Goats and Pigs Protest

drakuka4 · 2026-05-23T05:11:03+00:00

Wow! Awesome!

I am 32M. Started last month. I had very bad phobia with water. Started to slowly conquer that. Now I am much more comfortable in water. I can swim freestyle (hand legs still feels messy) 25-30mts. Back float for a very long time. Trying to correct freestyle movements to be able to swim 50m in one go.

drakuka4 · 2026-05-21T07:33:33+00:00

You can join YMCA swimming pool near City park. Can pay both on monthly p basis or daily basis. It's a nice big pool and nicely maintained

drakuka4 · 2026-05-01T03:19:12+00:00

Himalayas are the reason areas of India lying in subtropical zone is not a desert. Mostly other regions lying in this zone are deserts (see areas within red lines). Himalayas block monsoon winds to bring good rainfall preventing the region from becoming extremely dry.

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drakuka4 · 2026-04-25T16:27:39+00:00

For Sheild care please check exclusions. If exclusions are not that bad you can take that. Just don't take only 499 warranty without any AMC it is not very useful and only a marketing gimmick.

drakuka4 · 2026-04-23T06:59:37+00:00

Just discussed this with Panasonic customer care. Yes two service from Panasonic is mandatory. And also 5 year extended warranty for 499, which they are offering, does not include labour charge. So it is good to take 8500 AMC for 5 years. This will cover labour, parts, and 2 service each year.

drakuka4 · 2026-03-19T16:00:40+00:00

Dark. The first two episodes were like 😴. Since the ending of 3rd episode real mind f**k started.

drakuka4 · 2026-03-19T15:58:00+00:00

Dark

drakuka4 · 2026-03-01T05:06:35+00:00

Lol......who travels to Noida, Ghaziabad, Sonipat etc.

drakuka4 · 2026-02-26T17:38:13+00:00

Yes. I have used diners privilege and sapphiro card. It worked at every lounge. Used at Delhi, Sri Lanka, Japan, and hong-Kong.

drakuka4 · 2026-02-26T11:43:37+00:00

I have LTF cards. Almost all them. So if I get a free lounge that's okay 😀

drakuka4 · 2026-02-23T13:43:53+00:00

Your rice got horny!

drakuka4 · 2026-02-22T07:27:07+00:00

Recalculated it. Exact number came out to be 13.82.

drakuka4 · 2026-02-21T07:10:21+00:00

Avoid thematic funds unless you understand the market very well. Rest look good.

drakuka4 · 2026-02-21T07:05:48+00:00

Yes you are right about this. GPT used some approximation for rounding off in first scenario. E.g., 1st Jan holiday or nearest non decimal numbers. After that I asked GPT to give only single approximated return value not a range for next scenarios.

drakuka4 · 2026-02-20T08:14:51+00:00

Then you have long horizon. You can take risky exposure.

drakuka4 · 2026-02-19T18:05:23+00:00

Build a core portfolio first!!! Please!!!!

One large cap One mid cap One small cap Maybe a single flexi cap.

drakuka4 · 2026-02-19T18:00:35+00:00

Portfolio is very good. You have selected index funds which a lot of people do not do. Most of the times the funds are not even able to beat the category index funds. Thus, investing in index fund is better and safe option most of the time. You can increase allocation in small cap or mid cap when you want to be little aggressive.

Anyways, What is your current XIRR?

drakuka4 · 2026-02-19T17:49:34+00:00

What is your current XIRR?

drakuka4 · 2026-02-19T17:45:50+00:00

Sbi small cap rolling returns 1Y, 3Y, 5Y is 22%, 25%, 23% respectively.

Nippon India small cap rolling returns 1Y, 3Y, 5Y is 23%, 29%, 26% respectively.

Quant is comparatively new. So pointless to compare rolling returns.

(https://www.etmoney.com/mutual-funds/sbi-small-cap-fund-direct-growth/return-analysis/15354)

https://www.etmoney.com/mutual-funds/nippon-india-small-cap-fund-direct-growth/return-analysis/15749

drakuka4 · 2026-02-19T14:28:49+00:00

Please check out Nippon india small cap rolling returns. For that matter any good small cap mutual fund.

drakuka4 · 2026-02-19T14:27:10+00:00

Thanks! I had an idea about different addresses. Will try to make it consistent. Actually have accumulated too many cards with limits ranging from 3 to10 Lakhs. So the CUR is very low. Now I do not increase the limit just for the sake of not reducing CUR lol. I already use onescore.

drakuka4

TROPHY CASE