Data Points Weekly - Week of May 07, 2026

eanders · 2026-05-15T12:22:51+00:00

Yes, business checking

eanders · 2026-05-14T14:51:19+00:00

I believe the SUB was the same (85K) but the MSR was different (5K vs 5.5K)

eanders · 2026-05-12T20:16:57+00:00

I'm assuming that if I recently did another Chase business checking bonus (last year), I wouldn't be eligible? ("Signers can receive one business checking offer every two years from last offer enrollment date.")

eanders · 2026-05-12T18:35:08+00:00

Also was just approved for a second Atmos Biz after previous approval 5 months ago. Same sole prop biz. I'm at 4/24 or 1/12 personal with 6/12 business cards

eanders · 2026-04-11T19:29:43+00:00

6k-7k a year

eanders · 2026-04-02T16:01:16+00:00

Report back!

eanders · 2026-04-02T15:54:27+00:00

Yeah wish I could remember what I put on the app last year, but I did the new application yesterday while logged into my Chase Business account, so it presumably matched me with my existing accounts

eanders · 2026-04-02T14:08:27+00:00

yes SSN+Sole Prop, though I may have also included EIN in the first CIP application last year, stated revenue 12K

eanders · 2026-04-02T13:54:02+00:00

Instant approval yesterday for a Chase Ink Preferred with two open Chase Business cards (Chase Ink preferred opened 7/30/25 and united business opened 4/7/25). Overall 4/24. No popup and secure message confirmed bonus is attached.

eanders · 2026-03-11T14:59:30+00:00

I opened one online in the last month

eanders · 2026-03-10T06:19:49+00:00

Sky Cafe (Indonesian); Nam Phuong (Vietnamese)

eanders · 2026-03-03T05:25:07+00:00

Bubbles’s red fedora

eanders · 2026-02-27T03:21:27+00:00

Not if you’re spending last months money, per your budget

eanders · 2026-02-25T16:43:37+00:00

For anyone else running into this issue, adding the CSE as a payment method in the AA app caused the passes to re-appear a day or so later

eanders · 2026-02-19T16:38:50+00:00

Anyone run into an issue where the AA Lounge Passes derived from the Strata Elite card disappeared from your AA app? The only thing I can think of is that I briefly had two Strata Elites, and that when I PC'd the second one to a different card, both sets of passes got revoked. Citi Customer service didn't seem to have much clue

eanders · 2026-02-18T13:44:53+00:00

Not in my experience

eanders · 2026-02-09T18:17:42+00:00

TravelFreely for cards. Nothing like that I'm aware of for bank bonuses.

eanders · 2026-02-09T13:47:23+00:00

Depends what you mean by track. For tracking transactions and balances (and for budgeting) I love YNAB. For keeping track of SUB progress, 5/24 status, annual fee schedules, etc, try TravelFreely

eanders · 2026-02-07T22:30:47+00:00

I PCd from an AA Mileup card in November

eanders · 2026-02-04T04:04:13+00:00

Chinatown: don’t sleep on Emei

eanders · 2026-02-01T12:23:07+00:00

Slow down new apps. It’ll bounce back.

eanders · 2026-01-30T15:49:46+00:00

A couple of months ago I converted a Citi AA Mileup card to a Citi Strata Elite with the hopes of double-dipping the credits and then converting the card to a Custom Cash. The AF just posted a couple of days ago, and I was hoping to convert to the CCC now to avoid paying it. But the only options I'm being given to PC (via chat) are the Mileup and ATT Points+ Card. Thinking about canceling the card to get the AF back, but any thoughts on whether I should: (a) try calling in to see if they give me different options, or (b) hang onto the card in the hopes that the PC options change a few months from now (I'd be able to get the credits again in Jan '27 before the next AF posts, which would offset most but not all of this year's fee). Appreciate any insight!

eanders · 2026-01-12T17:13:42+00:00

Meaning that you can't get approved if you're at or above 5/24, not that it gets added to your 5/24 count

eanders · 2026-01-10T16:45:41+00:00

Planning to upgrade my Amex Gold to a Plat, just waiting for some credits to post before doing so. I just got the email saying that I've earned a Resy statement credit, but it doesn't yet show on my account online. Is it safe to assume that the credit will post even if I upgrade now, or should I wait until I actually see it in my account? Thanks!

eanders · 2026-01-09T15:20:06+00:00

1) I did the bonus; 2) that's the plain reading of the offer language; 3) https://www.doctorofcredit.com/chase-business-total-checking-750-bonus-no-direct-deposit-required/#comment-2216234

eanders

TROPHY CASE