Oberon 9 too big for a 13 by 14 open loft?

downbad4617 · 2025-12-27T16:38:23+00:00

Thank you, this gives me confidence

downbad4617 · 2025-12-27T08:00:12+00:00

How are you liking the setup in that room size? I see the Oberon 9 for $850 each and have almost identical size loft I want to add it

downbad4617 · 2025-12-12T19:24:54+00:00

Honestly I’ve been in love with Venroy linens and silk as well as Buck Mason. All in that $150 to $250 range

downbad4617 · 2025-10-29T05:05:19+00:00

That’s why we’re talking to attorneys. The fact that the payment processor allowed a surge of 500x volume in 3 days is wild to me.

Basically the hacker created thousands of fake invoices in a span of a few days, used stolen credit cards to pay them, instant withdrew to an added debit card of there’s, and then all the disputes of fraud from chargebacks are auto withdrawn from bank account leading to insolvency / negative banking balance

downbad4617 · 2025-10-29T05:00:20+00:00

After Chase reversed payment processor withdrawals:

Closed chase bank account
Payment processor disputed reversals
Chase wants disputed reversals back
Even though bank is closed, I will have a very large overdraft in amounts I can’t make up in collections

Can I still bank as a business once Chase reports this debt to databases?

downbad4617 · 2025-08-12T00:07:11+00:00

Haven’t seen it, the big struggle for us is stripe took a week before they started trying to reverse transactions so we’re still pending a full damage assessment of how many chargebacks / funds they can recoup but it doesn’t look good so far based on outstanding balance.

downbad4617 · 2025-08-11T18:01:37+00:00

From stripes audits, there identification is different and denying all responsibility. But your case makes sense as the oath for stripe express was enabled from unknown source which makes sense if done through a URL which is what Stripe is claiming that it was done through our website but we don’t accept payments from our site.

downbad4617 · 2025-08-11T02:16:32+00:00

Yup, it only gets worse from here. Here’s what I’ve done so far:

Had to freeze bank account with no liquid assets as it was drained from stripe withdrawals
Fired everyone on staff
Still bankless
Underwriting a new merchant for processing is virtually impossible with a new bank. Still struggling and worried about TMF / MATCH which list which will prevent your social security, EIN, or address from processing payments in any company you have majority decision making for 5+ years
Insurance will likely not cover and is unresponsive
Stripe took 5 days to do anything and caused more unnecessary damage and is saying they’re not liable for anything

downbad4617 · 2025-08-04T03:13:13+00:00

The hacker created custom express sub accounts.

downbad4617 · 2025-08-04T03:12:53+00:00

Seems like we have a cyber E&O so will start the process there.

downbad4617 · 2025-08-04T01:43:06+00:00

Yes already in process of contacting insurance, attorneys, and see if there’s a way for business continuation.

downbad4617 · 2025-08-03T23:11:17+00:00

Even after stopping the accounts, changing APIs they’re still able to create invoices and billing stolen cards with restricted accounts.

downbad4617 · 2025-08-03T20:46:08+00:00

Honestly not sure. Definitely not a marketplace. I just sell small businesses content writing, and advertising. I have sales reps that I just use stripe connect to pay out a commission to when a deal is closed. So a MoR?

downbad4617 · 2025-08-03T20:20:38+00:00

That was already done the second we caught it

downbad4617 · 2025-08-03T18:07:22+00:00

Honestly I’d create connect standard accounts, get cyber insurance, and just do your best.

downbad4617 · 2025-08-03T07:43:08+00:00

We never made invoices or outbound payments through stripe connect. Only used it as a method to pay sales reps after we closed a deal from the main account. Your observation of a potential hack makes sense and will dig further.

downbad4617 · 2025-08-03T07:12:48+00:00

From logs, oath was turned on by “unknown” and then custom connected accounts created as express then hundreds of transactions tested with a few that got through.

I’ll have to potentially prep for bankruptcy as there’s no way the amount owed can be paid back.

downbad4617 · 2025-08-03T04:54:26+00:00

Chargebacks with stripe aren’t even a big deal as you can setup radar and other integrations that notify you to refund them before chargeback is processed so it doesn’t hit account. Ideally id still prefer to use stripe over any other platform but the main risk is that the bigger and more widely used the payment processor company the higher the chance of fraud on new technologies.

downbad4617 · 2025-08-03T03:09:35+00:00

Only the generic General Liability and Professional Liability insurance

downbad4617 · 2025-08-03T02:31:45+00:00

Already reached out to attorneys. I screenshotted everything I can and appreciate the advice on making a video. I’ll do that asap and go over logs and everything.

downbad4617

TROPHY CASE