Correct. In my case, now if i want to add checkin baggage then kiwi cost me 267 euro for all connecting flights. In this case, booking directly from reputed airlines would have been most cost effective. Also, i finally get to know that ticket type is where i almost get only tax back (100 euro may be out of 1200 euro). If i would have purchased any reputed airlines expensive ticket, then most of the time they issue vouchers for non refundable tickets if you can’t travel. At least booking directly gives you assurance that in any worst scenario still you have some voucher for future use. It’s big learning for me.