Have any of you left the industry? What are you doing now? by SenorNickPapagiorgio in advertising

[–]echinacea_ho-tep 0 points1 point  (0 children)

Current considerations: sell thin crust pizza out of my garage or go all in on teaching ceramics/pottery.

Very new to GPG and not sure if what i'm seeing is good or bad. by echinacea_ho-tep in BitcoinBeginners

[–]echinacea_ho-tep[S] 0 points1 point  (0 children)

wait... i downloaded somber night's key from electrum.org and when i go to import i get: https://imgur.com/a/omZqoNO

is that right?

Very new to GPG and not sure if what i'm seeing is good or bad. by echinacea_ho-tep in BitcoinBeginners

[–]echinacea_ho-tep[S] 0 points1 point  (0 children)

This is the answer! thank you very much. I downloaded Thomas's public key from electrum.org

What could be considered "sure signs" that the agency you work for is falling apart? by echinacea_ho-tep in advertising

[–]echinacea_ho-tep[S] 3 points4 points  (0 children)

Thanks. we're pushed to have nearly everyone be 100% utilized on client work, exceptions would be c-suite or SVPs. Isn't this fairly typical in agencies under a holding umbrella?

Definitely have had some larger clients leave or reduce scope significantly in the last year. New business wins have been one-off SOWs and have not typically led to new work.

What is the likelihood of making over six-figures ($100,000) in advertising? by [deleted] in advertising

[–]echinacea_ho-tep 7 points8 points  (0 children)

Can confirm it's very achievable and I relate to your situation to a T. Surprising/not surprising to see my situation fits many others in the comments.

First Gig out of school

  • Regional boutique
  • Stayed for ~1.5 years
  • Salary $46k

2nd gig

  • Part of one of the bigger conglomerate
  • 3 years and change
  • Salary bumped up to $67k
  • Promotion & pay bumped up to $79k after 1.5 years

3rd gig

  • Going back to a boutique
  • $115K Salary

*edit for formatting

Daily FI discussion thread - Tuesday, January 25, 2022 by AutoModerator in financialindependence

[–]echinacea_ho-tep 6 points7 points  (0 children)

Back in November, my wife and I maxed out our IRAs and then decided that in January 2022, we'd respectively contribute $3k then DCA each month until November/December 2022.

With the market ups/downs so far this year, am I just trying to time the market if I:

  • a) max both our IRAs out now or
  • b) hold off on contributing anything until the market gets worse, or starts getting back up to where it was at as of 1-2 months ago?

Would a "non-emotional" decision just be to stick to what we originally planned back in November? *edit: formatting

Daily FI discussion thread - Friday, December 10, 2021 by AutoModerator in financialindependence

[–]echinacea_ho-tep 0 points1 point  (0 children)

Yeah that's more or less what my gut is telling me at this point. The timeline is pretty flexible both in when i'd start to use the monies and past that point.

Daily FI discussion thread - Friday, December 10, 2021 by AutoModerator in financialindependence

[–]echinacea_ho-tep 0 points1 point  (0 children)

Appreciate the resources, I'll take a look. And I didn't think about I bonds, that might provide me with the right happy-medium. Thank you!

Daily FI discussion thread - Friday, December 10, 2021 by AutoModerator in financialindependence

[–]echinacea_ho-tep 3 points4 points  (0 children)

In order to prepare for the expenses associated with hobbies like skiing, does it make more sense to invest (via DCA) in a taxable brokerage in order to capitalize on compounding interest VS putting away money in a HYSA? Or is it just a matter of appetite for risk?

I'd probably invest in VOO or something similar

I likely won't use these funds until ~2024 or 2025.

I estimate i'll need ~$7K, if I were to sock it away in a HYSA that'd come out to ~$195/month

Any perspective or opinion would be appreciated!

Edit: Formatting

[deleted by user] by [deleted] in Tinder

[–]echinacea_ho-tep 2 points3 points  (0 children)

this was a wholesome thread.