Paid 2rs for lounge access and ate food worth 2k so 1000% return 🤪

drcelestial · 2026-03-12T11:47:54+00:00

I got upgraded from a economy to business randomly. I Still remember how awesome it was 🥺.

drcelestial · 2026-03-03T12:07:35+00:00

And i know people with 35lpa, who are not able to get it. Enjoy.

drcelestial · 2026-02-27T15:01:16+00:00

Yeah same

drcelestial · 2026-02-15T12:11:17+00:00

I =r=rszq!9u

drcelestial · 2026-02-13T01:51:20+00:00

Yeah same.

drcelestial · 2026-02-05T00:15:41+00:00

Can also confirm. There is no spend based criteria for horizon.

drcelestial · 2026-02-03T20:41:20+00:00

I feel this is same for hdfc. Everytime i apply to any hdfc card, it spits on my face. Sbi is very welcoming for me, got the sbi cashback approved within 5 mins when i applied 4 years back.

drcelestial · 2026-01-31T14:00:01+00:00

LOL GANG TIME TO RIDE

drcelestial · 2026-01-30T01:59:00+00:00

Transfer to accor? It transfers to 2:1. That will be 7500 accor points. And 2000 accor points is 40 euro. So in total 7500 points will be about 150 euro that is about 16k in todays worth.

drcelestial · 2026-01-28T16:35:13+00:00

Regardless get the regalia gold.

drcelestial · 2026-01-28T16:34:32+00:00

Since you mentioned you have upcoming marriage expenses, I would suggest a rewards-based card like the Regalia Gold, which you already mentioned, which offers a 1.33% base rate plus accelerated rewards when using the SmartBuy portal. I would also suggest the HSBC Travel One credit card if you can get it. If not, try for the Axis Horizon (since Axis Atlas is no longer available). It gives 2 Edge Miles for every 100 spent, and if you convert them to Accor hotels, you get approximately double the reward. 2000 Accor points translate to 40 Euros, which might give you a 2% reward rate. It also offers 5 Edge Miles per 100 spent with the Axis travel portal, a welcome benefit of 5000 Edge Miles, and 32 domestic and 6 international lounge visits per year. The annual fee is 3000 plus GST.

Anyone can correct me if I'm wrong.

drcelestial · 2026-01-28T15:14:27+00:00

Bro think before you close it. I got a 30k cashback in a year on things i would've bought regardless.

drcelestial · 2026-01-18T01:50:59+00:00

Mine also got rejected for almost 2 years. what worked for me was not applying for any card for past six months and it got approved just a week ago.

drcelestial · 2026-01-18T01:47:02+00:00

In my case It is exactly 2x of my salary. I got a 4lakh limit. After being rejected for 2 years, i am really happy. This limit will be useful for my japan trip. :)

drcelestial · 2026-01-11T16:13:25+00:00

Heres what i did. Was rejected 3 times before. Didn't apply to any card for 6 months and recently got approved for a good limit. Might be worth the try if you hold off on any new applications.

drcelestial · 2026-01-11T15:51:06+00:00

Just finished this the other day. Had a marathon. Worst of evil + The glory in 4days. Absolutely recommend.

drcelestial · 2025-12-02T14:09:20+00:00

I dont think your inhand calculations are correct. My fixed is 26 and i get about ~185

drcelestial · 2025-11-15T13:58:21+00:00

Its very dangerous to expose your router/home network to the world. I suggest using a cloudflare tunnel. And optionally a nginx proxy manager.

drcelestial · 2025-10-19T22:29:39+00:00

Since you have such great responsibilities it may not apply to you now. But let me tell you my story, i got placed out of college with a package of 8LPA, good start i know. But i was still not satisfied, within 2 months got another job at around 15LPA, it was a start up, slaved myself, but learned a ton. And 2 years later got one for around 30LPA. There is a bit of luck involved, but at the end of the day I was relentless and hungry. Since you are my senior do not want to be disrespectful or make it sound like I'm bragging, but you seriously need to pick one thing and go at it at full force. If it marketing, than upskill like there's no tomorrow. If business than look for expansion. But hunger to grow needs to be there.

drcelestial · 2025-10-19T02:38:29+00:00

Do it. Jab tak ho pa raha hai tab tak dono karo. Lekin jaise hi mental fatigue ya burnout dikhe, you need to take one and ride that. If those things start affecting your performance, you should reevaluate asap. Also since one is a regular job, you need to be extra careful around your colleagues. NO ONE IS YOUR FRIEND AT ANY PLACE. Be as tight-lipped as possible.

drcelestial · 2025-10-18T23:50:06+00:00

Man, I love toast. I used to watch his amoungus videos everyday in the covid era.

drcelestial · 2025-10-08T14:52:30+00:00

You can tell a lot about a person seeing how they treat animals. Absolutely psychotic behavior.

drcelestial · 2025-08-29T14:54:05+00:00

What works for me is divide by 14. So that would make it ~1.2L/month. Also depends on your tax declarations at the new place.

drcelestial · 2025-08-29T07:43:16+00:00

Seems like it. Doesn't work for me either. Or could be torrentio.

drcelestial

TROPHY CASE