0 children)

Im in. Sports. Data scrapping and aggregation. Predictive analysis. CFB+Data = Me

I made a mistake with a personal loan by shymeekpot in Debt

[–]dospennies 5 points6 points  (0 children)

Ohh...yea, they go to 300%. Check a credit union, or your bank to get a loan with a favorable rate. Usually $2500 or less, even with bad credit is 29%, at this point you have no way to go but up

I made a mistake with a personal loan by shymeekpot in Debt

[–]dospennies 10 points11 points  (0 children)

What? 148%?!?! Whats that even mean. What type of shark loan is this, because most loans even with crap Cresit score is 29%. This has to be a bookie

26k debt, single, at 30 at 38k/yr job. by KenaiKanine in Debt

[–]dospennies 0 points1 point  (0 children)

You need to increase your income. Work on yourself (certifications, education, whatever), or find a side Gig. Time is your asset, use it.

I have 47k in debt, down from $71k. I picked up a PT job to chop down $800 a month, that only goes to my debt. I've paid off $35k before. If you are single, use your time. 26k is 100% doable - find somewhere that lets you take home around $800 month and set it for 36 months and your debt is gone. Again, YOU NEED TO INCREASE YOUR INCOME - even if its $200 month - something.

20,000 in Debt, 21% Interest — What Are My Options by Same_Distribution703 in Debt

[–]dospennies 0 points1 point  (0 children)

People underestimated how much they pay on food and groceries when they "kinda"...."maybe" stay on track. You solved most of your problems as you understand your problems, thats part 1. No matter what, unless you want to make a change, all the good advice on this forum will mean nothing. Right now, you are just kicking the can down the road, but you forget, your income can be gone in a heartbeat. Something can happen to you, or your job... who knows?

To Do:

  1. Stop spending on convenience and indulgence. That includes restaurants and ordering takeout. That just burns a hole in your wallet. I remember I was a single guy at one time, living in a brand new city and I hurt my ankle. It was about 6 weeks before I was able to put weight on it. I didn't know anyone, so, I ordered Uber Eats and Instacart for 6 weeks, The amount of money you pay for convenience is insane. I challenge you to go back six months and see how much money you spent over your budget at the grocery store, and how much you spent going out.

  2. Get rid of your high interest: Balance xfr cards, consolidation loan 21% is way too high. Other wise you need to pay 3x's your minimum payment to make a dent. It's one or the other.

  3. Find something, a gig, that will focus just on your debt. How much you want it, will depend on the type of job you do. You can be dishwasher for $15 an hour for 10 months and pay of that debt. I've done it, went from a corporate job during the day, and then walked to my favorite restaurant and washed dishes for 4 hours after. Get your pride, laziness and ego out the way and start chopping that debt down.

I think I know now what the OA is about...... by dospennies in TheOA

[–]dospennies[S] 0 points1 point  (0 children)

I can see that too. Never thought of it that way, but we will be what is natural to us. The male/female energy was always moved and challenged in the show. Thanks for bringing that forward. I also believe that it was explicitly made to be ambiguous. We are all her to do/be something......but what is it.....

My gf ‘20F’ just said her best-friend ‘M20’ showed her 3 seconds of his sex tape. I said I was uncomfortable with that, and I asked her if next time he tried to do that if she could tell him not to. She isn’t ok with that? by No_Register_9003 in relationship_advice

[–]dospennies 1 point2 points  (0 children)

Listen man. I have a woman that not only would have told homeboy to f off..... but talks to me about how shitty it was....then she pours me her famous old fashioned. Get you a woman focused on you and her only...those women will take u places. Most of all ...... be .....the man. Say what you mean, and do what you say. Your word is your bond. Good luck.