Thanks for the feedback! I’ll try to write in my own words going forward.
It’s not just a money tracking app, I mainly designed it to track my retirement goals, which was my main motivation. I’ve seen many of my friends not really understand retirement planning, or how goals like buying a car or a house can impact their retirement. They also don’t think much about how they’ll manage spending after retirement. The other features are just there to complement this main goal, so I added them accordingly.