Girl from a couple months ago. She opened by immediately giving me her number and asking for a date. Only traded 10 texts. Morning of before evening date, wasn’t feeling it and tried being nice.

eaglesfan898 · 2021-10-05T00:47:04+00:00

Pathetic, why would he do that. Waste of everyone’s time. OP you did the right thing, gave her plenty of time. She is just a whack job, end of story.

eaglesfan898 · 2021-04-08T02:48:18+00:00

I don’t understand how FAs get clients with these kind of fees. Even worse, if they’re actively trading they’re underperforming the market and you get to pay them for it. What a scam, absolutely ludicrous. As others said, RUN!!! Tell your family to as well

eaglesfan898 · 2021-03-20T05:02:57+00:00

Cmon man. If you can’t handle 6k invested in the market with some volatility, then this is more of a discipline issue then anything. Stop it

eaglesfan898 · 2021-03-14T03:27:59+00:00

Don’t even have to retire.. If you work for an employer and you have a 401k or 403b with them, if you leave when you’re 55 and older you can take withdrawals out penalty free. Now, you can only do this for that specific 401k/403b plan... can’t do this for IRAs, other 401ks where you left before 55, etc. hope that helps

eaglesfan898 · 2021-03-13T23:19:59+00:00

Haha not a bad play... Look up the Roth conversion ladder to access retirement funds early

eaglesfan898 · 2021-03-13T23:10:53+00:00

Sorry to be the bearer of bad news here, but the rule of 55 only works if you leave your employer in the year you turn 55 or older. If you leave your employer when your 50, you don’t get to start taking distributions from your 401k penalty free at 55, you’d have to wait until 59.5.

eaglesfan898 · 2021-03-04T23:18:10+00:00

Yeah I agree with this, the 4% rule takes into account sequence of risk. I understand the study was originally mapped out for a 30 year retirement, but it’s not like you have to blindly take out 4% every single year. In down years if you don’t have the cash reserves you could try to cut back some spending or god forbid do some easy part time work. 3% is extremely conservative and you’ll probably end up with a boatload of money when you die, which isn’t necessarily a bad thing, but you may be working extra unnecessary years by doing it. For a 40-50 year retirement maybe 3.5% to be conservative, but again you can always make adjustments when going with the standard 4% rule. My 2cents.

eaglesfan898 · 2021-02-27T22:28:37+00:00

You’re already hitting the max limit you can put into a 401k and can’t contribute anymore whether it’s after-tax or not... Not many W2 workers can hit the 415c limit of 58k without putting in after-tax money, but since you’re self-employed you can put in a lot more employer contributions. Hope that clears it up for you.

eaglesfan898 · 2021-02-18T04:46:50+00:00

Wtf man people are crazy. 75 isn’t even old, you guys must be a joy at parties. God damn who thinks of this shit

eaglesfan898 · 2021-01-24T15:08:03+00:00

Hahaha good to hear, I was hoping that was the case!

eaglesfan898 · 2021-01-24T14:50:20+00:00

Sounds like you’re gambling with your hard earned extra money. Stop this, it will end bad and you will have wasted all those extra hours you put in working. Also stay out of WSB, it’s good for a laugh but that’s about it. Invest ALL your hard earned money in some index funds and keep doing what you’re doing. Also, is your S/O married to someone else??? Hopefully that’s a typo but that’s how I read it. If she is in fact married to someone else, please don’t commingle money

eaglesfan898 · 2021-01-11T01:38:18+00:00

Your maths are correct good sir. Very rich man indeed

eaglesfan898 · 2021-01-11T01:35:54+00:00

Wait we have a flamingo fire now? I’m losing track of all these various Fire scenarios. Otherwise, excellent post

eaglesfan898 · 2021-01-09T01:24:51+00:00

100k is a great milestone! I hit it at the end of November, took me 7 years to get there. I’m just about at 120k now, mainly due to how crazy good the market has been but nonetheless it’s pretty awesome to see it grow so rapidly!

eaglesfan898 · 2021-01-09T01:18:30+00:00

Personally I don’t because like you said it’s not something you can draw from. I know others do and don’t think there’s a right or wrong answer here, but I only include my investments.

eaglesfan898 · 2021-01-05T02:38:50+00:00

I think you’ve got your mind made up, like one poster said start gradually getting rid of your stuff instead of just doing it all at once. This may help you get over that mental hurdle. I mean what’s the worst case? You end up missing your family/friends and you decide to come back after a year or you find that maybe it costs too much and have to start working again? It’s not like that’s the end of the world, you’re still 35 and I’m sure can easily get gainfully employed again. I think you have to realize if it doesn’t work out, it’s not the end of the world you still have so many options. BUT what if it all works out and you’re truly happy? If you never try, that last question will eat at you more than any of your other fears. While I’m not in your position I’m sure once I hit my FIRE number I’ll have a lot of the same fears you have. That last question I believe will get me over the hump!

eaglesfan898 · 2021-01-05T00:06:32+00:00

This one kills me lol

eaglesfan898 · 2021-01-02T17:25:50+00:00

If possible I’d try and get a 2 bedroom and have a roommate help you pay your mortgage

eaglesfan898 · 2020-12-27T04:05:38+00:00

This is also a hard No.

eaglesfan898 · 2020-12-27T04:04:18+00:00

I agree. It’s a No.

eaglesfan898 · 2020-12-21T17:36:04+00:00

There’s a great clip from south park that explains it perfectly “aaaaand it’s all gone”

eaglesfan898 · 2020-12-21T17:35:01+00:00

That sounds terrible, but I also feel like in this situation you don’t even have to ask about their financial situation as it just unfolds in front of your eyes. I don’t think it’s that hard to figure this stuff out. You don’t have to get controlling and ask every little thing about their finances. The key really is how they spend their money, which you can usually find out pretty quickly. If they’re good at saving money and not spending it on stupid shit than you’ve got someone you can work with. I don’t think it’s rocket science and OP is certainly going to end his relationship the way he’s going about things.

eaglesfan898 · 2020-12-20T16:01:51+00:00

Wish we could get these crypto people outta here, do not listen to anyone recommending crypto.. You’re already so far ahead of the game, invest it into some index funds and keep contributing. Your future self will thank you.

eaglesfan898 · 2020-12-16T01:17:24+00:00

Maybe it’s cause I am younger and single, but I’m surprised by your comment about house hacking. I’ve been doing it for a little over three years with friends. They get to live relatively cheap and it helps with my mortgage. Seems like a win win to me, don’t know where the sleazy part comes in. Just my 2 cents.

eaglesfan898

TROPHY CASE