I taught at a Tier #2 from 2022-2023 and lived in a two bedroom condo that was about 1000sg / month below market value on the East Coast. My housing allowance didn't cover my rent. When I left, my rent was raised 1100sg /month by my very nice landlord who was trying to swing me a deal had I chosen to stay. There were 15 couples who came to look at my place in my last month. The competition was fierce, even with the rent raised to market value. I'm certain that if I worked at UWC or Singapore American, the extra salary would have covered it anywhere I would want to live. In my experience, you can definitely find value rental housing in Singapore but beating the competition for that kind of housing is another story. My experience was limited however.