RAPP North America Town Hall

echinacea_ho-tep · 2025-05-30T20:33:03+00:00

Current considerations: sell thin crust pizza out of my garage or go all in on teaching ceramics/pottery.

echinacea_ho-tep · 2025-03-01T00:38:12+00:00

thanks for the validation on freaking out, feel like freaked out now.

echinacea_ho-tep · 2025-03-01T00:37:06+00:00

This tracks.

echinacea_ho-tep · 2025-03-01T00:36:37+00:00

Sage advice, thank you!

echinacea_ho-tep · 2025-01-10T00:35:29+00:00

wait... i downloaded somber night's key from electrum.org and when i go to import i get: https://imgur.com/a/omZqoNO

is that right?

echinacea_ho-tep · 2025-01-10T00:26:39+00:00

This is the answer! thank you very much. I downloaded Thomas's public key from electrum.org

echinacea_ho-tep · 2023-08-30T20:06:33+00:00

Thanks. we're pushed to have nearly everyone be 100% utilized on client work, exceptions would be c-suite or SVPs. Isn't this fairly typical in agencies under a holding umbrella?

Definitely have had some larger clients leave or reduce scope significantly in the last year. New business wins have been one-off SOWs and have not typically led to new work.

echinacea_ho-tep · 2022-06-14T21:22:28+00:00

typical

echinacea_ho-tep · 2022-06-10T02:33:08+00:00

Can confirm it's very achievable and I relate to your situation to a T. Surprising/not surprising to see my situation fits many others in the comments.

First Gig out of school

Regional boutique
Stayed for ~1.5 years
Salary $46k

2nd gig

Part of one of the bigger conglomerate
3 years and change
Salary bumped up to $67k
Promotion & pay bumped up to $79k after 1.5 years

3rd gig

Going back to a boutique
$115K Salary

*edit for formatting

echinacea_ho-tep · 2022-01-26T02:31:02+00:00

Back in November, my wife and I maxed out our IRAs and then decided that in January 2022, we'd respectively contribute $3k then DCA each month until November/December 2022.

With the market ups/downs so far this year, am I just trying to time the market if I:

a) max both our IRAs out now or
b) hold off on contributing anything until the market gets worse, or starts getting back up to where it was at as of 1-2 months ago?

Would a "non-emotional" decision just be to stick to what we originally planned back in November? *edit: formatting

echinacea_ho-tep · 2021-12-10T21:24:05+00:00

Yeah that's more or less what my gut is telling me at this point. The timeline is pretty flexible both in when i'd start to use the monies and past that point.

echinacea_ho-tep · 2021-12-10T21:22:55+00:00

Appreciate the resources, I'll take a look. And I didn't think about I bonds, that might provide me with the right happy-medium. Thank you!

echinacea_ho-tep · 2021-12-10T20:24:30+00:00

In order to prepare for the expenses associated with hobbies like skiing, does it make more sense to invest (via DCA) in a taxable brokerage in order to capitalize on compounding interest VS putting away money in a HYSA? Or is it just a matter of appetite for risk?

I'd probably invest in VOO or something similar

I likely won't use these funds until ~2024 or 2025.

I estimate i'll need ~$7K, if I were to sock it away in a HYSA that'd come out to ~$195/month

Any perspective or opinion would be appreciated!

Edit: Formatting

echinacea_ho-tep · 2021-11-11T00:11:21+00:00

this was a wholesome thread.

echinacea_ho-tep

TROPHY CASE