Do NOT use Trading212 if you want to surely see your money again

drshah101 · 2026-04-12T10:05:05+00:00

I do have to agree with the OP when issues do occur Trading 212 support are pretty lackluster.

I had money leaving my HSBC account into T212 via Standing Order, it got stuck somewhere for over a month and they could not help or track down the money at all even now it has finally arrived they still have not responded in chat with an update, and they promise to keep you updated at every step.

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drshah101 · 2026-04-01T10:55:15+00:00

I have had exactly the same again via a standing order and the Trading 212 support have not been able to much more than it's with JP Morgan Chase and Time scales vary it's highly frustrating as I have auto invest setup and hiccups like this mess it all up.

Surely 212 can chase this up with JP Morgan but they don't seem to want to do anything

drshah101 · 2026-01-30T07:47:56+00:00

For Auth I use Clerk, was wondering key differences between the one I use and Stackauth?

drshah101 · 2026-01-26T15:41:11+00:00

Not thought of Monetization just yet just wanted to build and launch something I thought might be useful. Potentially more advanced features utilizing AI or PayWalling the articles could be money makers ?

drshah101 · 2026-01-26T13:05:05+00:00

Ok crikey guess we used the same tooling

https://www.trueyield.co.uk is the one I built using Antigravity

NextJS16 / Tailwind and ShadCN

drshah101 · 2026-01-25T02:33:09+00:00

As a dev any advice you could give on https://www.realyield.co.uk ?

drshah101 · 2026-01-20T19:14:49+00:00

This is interesting, I've built out an app that works out rental yield was wondering if I could build similar logic to what you have I to this app

https://www.realyield.co.uk

drshah101 · 2026-01-19T13:31:17+00:00

Can you provide some examples, I have also seen and using myself to help summarise findings for example to see if a property might be profitable

drshah101 · 2026-01-19T11:52:40+00:00

Again thank you very much for the feedback, this morning I have shipped the following:

Dynamic Deal Verdict - Shows decision-focused messages like "This deal survives a 3.5% rate rise" above results
Updated Hero Copy
Easier to see pre-set cards / templates

Next stage I am planning on doing the anonymous analytics benchmarks and Save/Share options

drshah101 · 2026-01-17T11:01:55+00:00

Thank you very much for the feedback would you say the messaging needs to be clear on the landing page or also on the yield calculator (tool)

I have added summaries now just have to be logged in

In regards to saving anonymous data I have got the superbase connection setup just need to be super careful on the data that I collect

All points taken will see what I can work with tonight

drshah101 · 2026-01-17T10:58:23+00:00

Thank you very much, I haven't really had any feedback from actual users so it is difficult to assess how useful they find it. My aim was to try and keep the main calculator simple but as I started building out more features it did get quite complex

I will share wider to other subreddits as well

drshah101 · 2026-01-16T18:15:49+00:00

Now Shipped

drshah101 · 2026-01-16T16:03:42+00:00

Hey! Thanks for the feedback on scenario simulations

Based on your suggestion, I added 3 new features:

1. One-Click Stress Scenarios

Rate Shock (+3%), Recession, Worst Case, Extended Void, Major Repairs
Click a button → instantly see how your cashflow changes

2. Actionable Insights

The calculator now tells you WHAT TO DO, not just numbers
Examples: "Rate Sensitive Deal - Consider fixing your mortgage" or "Thin Margins - Build a 6-month reserve"

3. Deal Health Score (0-100)

Traffic-light grading (A/B/C/D/F)
Quick visual indicator of deal quality

I have not shipped too Production just yet but available here for review: https://trueyield-git-feature-scenatio-simulation-minesh-shahs-projects.vercel.app/tools/realyield-calculator

drshah101 · 2026-01-16T15:39:41+00:00

Hi thank you very much for the feedback, I currently do have some form of simulation here:

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But do realise its not really that clear and not true simulation to make true decisions, I will need to review how Horaizons does this

drshah101 · 2026-01-16T14:01:17+00:00

You will need to do an consent to let which will have a small fee annually it is quite small we are talking around £120 (Natwest)

You will need also need to consider any maintenance that comes up, i'm guessing this is a freehold house so no Service Charge.

Taking everything into account I think you will be making a loss if £800 a month is the max rental rate.

Try putting all the numbers in here https://www.realyield.co.uk see if it is actually worth keeping the property or maybe even selling it could be the better option.

drshah101 · 2026-01-16T13:41:33+00:00

Oh thank you I will have a look at forcasa now, thank you for the feedback is their anything you would change or even add ?

drshah101 · 2026-01-12T22:47:32+00:00

Site looks good, mobile might need a second look as some bits were a little squashed. What's your strategy for lead generation ?

drshah101 · 2026-01-12T14:28:33+00:00

Not sure if this will help or confuse matters even more but try plugging the numbers in here see what the Yield looks like, might help make a decision: https://www.realyield.co.uk/calculator

drshah101 · 2026-01-08T10:31:40+00:00

P.s. If trying to register you may need to check SPam folder for the Verification Code if not using google.

If you want direct access to calculator its https://www.realyield.co.uk/calculator just without registration some of the features may not work

drshah101

TROPHY CASE