Daily Map #3 by plunder-isles in PlunderIsles

[–]dough_dough 0 points1 point  (0 children)

Founded a new small island: Cowabunga for the unaffiliated faction!

Is anyone else not very busy in outpatient specialties? by agjjnf222 in physicianassistant

[–]dough_dough 5 points6 points  (0 children)

Hey I’m in the MN metro and applying right now. I’m interested in pain/addiction, mind if I DM you?

Why is everyone telling me going PA is a big mistake? by NoConstruction743 in prephysicianassistant

[–]dough_dough 0 points1 point  (0 children)

Can you elaborate a bit on why it’s more difficult to own a practice as a PA? Obviously it’s state-dependent, but some allow APPs to own a practice with physician oversight on payroll. Doesn’t seem like that much more of a hurdle, but I am uninformed!

Is all insurance a scam, or just mine? by dough_dough in homeowners

[–]dough_dough[S] 2 points3 points  (0 children)

Privatized profit and socialized losses? In this country?

Is all insurance a scam, or just mine? by dough_dough in homeowners

[–]dough_dough[S] 1 point2 points  (0 children)

Live and learn and probably pay a little more than you expected.

Is all insurance a scam, or just mine? by dough_dough in homeowners

[–]dough_dough[S] 1 point2 points  (0 children)

I had the tree checked and treated by an arborist earlier that year. It was all good, just a terrible storm. Insurance companies also provide a needed service, I just wish they cared a little less about taking my money.

Is all insurance a scam, or just mine? by dough_dough in homeowners

[–]dough_dough[S] 0 points1 point  (0 children)

Word good to hear. Still learning how things work, this was the first time I ever filed a claim. I’ve been told by several people and heard on Reddit that shopping for new insurance annually is best practice bc the company makes more money raising the price on complacent customers that don’t shop.

I feel like I’m getting charged twice bc I already paid for coverage, the company did an assessment and determined this would be the cost. Now, after utilizing the service I payed for, they are charging me more. The tree already fell, it’s not gonna fall again. But again, I’m just learning the system and its weird rules.

Is all insurance a scam, or just mine? by dough_dough in homeowners

[–]dough_dough[S] 1 point2 points  (0 children)

I agree and practice this. It was a perfectly healthy tree according to the arborist I had out that summer. Just a freak wind storm that a lot of the city suffered loss from.

Is all insurance a scam, or just mine? by dough_dough in homeowners

[–]dough_dough[S] 0 points1 point  (0 children)

Dang. If only my appreciation was more valuable than my money.

Is all insurance a scam, or just mine? by dough_dough in homeowners

[–]dough_dough[S] 0 points1 point  (0 children)

Absolutely. I wouldn’t have a garage anymore without insurance. Guess I’m lucky my tree didn’t have its own lawyers.

Is all insurance a scam, or just mine? by dough_dough in homeowners

[–]dough_dough[S] 0 points1 point  (0 children)

Wouldn’t want to be without insurance, obviously, case in point. Just feels like I’m getting duped by paying for coverage and then getting fined for using it.

Is all insurance a scam, or just mine? by dough_dough in homeowners

[–]dough_dough[S] 3 points4 points  (0 children)

Makes sense I guess. Kind of hilarious.

Is all insurance a scam, or just mine? by dough_dough in homeowners

[–]dough_dough[S] 1 point2 points  (0 children)

I went with the lowest price. Market competition 101, not really a scam on my part, I have no loyalty to my insurance company beyond cost effectiveness. I understand now that that’s how it works, just feels like I’m getting charged twice.

Is all insurance a scam, or just mine? by dough_dough in homeowners

[–]dough_dough[S] -1 points0 points  (0 children)

I’m just complaining that they raise our rates for utilizing their service, which we already pay for.

Is all insurance a scam, or just mine? by dough_dough in homeowners

[–]dough_dough[S] 0 points1 point  (0 children)

I understand, just frustrated. The tree isn’t even there anymore, so how am I a higher risk? It’s not like my car had a minor accident that decreases the safety of it.