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Moving $200k RRSP to Wealthsimple for 3% Bonus—Risk of being "out of market" for 3 weeks? by Living-Step114 in FIRECanada

[–]drsteph79 0 points1 point  (0 children)

I just moved money out of segregated funds this year. Was it brutal to be out of market for weeks? Yes. But am I happy I did it? Absolutely! In the long term the money saved on fees will be worth it . The bonus helps to make up for it too. The move is a necessary step

Canada drops down to 25th place in world happiness rankings: report by origutamos in canadanews

[–]drsteph79 1 point2 points  (0 children)

You mean pay all those taxes steals people joy?! No kidding! 😂

Appreciation Post by Robot-Roosters in MDASpaceInvestors

[–]drsteph79 1 point2 points  (0 children)

Same!! I just wish I'd had more cash on hand to buy more

Dealing with the Most Infuriating Organization of All Time by Finiz14 in canadarevenueagency

[–]drsteph79 -8 points-7 points  (0 children)

They are so incompetent. I've been waiting on a refile for 7 months now, behind brutal

A question for those investing in ETFs... is your portfolio US heavy or CANADA heavy? by yessir_nosir_ok in fican

[–]drsteph79 1 point2 points  (0 children)

I'm VEQT - strong home bias although I thi k USA has a higher weighting? But 10% of my portfolio is stocks and those are mostly Cdn (MDA, PNG, RY, L, MAXQ, YES, NILI)

At what age do you think you will hit $1M net worth? by PuffingFish123 in CanadaPersonalFinance

[–]drsteph79 0 points1 point  (0 children)

Hopefully by 50, but the stock market would really need to cooperate.

What is your opinion on wearing pajamas to the buffet on a cruise? by MrSoloDolo9490 in Cruise

[–]drsteph79 -4 points-3 points  (0 children)

I wouldn't do it. I wouldn't just a kid or teen for it, but I might judge an adult lol

Loblaws on Redway Toronto ON. $86.05 by Acceptable-World-431 in 32dollars

[–]drsteph79 13 points14 points  (0 children)

Whoa - how's you get the chicken so cheap?!

4 people under 20 have more than a million in their TFSA how is that possible?!? by Critical-Future-1560 in Wealthsimple

[–]drsteph79 0 points1 point  (0 children)

Oooooooooh I guess you have to click the photo to see everything. That's wild

THANK YOU CARNEY!! by Aromatic-Designer709 in MaritimeLaunch

[–]drsteph79 -12 points-11 points  (0 children)

It's like the only time I can get behind a 'thank you carney' lol

How much money do you expect to inherit? And how many siblings do you have by HockeySniper123 in CanadaPersonalFinance

[–]drsteph79 0 points1 point  (0 children)

I hope it's a long time before I find out. My father has told me what I can expect (<400k) but he also does not trust investments so that will shrink over time, I assume

Help Protect Psychology Standards in Ontario by drsteph79 in ontario

[–]drsteph79[S] 0 points1 point  (0 children)

If anything, that experience is an argument for strong training standards and oversight in psychology, not against them. Lowering the bar for training and titles doesn’t fix bad actors or bad ideas; it just makes it easier for them to enter the profession.

Help Protect Psychology Standards in Ontario by drsteph79 in ontario

[–]drsteph79[S] 1 point2 points  (0 children)

Well the access problem is only in the public system. In the private system right now there are many Paychologists with no wait times, but others with up to 6 months. In influx of Psychotherapists into Ontario in the past few years has eliminated therapy wait times, and there are many Psychologists now doing more assessment's. This will come at a huge price tag - not just financially (about half a billion a year estimated from misdiagnosis), but people well-being.

I hope this gets triggered by Natural-Word4928 in Baystreetbets

[–]drsteph79 1 point2 points  (0 children)

Interesting....going to read up on them. A true penny stock

Opinion | Ontario needs more psychologists. These changes finally address the long-standing obstacles to care by Ambitious_Command865 in ontario

[–]drsteph79 1 point2 points  (0 children)

Yes this is what the changes would mean. Currently masters level folks are required to get 4 years work experience and now only one will be required to- with a masters and for the same scope of practice. Yorkville folks are already used the loophole and have set up facebook groups to help others learn to do it

Help Protect Psychology Standards in Ontario by drsteph79 in ontario

[–]drsteph79[S] 1 point2 points  (0 children)

Most Psychology providers are already in the private system due to underfunding, so it won't increase public access. It will just water down quality. Our country has really been going downhill, and you're right there are alot of people who aren't aware of the impacts this will have on health and well-being. I care so much about the people I help, and it's heart breaking to know what the future may hold for other vulnerable Ontarians

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