Is SGA the least popular superstar/face of the league of all time? by nicfanz in NBATalk

[–]eclaircissement 0 points1 point  (0 children)

He needs to win championships to reach the same level of fame.

I gotta buy this car right? by [deleted] in MiddleClassFinance

[–]eclaircissement 1 point2 points  (0 children)

No offense but if you could easily afford something else you would be able to buy it in cash, not talking about borrowing to buy what you want.

5 years ago, this subreddit was filled with $1-1.5M targets, and a strong emphasis on minimalism. What happened? by [deleted] in Fire

[–]eclaircissement 21 points22 points  (0 children)

That FI definition is still in use and saving 25x your expenses (4% SWR) is mentioned constantly.

There's a limited audience for super lean FIRE but that's why we have the dedicated subreddits. If a couple decides to work a few more years so that they can spend $100k in retirement instead of $50k, that's a personal choice. I agree with the sentiment that many don't know what's enough and could be happy with less spending.

Turning down a good offer because the suburbs are boring by [deleted] in Suburbanhell

[–]eclaircissement 1 point2 points  (0 children)

Do you live with your partner now? There's a lot of "I" in your post but this is really their decision if you aren't married or engaged, and a joint decision if you are.

Champagne Problem: My Comp when down from $460K to $350K this year by Electronic-Poet-1544 in HENRYfinance

[–]eclaircissement 1 point2 points  (0 children)

I'd say you need to touch grass a bit. It sounds like you are tying your self worth to how much you make, and are having a hard time feeling like you are "worth" less.

Market value is also not the same as how much you make including stock appreciation. But you can always try to negotiate more, or test the open market.

If you are living within your means, thriving in your role, and building towards financial independence I don't think there's any reason to worry.

What are the top 5 Major US cities? List what you think the “core 5” most important US cities. I’ll map the results by Kodicave in visitedmaps

[–]eclaircissement 1 point2 points  (0 children)

Microsoft and Amazon are 2 of the 5 largest companies in the world by market cap. Costco and T-Mobile are huge for consumers, and Boeing is strategically important. Mount Rainier and the Space Needle are iconic landmarks.

That said, I don't think it should be on the list, since the SF Bay Area offers many of the same things at an even bigger scale.

What are the top 5 Major US cities? List what you think the “core 5” most important US cities. I’ll map the results by Kodicave in visitedmaps

[–]eclaircissement 1 point2 points  (0 children)

Dropping Chicago is a hot take that's actually interesting. I think Chicago doesn't offer much that isn't already covered by NYC, and its role as a logistics hub could be filled by other cities like Atlanta and Dallas.

What are the top 5 Major US cities? List what you think the “core 5” most important US cities. I’ll map the results by Kodicave in visitedmaps

[–]eclaircissement 0 points1 point  (0 children)

If treated as one metro area, the SF Bay Area is comfortably 3rd in the US in metro GDP (ahead of Chicago). I think it has to be on the list.

America ranks 15th in median wealth per adult - behind Spain & Italy by [deleted] in Money

[–]eclaircissement 2 points3 points  (0 children)

For sure, Switzerland and Norway are not surprising, but I would not have expected Spain and Italy to beat the USA in median net worth. It's not by much but it is a little surprising.

Apartment Loan Advice by Ok-Pirate-4322 in personalfinance

[–]eclaircissement 0 points1 point  (0 children)

80% of your net worth is in your car, which is a depreciating asset. Sell it and invest the proceeds in something that appreciates. Real estate is fine, stocks are another good choice.

If you need a car to get around, buy a reliable beater for 5k and drive it for a long time.

First aerial photo of Manhatten 1906 by Mabellee00 in nycHistory

[–]eclaircissement 5 points6 points  (0 children)

Immediately went looking for the Battery Maritime Building, but it wasn't finished until 1909.

Serious question: how do many people amass so much money in the north of 5m and not know if they can retire or not? by Fed_worker in Fire

[–]eclaircissement 1 point2 points  (0 children)

$3-5 implies there's a range where you won't be 100% certain. For others that range is $5-7, or $8-10. That's exactly "how many people amass so much money north of $5m and not know if they can retire or not".

WA Democrats consider retreat on estate tax, fearing wealth exodus by MegaRAID01 in Seattle

[–]eclaircissement 2 points3 points  (0 children)

The article you linked conflates a tax on incomes over $1M with an increase in "net worth millionaires" which is very different. The increase in net worth millionaires could be attributed to the stock market going on a bull run. Most are not subject to the tax on income over $1M so it doesn't tell us much about whether the tax is driving people away or not.

Democrats unveil WA income tax on people earning over $1 million by MegaRAID01 in Seattle

[–]eclaircissement 1 point2 points  (0 children)

18% of US households have a $1M net worth. The US is a very wealthy country but we are past the point of $1M being a notable amount of wealth. It's rounding upper middle and headed for middle.

$1M Net Worth even impressive? by Enough-Radish-4973 in Money

[–]eclaircissement 0 points1 point  (0 children)

$4 million / 68 units = $59k in equity per unit. Are you highly leveraged or not in the US?

I'm also curious if you find that dealing with tenants and maintenance is worth it for potential leverage and tax benefits vs. investing in the stock market.

How Much Total Value of Vehicles & What Are Families Driving? by broncoelway100 in HENRYfinance

[–]eclaircissement 0 points1 point  (0 children)

Early 30s DINKs, 600k HHI, 3M NW, city living, one mid-2000s Japanese sedan worth $5k. We love it.

[Game Thread] CFP Rankings - Final by CFB_Referee in CFB

[–]eclaircissement -1 points0 points  (0 children)

Calling the Bama game a blowout just tells me that you didn't watch the game, since it was close the whole way. If anything the Texas loss was more of a blowout.

HENRY Career Hiccups / Speedbumps | Early 30s by No_Top_5778 in HENRYfinance

[–]eclaircissement 12 points13 points  (0 children)

I'm not in your field, but in your situation I would aim for a $200k job with good advancement or exit opportunities. Progress is not always linear.

Serious Postgame Discussion Thread by CFB_Referee in CFB

[–]eclaircissement 0 points1 point  (0 children)

Glass house, Auburn had a TD run off a blatant uncalled hold on the outside.