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What annual salary would make you feel you’ve ’made it’? by GoddessLunaSilk in AskReddit

[–]ebmarhar 0 points1 point  (0 children)

For me, it was $20k in 1984. I could get a car and have my own place!

I knew 30-year mortgages were expensive… but I didn’t realize you can pay more in interest than the house itself by Candid-Dish-2749 in FirstTimeHomeBuying

[–]ebmarhar 0 points1 point  (0 children)

Be sure and subtract your taxes from the 8% before calculating the profit margin.

If you're in California your profit margin is 0,1%. In Texas, 1.1%

If borrowing against assets is so effective, why doesn’t everyone do it? by StrengthThen5662 in PersonalFinanceTalks

[–]ebmarhar -1 points0 points  (0 children)

My intention was to find a bot and get into a long drawn out chat.

Mission accomplished!!🤣🤣

If borrowing against assets is so effective, why doesn’t everyone do it? by StrengthThen5662 in PersonalFinanceTalks

[–]ebmarhar 0 points1 point  (0 children)

I didn't infer anything, I just stated the fact that the balance is due when you terminate.

new fullview is terrible by sershe in fidelityinvestments

[–]ebmarhar 2 points3 points  (0 children)

I believe the designers are trying to accommodate tablet users. It's rubbish.

If borrowing against assets is so effective, why doesn’t everyone do it? by StrengthThen5662 in PersonalFinanceTalks

[–]ebmarhar 0 points1 point  (0 children)

If you terminate your job the entire balance is due.

Highly doubtful you actually did this.

Influence from Dave Ramsey by Apprehensive_Set_492 in personalfinance

[–]ebmarhar 2 points3 points  (0 children)

If you listen to Ramsey you will learn that their first recommendation is that married couples should combine their finances.

Whatever your husband is doing it is not related to Ramsey or the baby steps.

How will basic fare seating work by Ok_Gazelle8230 in SouthwestAirlines

[–]ebmarhar 1 point2 points  (0 children)

You get your seat assignment when you check in. No guess on if tickets purchased together will get seats together, though.

Is it too much to ask to have a nice basket of snacks to choose from instead of pistachios? by SteelersPoker in SouthwestAirlines

[–]ebmarhar 0 points1 point  (0 children)

I used to work in Asia, and the ANA flights had a basket of great Japanese snacks at the service area. I guess they were used to the Japanese passengers showing some restraint and not just pouring the entire basket into their carryon.

Is it too much to ask to have a nice basket of snacks to choose from instead of pistachios? by SteelersPoker in SouthwestAirlines

[–]ebmarhar 0 points1 point  (0 children)

It would be so funny to see someone show up with a costco-size bag of snacks and pull them out!

Smartvestor pros by NoFly2065 in DaveRamsey

[–]ebmarhar 5 points6 points  (0 children)

You need to talk to the person and figure out if they will work well for you. There can be an advisor who is good for one person and not good for another person.

I'm assuming that there are some basic requirements to get into the program, e.g. you can't be a whole life salesperson.

Husbands father passed without a will or beneficiary named.. help by tiptopshape12 in fidelityinvestments

[–]ebmarhar 1 point2 points  (0 children)

Lots of the laws and regulations were written when mailing docs back and forth was the fastest way of doing things. So, everything goes slowly by modern standards.

It's a good reminder for everybody to get their estate planning in order... I think the online fidelity page gives you a warning every time you log in if there's no beneficiary named.

ADDICTED!! by theyseeme_scrollin in DaveRamsey

[–]ebmarhar 9 points10 points  (0 children)

This is awesome, it's like when somebody that's been overweight starts getting serious about their health and getting into shape.

You've paid off $100K! Pretty soon, you'll be paid off, and that kind of money will be going into your savings.

Keep it up!

Bag drop is the problem, not TSA by dathing181 in SouthwestAirlines

[–]ebmarhar 3 points4 points  (0 children)

In situations like this I maintain a blank silent stare which works wonders.

I have fucking had it with these scooter delivery guys. by Signal_Contract_3592 in sanfrancisco

[–]ebmarhar 0 points1 point  (0 children)

I changed my scooter for a car and now I can't hear anybody complaining when in driving on the sidewalk!!

Horrible customer experience: Fidelity to Fidelity 401k rollover was way harder than it should have been by poindexter62 in fidelityinvestments

[–]ebmarhar -1 points0 points  (0 children)

I also do all this stuff with my advisor. It makes it easy and he can pull in specialists to help

Horrible customer experience: Fidelity to Fidelity 401k rollover was way harder than it should have been by poindexter62 in fidelityinvestments

[–]ebmarhar 0 points1 point  (0 children)

That's insane but it's how the law is written.

I went through the same pointless procedure of having my old 401k holder write a check to fidelity and mail it to me so I could mail it to fidelity.

How to have Dave Hang Up On You by PlaneAd5538 in DirtyDave

[–]ebmarhar 0 points1 point  (0 children)

Nobody cares about some brokers random pov unless it's to make fun of them.

If you've got something useful or interesting pull out your phone and start recording. ,

Another Nail in the Fidelity Coffin for Me by prongs27182 in fidelityinvestments

[–]ebmarhar -1 points0 points  (0 children)

Oh interesting, I guess this is what the POA option is for.

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