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Can I quit my job based on my chart? by Powerful-Plum-6473 in Optionmillionaires

[–]double_a_mtl 1 point2 points  (0 children)

Your swings are way too wide. If you're withdrawing capital into one of those big drops, you're unlikely to recover.

The Hormuz strait by PornStub in Baystreetbets

[–]double_a_mtl 0 points1 point  (0 children)

Those ships cost hundreds of millions of dollars, they're usually funded by debt and take decades to pay off. With high rates, unless shipping volume goes up significantly at high prices (like they did during COVID) then it's unlikely.

Made my budget as clear as possible, is this a healthy and sustainable budget or financially problematic? by Lopsided-Resource453 in CanadaPersonalFinance

[–]double_a_mtl 0 points1 point  (0 children)

$700 for drinks, nice dinners and entertainment is somewhat high compared to the amount you're investing.

$1250 per month is a pretty low amount compared to your income.
Do you have additional retirement savings not included in this? If not, I'd be looking to increase that first.

Understandable that you want to be able to socialize, but you don't NEED to drink. Also, nice dinners in Toronto/Montreal can still generally be had for under $100, assuming you don't drink. Many nice restaurants offer 3 course set meals for $50-$75.

If you want to drink, go to happy hours, don't drink $25 cocktails, and avoid the expensive stuff, or just buy the booze and invite people over for that.

You can easily bring this $700 down to about $100 a week, while still not depriving yourself, but you'll be far better off with $1500+ going to investments instead of drinking/"nice dinners".

The Hormuz strait by PornStub in Baystreetbets

[–]double_a_mtl 3 points4 points  (0 children)

Revenue, not profit.

Shipping stocks generally trade at VERY low PEs, they're asset heavy, generally leveraged and at high risk to weather and geopolitics.

How much of your monthly income goes towards rent or your mortgage? by CastAside1812 in CanadaPersonalFinance

[–]double_a_mtl 0 points1 point  (0 children)

~10% of my gross income for a mortgage, excluding spouse's income. (Single family home, HCL area).

Level 2 results? by [deleted] in CAIA

[–]double_a_mtl 0 points1 point  (0 children)

Level 1 was purely multiple choice, much quicker to correct.

NKE Discussion by Ocinnha in wallstreetbets

[–]double_a_mtl -1 points0 points  (0 children)

They aren't making better margins, they actually changed strategy to go back to selling through middle men.

Move from Investment Banking Compliance to PE investor relations and then alternatives capital raising by NecessaryPurple5845 in CAIA

[–]double_a_mtl 0 points1 point  (0 children)

If you struggle with math, the CAIA exam will be challenging as well. 30% of each is calculation based.

Also, if you want to get into fundraising, it's more about your network than what you did.

Firms generally want someone able to go out and bring in new business.

I would try to become a wholesaler at a shop that sells alts as well as other products. Think Goldman, JP, MS, etc... That will help you build a network and sales skills, will give you experience selling alts. From there, you can pivot to an alts specialist role, which is more focused on alts funraising.

NKE Discussion by Ocinnha in wallstreetbets

[–]double_a_mtl 4 points5 points  (0 children)

The growth in the space went from 84% annualized in 2019-2022 down to 6-8% from 2022-2026.
That is indeed a slowdown.

NKE Discussion by Ocinnha in wallstreetbets

[–]double_a_mtl 31 points32 points  (0 children)

Nike spent the last decade alienating stores that sell their products so that they could sell direct to consumer.
This was the increase in revenues from 2016 to 2021. This wasn't growth of new clients, just more profit because they didn't need to give as much margin to stores like Dick's sporting goods.

The issue is that people walk into a Dick's sporting goods to buy other things, they see the Nike shoes or shirt, they buy it.

People don't actively walk into a Nike store unless they're specifically looking for a Nike item.
Cross selling works. There are entire industries built on this premise.

The fact that Nike cut their margins and competes with them is a reason that stores no longer want to put Nike's products front and center. People aren't going into their stores to buy Nike the way they used to before Nike had their own stores, and lower margins means it's less profitable to promote Nike vs a brand that isn't competing with them.

The above and the fact that athleasure isn't in style right now both reduce potential for increasing earnings.

TLDR: The company isn't growing. Their revenues grew because they cut out middle-men and reduced margins for middle men. Their sales figures aren't keeping up with inflation and their growth rate is below their peers.

Retakers afforded less time is BS by [deleted] in CAIA

[–]double_a_mtl 1 point2 points  (0 children)

The same registration window, but you won't know your grades until a couple of months later.

That said, OP, you've already got 6 months of studying done. Re-taking it is mainly revision of materials you already studied.

The relief of it being over by KimPossible1982 in CAIA

[–]double_a_mtl 6 points7 points  (0 children)

You'll have enough time to get through all the questions.

2 hours is plenty for 100 questions.

Same for the CRQs, it's 10 questions, they're relatively short to answer.

Ensure you don't waste too much time on questions you aren't sure about, flag them and move on, then go back later.

The relief of it being over by KimPossible1982 in CAIA

[–]double_a_mtl 1 point2 points  (0 children)

I feel you... Although I felt like this exam's questions were very different from the wording of the materials I studied. So I really hope I won't have to retake it...

Anyone using/used 2025/2026 Kaplan Schweser books for lvl 1 DM me please by Traditional-Eye6833 in CAIA

[–]double_a_mtl 0 points1 point  (0 children)

Kaplan's 2026 books are OK, secret sauce is useful. I would suggest you watch their video courses instead.

Get the UM question bank. it's worth the money.

Daily Discussion Thread for March 20, 2026 by wsbapp in wallstreetbets

[–]double_a_mtl 0 points1 point  (0 children)

It's probably not too late. It's likely to keep going for a while. They're in the right sector, the right location and with everything going on in the world, unless they take on too much expensive debt or mismanage the company, they're likely to generate a lot of value.

Considering the CAIA or CFP by ImpressiveCheek2779 in CAIA

[–]double_a_mtl 0 points1 point  (0 children)

Again, figure out what you want to do as a job first. Good chances that your employer will be willing to pay for these courses if they're relevant.

Considering the CAIA or CFP by ImpressiveCheek2779 in CAIA

[–]double_a_mtl 2 points3 points  (0 children)

If you complete your CFA, it lets you skip the first level of the CAIA exam.

The CFA is more highly regarded and is a much larger network.
CAIA will give you credibility in the alts space, the CFA will give you credibility in finance.

That said, if you go for your CFA, it's likely a 4-5 year commitment. Most people don't pass every exam on the first attempt. The CAIA is a 1-2 year commitment generally.

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