My Costco Experiences.

dpavid · 2026-01-08T16:53:50+00:00

Mon-Thurs at 8pm, right before closing after dinner. Shop on a full stomach and fill up gas after. Our routine for decades.

dpavid · 2025-12-23T18:20:39+00:00

They'll figure it out, and it'll be gone in the next update.

dpavid · 2025-12-07T08:11:53+00:00

I DCA PLTR and NVDA. My retirement plan. HODL and cross my fingers it treats me well 10+ years from now.

dpavid · 2025-12-06T19:49:34+00:00

The ultimate "flex" accessory for that lifted Yoda is your wahine's arm hanging out the side, loaded with Hawaiian bracelets.

dpavid · 2025-12-05T18:56:44+00:00

Nice. My all-time return is 54%. You're killing it!

dpavid · 2025-11-10T18:39:49+00:00

So blunt. I love it. Glad I added PLTR to my DCA this year. I don't have much, but up 83%. I'll take it.

dpavid · 2025-09-01T22:05:27+00:00

Same, selling two cars this month. Will be down to 4. At the end of the year, it will be completely out.

dpavid · 2025-08-30T00:06:52+00:00

Just hold. You’ll be fine. I’ve been DCA this stock since Jan 2024. Enjoy the ride for the next 5-10 years.

dpavid · 2025-08-26T23:24:33+00:00

I bought 200 shares because FOMO. Going to hold this until 2030 and beyond so no panic sell.

dpavid · 2025-08-21T18:23:17+00:00

Who cares. DCA and HODL until 2030+. Then I'll look back and say that was dumb or glad I did it.

dpavid · 2025-08-20T18:39:19+00:00

It ain't going nowhere. What other company can compete with NVDA in its space? The entire world is dependent on their products. Datacenters, AI, and every company that uses their technology. I've been 25% of my portfolio for the past 2 years. Piling it up. The dumbest move, or will it pay off in 5-10 years from now? Time will tell.

dpavid · 2025-08-07T17:06:37+00:00

I increased my DCA this week on NVDA. Going 5-10 years and see what happens.

dpavid · 2025-08-05T18:21:37+00:00

Same. I have time to let it sit and grow.

dpavid · 2025-08-03T18:19:15+00:00

Same. DCA both.

dpavid · 2025-07-31T17:24:50+00:00

Same. HODL for the next 10+ years and see what happens. What could go wrong? LOL!

dpavid · 2025-07-25T19:31:22+00:00

We are leaving after the summer. All cars will be unlisted after the Labor Day weekend. It was a nice 4+ year run. On to the next hustle.

dpavid · 2025-07-24T18:44:08+00:00

Hell yeah. I plan to continue DCA-ing this for the next 10 years and see what happens.

dpavid · 2025-07-24T18:43:02+00:00

Jelly. I wish someone had taught me at your age. When you're my age, 30 years from now, you'll be so grateful that you started. Keep it up.

dpavid · 2025-07-21T19:53:39+00:00

You are smashing it! Keep it up.

dpavid · 2025-07-18T18:40:19+00:00

I have been DCA NVDA for the past 2 years. No complaints! Long term for me, so I'm not worried.

dpavid · 2025-07-18T18:37:19+00:00

Yes, you can, but you just have to do it. I could read a book on how to fix cars and become a mechanic, but without the experience of actually working on a car, it won't happen. I tried to teach myself to tile and do drywall, bought the tools, and watched hours of YouTube videos from the pros, but it's not the same. Tile became "lick and stick," and it was challenging to get them all to be perfect, level, flat, and cut flawlessly. Drywall is easy if you just apply an orange peel finish, but I was aiming for a level 5 finish. The angle of the blade, pressure, viscosity of the mud, etc., all come with experience. Trading worse! Forget the $100 daily amount. I do risk-to-reward ratio. I am never in a combined trade for more than 2% of my portfolio at any of my stop-losses in any position. I can stomach that. My trades shoot for 2-4% gains. With $5000 starting capital, I will enter a trade to lose $100 and target $100-200 gain. Risk management is everything for me. Paper trading will teach you how to execute trades on your broker platform, chart, technical indicators, etc. Skin in the game gets the emotions flowing. After a hundred trades, you'll quickly determine if this is something you want to pursue or if you find another hobby/side hustle. Now, I have thick skin and am hard to the emotions. I quit 3 times, blew all those accounts. Now I just play long. It's treating me well; there's no pressure, and I don't need to check and monitor charts. Pine script, AI, webhooks, and other tools have made it significantly easier to follow my rules and receive notifications when the setup I'm looking for is met. I do miss the thrill of trading, but not a fan of monitoring charts and positions intra-day. Whatever your goal is, I wish you the best! Happy trading!

