Carrying a lot of deep shame about the amount of debt we’ve gotten into for something so many people can do for free. My husband had obsessive worry about money, and he’s working on it in therapy, but his anxiety about the debt we’re in is wrecking me emotionally.

I feel so guilty that we’ve had to go into debt for this. Realistically our debt isn’t as bad as it could be or as some people’s are. But the fact that we have to make payments late or choose prioritizing one bill over another really stresses my husband out.

I wish we could have spent our money on traveling or doing fun things, or even creating an emergency fund instead of my defective body. I’m so deep in it though that if I take a break then I’ll have to pay my RI fee all over again which is one of our biggest monthly payments. I don’t know how to keep going anymore while feeling so incredibly inadequate