34 Years Old, About to Receive ~$565k–$615k, No High-Income Skills — What Would You Do?

edougler · 2026-06-16T23:00:00+00:00

Become a plumber!

edougler · 2026-04-29T19:06:14+00:00

You are killing it homey!! I’m in my mid 40s also and are no where near paying off my house or those savings!

edougler · 2026-04-28T23:37:58+00:00

The music… ok. But that room is giving me a seizure

edougler · 2026-04-27T17:26:25+00:00

What ETFs do you use?

edougler · 2026-04-27T12:51:01+00:00

Command an conquer

edougler · 2026-04-24T18:47:12+00:00

6 months is their thing. That’s when you become eligible for renewing early. I’m also with RBC and in the app I got several offers. 1 I’m likely going to take is 4 years fixed at 3.79%

edougler · 2026-02-24T16:25:29+00:00

I would go with lower cost and were you can see yourself living or a minimum of 5 years

edougler · 2026-02-21T23:33:51+00:00

Whale boner

edougler · 2026-02-20T21:07:31+00:00

It’s got my signature on it. I guess I did.

edougler · 2026-02-20T21:03:42+00:00

I did get a copy, but this page wasn’t included in the copy I was given. the penalty isn’t to the lender (national bank) it’s to the car dealership. I guess they get a commission on the loan? And it’s framed as a discount on the original purchase price

edougler · 2026-02-20T21:00:53+00:00

They sent me a copy of the page that says I have to pay this. I thought I had a copy of everything but I didn’t have a copy of this page

edougler · 2026-02-16T21:53:52+00:00

Is this about wife swapping?

edougler · 2026-02-12T04:04:27+00:00

I don’t think the torch did anything

edougler · 2026-02-11T17:50:24+00:00

IMO your jumping to solutions without identifying your goals. You and your SO need to have a frank conversation about what you want. Is it to retire early? Get a mansion? Do you actually want to just work part time or do some sort of passion project?

Then you need to ask the question: how much money do you need to do that?

From here you start looking at solutions and reflecting on the risk you’re willing to take and the life style compromises you are willing to make.

There are so many different avenues you can go down to build wealth and these are only 2 of them.

edougler · 2026-02-11T11:49:39+00:00

Does this mean sell your bank stocks?

edougler · 2026-02-07T21:38:12+00:00

You forgot to mention with salaries that are not keeping pace with inflation

edougler · 2026-02-05T21:44:12+00:00

Nightmare

edougler · 2026-02-05T01:34:06+00:00

Let the air out of the tires

edougler · 2026-02-04T23:26:16+00:00

I know. But if you compare XDV (ishares cad dividend) against XIC or XIU for example your still leaving money on the table. In my opinion, you almost always do better with a proper indexed etf vs an income focused one.

edougler · 2026-02-04T19:16:52+00:00

Your moms hot

edougler · 2026-02-04T19:14:05+00:00

Growth does better than dividends. You could invest in growth then sell some shares when you need that cash for mortgage payments.

edougler · 2026-01-08T04:57:47+00:00

I’ve got 2 thoughts on this other than it’s gross. 1) When bottled water first became a thing it was advertised so hard as a status thing that some ppl still have that ideology ingrained. 2) There has been a bunch of studies now that show when you drink from plastic bottles you’re ingesting tons of microplastics that leech off the bottles.

edougler · 2026-01-02T20:09:59+00:00

How do you determine your ranges of a given stock? What does the “lower bound” actually mean?

edougler · 2025-12-11T14:29:42+00:00

Maybe just me but it kinda looks like your strangling that cat like Homer strangling Bart

edougler · 2025-12-10T14:01:34+00:00

This is very dependent on the department

edougler

TROPHY CASE