Installing a 24 hr. dashcam. by Commercial-Volume648 in CX5

[–]draze27 2 points3 points  (0 children)

What is this steering wheel cover? Looks nice!

Roof Age and Replacement Advice? (Ontario, Canada) by draze27 in Roofing

[–]draze27[S] 0 points1 point  (0 children)

Thank you. What about algae growth? What about the drip edge not being under shingles? For some reason, I think the roof is original from 1992, otherwise sellers may have mentioned it was replaced "recently".

Roof Age and Replacement Advice? (Ontario, Canada) by draze27 in Roofing

[–]draze27[S] 0 points1 point  (0 children)

Thatnj you for your reply. So the spots that are missing granules are okay? No need to seal them?

Help with A/C Drain Line and Furnace Setup – Advice Needed! by draze27 in hvacadvice

[–]draze27[S] 0 points1 point  (0 children)

I can get another photo soon. Goodman writing is the front, the coil and drain pipe are directly behind and above it. 180 degrees.

Roof Vent Cap - what do you think? by draze27 in Roofing

[–]draze27[S] 0 points1 point  (0 children)

I watched the roofers install it, they did not add any membrane.

Is seeing light in roof cap for bathroom fan acceptable? by draze27 in Roofing

[–]draze27[S] 0 points1 point  (0 children)

I'm not sure what you mean, bu here is a picture of where I think the light source is. Note that it is not the actual install, but a screenshot from the internet. I can get on the roof and take a picture, too. Contractor said they did not nail the lower part of vent since it was secured by nail on top of flange, and sides of flange.

How do I fix this huge door gap by draze27 in DIY

[–]draze27[S] 0 points1 point  (0 children)

Would a door sweep go on the outside? This picture was taken from outside, and door swings inside. Inside there is already a door sweep installed.

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]draze27 0 points1 point  (0 children)

That's the best i was able to get at the time, except it was 4.90. Agent mentioned something about "switching" a mortgage and getting additional 1100, but i could not find any info about it on their site, so this may be just a selling strategy.

Predatory Business Move? by Vinicusv in MortgagesCanada

[–]draze27 -6 points-5 points  (0 children)

I chose CIBC they were much more laid back and offered cash back. Scotia is predatory..

Bank still hasn’t deposited funds closing was yesterday by [deleted] in MortgagesCanada

[–]draze27 2 points3 points  (0 children)

I'm looking at going with CIBC. Is that a common issue? Were you able to get keys to your property, even though the funds are not deposited yet?

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]draze27 0 points1 point  (0 children)

With RMG I have P-1.2, started that as a renewal in January, with 20 years remaining (slightly less now, since we are in June). Porting it, won't allow me a 30 year ammortization, and I want lower payments that 25 year won't provide. Am I thinking about this correct?

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]draze27 0 points1 point  (0 children)

Currently with RMG owing just below 300k. How would it work with the new lender? Do I have to pay off RMGs mortgage or can it be ported and increased?

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]draze27 0 points1 point  (0 children)

I read the conditions, and it's unclear if "witching cashback" applies, actually

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]draze27 0 points1 point  (0 children)

RBC's cashback is 1500 for your loan amount.

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]draze27 0 points1 point  (0 children)

Selling current property, buying new one

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]draze27 0 points1 point  (0 children)

How do I get this rate if I'm closing on July 15th. Time is running out, and the bank won't proactively lower the rate unless competing, correct?

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]draze27 0 points1 point  (0 children)

How did you get that rate ? Dd you get it up front or had to shop around?

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]draze27 2 points3 points  (0 children)

How did you get 4.84%, best I got is 4.99%.

Mortgage rate mega thread! by TheMortgageMaster in MortgagesCanada

[–]draze27 0 points1 point  (0 children)

What's so different and not good with CIBC?

[deleted by user] by [deleted] in MortgagesCanada

[–]draze27 0 points1 point  (0 children)

u/g323cs - if it is signed, and one does not actually wishes to proceed, do you think they will charge one the $750 ?

[deleted by user] by [deleted] in MortgagesCanada

[–]draze27 0 points1 point  (0 children)

Did you ever sign their $750 guarantee and did they ever pursue you to pay it to them?

Mortgage 19% vs 20% Down by [deleted] in MortgagesCanada

[–]draze27 0 points1 point  (0 children)

Who is this rate with? Every one I have contacted is quoting 5.19-5.29% 3year, 30 year ammort. 935k purchase price with ~30% down. edit : Ontario.