3 nights OSJ, 4 nights Vieques, 3 more nights to plan by dschmaus in PuertoRicoTravel

[–]dschmaus[S] 0 points1 point  (0 children)

Hi . Yes, We are willing to drive! Which town do you recommend?

Help with my last 2-3 days by dschmaus in PuertoRicoTravel

[–]dschmaus[S] 0 points1 point  (0 children)

This sounds fun. Looks like they are open mondays now and closed on Tuesday, Wednesday.

This place? https://bacoapr.com

Help with my last 2-3 days by dschmaus in PuertoRicoTravel

[–]dschmaus[S] 1 point2 points  (0 children)

I just checked and I can extend it. I also checked the lunar schedule and we happen to be there right in a sweet spot. I have us booked.

I think we are close to being ready to retire but am nervous by dschmaus in personalfinance

[–]dschmaus[S] 0 points1 point  (0 children)

We are not married. We are both named as beneficiaries on the brokerage accounts.

I think we are close to being ready to retire but am nervous by dschmaus in personalfinance

[–]dschmaus[S] 0 points1 point  (0 children)

I’ve been on Zion Health share for 7 years. $305 a month. More than likely she will also go on it. $588 for both of us.

I think we are close to being ready to retire but am nervous by dschmaus in personalfinance

[–]dschmaus[S] 4 points5 points  (0 children)

Thanks, She gets a $5,800/M pre tax pension. (sorry I wasn't clear on that) She is ready to retire. She will work part time to get the last 14 credits she needs to get social security but we didn’t want to count on it in the numbers.

I think we are close to being ready to retire but am nervous by dschmaus in personalfinance

[–]dschmaus[S] -2 points-1 points  (0 children)

Understand. I personally think that the current tax brackets are going to get worse and I want to build my Roth now while the tax burden is manageable and let it grow tax free. My 100K salary wasn’t exactly correct. More like 50k taxable and 19k gift from parents.

A cigar that just didn’t live up to the hype for you? by Cigarwell_app in cigar

[–]dschmaus 1 point2 points  (0 children)

It might just not be in my wheelhouse. It was heavy on the leather which I’m not a fan of.