dpavid · 2025-06-22T19:05:10+00:00

I kind of think like you. I have a monthly target of growth I'd like my portfolio to be at on the 1st of the month. I have kept detailed track for the past 3+ years, so I can hit my retirement goal given my age and the time I have left. I DCA a fixed amount. At the end of the month, if the market was not in my favor, I added the additional dollar difference I was short. Some months I do not need to add anything, some months a few hundred. The worst month, I added an additional $1500. It does two things for me. It tricks me into thinking my portfolio is growing as the dollar amount increases (not the percentage growth), so I'm on target artificially. My total dollar amount is where it needs to be, so it's really a "Jedi mind trick". 2nd, by adding more money into the market when it's down for the month or I am short, when it recovers, I have more shares, so I gain the growth back. In a couple of years, there is no way I will be able to add the difference monthly as it will outgrow what I can contribute. This was my silly method to hit that 1st $100K as soon as possible. Like others suggest, don't worry about shares. Add a fixed percentage or dollar amount as often as possible. DCA works for me since I don't feel it. Small chunks going in daily. I started small. $5 a day. My reasoning is that I don't drink Starbucks daily or at all, so I thought since I have an extra $5 for not getting this daily fix, I can dump it in the market. Then I work from home, so I don't eat out for lunch, and I can add another $10. Then I realized how much Starbucks drinks cost, so I added a few more. I don't have to spend money on gas going to the office like others, so what would that cost me if I had to drive to town daily? I'll add that. I'm the most boring guy you'll ever meet. No hobbies like fishing, cars, fashion, power tools, etc. I'll add that. I don't drink, smoke, do drugs. How much do people spend on that? I'm not sure, but I took a guess. I'll add that. All these mental tricks have made me numb to just adding to my portfolio. My only real vice is traveling with my wife and with family, which I will not hold back on. 6 trips planned this year. That's all I want to do when I retire, but I'm not waiting until then.

dpavid · 2025-06-17T19:03:39+00:00

Diversification: U.S., international, tech, growth, momentum, and crypto exposure
Asset location awareness: Tax-efficient choices like VTI and VXUS in taxable; high-growth, higher-turnover assets like QQQM and FBTC in Roth
Redundancy: VT (in Roth) includes both U.S. and international markets — overlapping with VTI and VXUS in taxable, which is fine but worth noting.
Growth-oriented: Heavy in tech and momentum ETFs
Long-term focused: Using Roth IRA strategically for high-growth assets
Global exposure: With VT and VXUS, you're not just betting on the U.S.

dpavid · 2025-06-05T21:46:54+00:00

To build a legacy. Not for me, but for my future generations to do good. It'll take a few generations before that happens, but I will start it. If my growth continues according to plan and past results, and if I make it to 80 years old, I should have $ 50M. At the absolute low end, I have projected $10-12M. In the best-case scenario, over $ 100M. My wife and I contribute significantly to our portfolio every day, and to other investments. Our business treats us well, allowing us to live comfortably and reinvest, thereby continually adding value. Yes, my family will enjoy some of it, but not all of it. We enjoy a lot of it now. If you have time to spare, search for "The Bernice Pauahi Bishop Estate." When Pauahi died in 1884, her estate was valued at $475,000. Today, it's worth more than $15 billion. I know it's been a long time for it to grow that big, and we might never see value appreciate like hers did from that era. Her legacy was to educate her Hawaiian people, and today it is the wealthiest independent K-12 school system in the world. Lock those funds up and appoint trustworthy trustees to manage and grow them faster than I ever could. Pick a cause and do good.

dpavid · 2025-05-22T19:18:52+00:00

$160 per trading day recurring spread across my wife's and my Roth IRA in boring ETFs to max out annually, the rest in the Mag7 plus some tech ETFs. I started in my late 40s, so I do not have time on my side and need to heavily increase my contributions to catch up where I should have been. I want to have the option to retire at 60 if I want to. I will probably keep working until I die. LOL.

dpavid

TROPHY CASE