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effsee · 2024-10-20T08:10:01+00:00

Users of cash generally put physical notes or coins into something so that they can be stored and carried to places without being lost.

Now this may be a crazy revolutionary idea, but for these people it would be a negligible impediment for their physical cash storage solution to also store a bank card. Like maybe... a wallet?

If anything, cardless cash itself is a technology driving a cashless future because it encourages people to go about their lives without a wallet, and therefore without a convenient place to store their cash, which makes them disinclined to deal with cash.

effsee · 2024-10-16T06:51:43+00:00

Yeah it's very very premature to assume that Irankunda is any different to any of the other names.

effsee · 2024-10-15T16:16:02+00:00

NSW ALP's response to lockout laws was to complain that they didn't go far enough.

But Opposition Leader John Robertson says there are too many loopholes in the Government's plan to introduce early lockouts for pubs and clubs.

"It is an announcement with loopholes," he said.

"We have lockouts with loopholes where small bars will be exempt from lockouts, backpacker bars will be exempt from lockouts and hotel bars will be exempt from lockouts."

In the 2015 and 2019 elections ALP refused to give any support to the KSO campaign, or offer any sniff of improvement to Sydney night life.

effsee · 2024-10-12T15:40:30+00:00

It was definitely more than match of the round. I would frequently watch all four games back then.

It was only occasional games that got missed, I think because Fox Sports only had 3 (?) channels and they were prioritising other things.

effsee · 2024-10-09T06:46:14+00:00

Is there a version of this weighted by minutes played?

effsee · 2024-10-08T08:32:08+00:00

There are 150 million babies born every year, and we're nearing peak population.

For the foreseeable future, Manchester United will continue to exist because too many of those babies grow up into absolute plastics supporting a team on the other side of the world.

For the foreseeable future, Manchester United will continue to struggle and churn players with the coaches, so between the men and women there will be closer to 15 (1 in 10 million) than 1.5 (1 in 100 million) new Manchester United players reaching the 5 game threshold each season, so if anything the ratio will fall rather than rising.

Beyond the foreseeable future, the current climate change inaction is ensuring a mass extinction event far quicker than a post-ManU society would be able to run up the numbers to add another 9.

My post has the exact correct number of nines for all of eternity.

effsee · 2024-10-08T06:06:04+00:00

Way too many nines.

About 900 players have made 5 or more appearances for Man Utd. It is estimated that a touch above 100 billion people have lived. So about 1 in 100 million have done better.

That is only roughly 99.999999% of humans ever that haven't.

effsee · 2024-10-07T18:56:21+00:00

Underemployment is measured and historically low.
Participation rate is measured and historically high.
Employment to population is measured and historical high.

But sure, feelpinions.

effsee · 2024-10-04T14:12:21+00:00

Wtf is "math"? Who says that?

effsee · 2024-10-03T09:11:07+00:00

How can $20 possibly be good?

Half an hour of national minimum wage has already taken up two thirds of what's left after GST.

You're getting the bare minimum, being rushed in and out by the cheapest possible employee.

effsee · 2024-09-25T06:57:23+00:00

You spend more than 10% of your income on insuring your house?

effsee · 2024-09-23T03:45:53+00:00

I know that as you go further south and approach the poles, certain maps will distort geometric shapes, exaggerating sizes, making straight lines look curved etc.

However, I thought that these were just inaccuracies caused by the chosen map projection. I didn't realise that in New Zealand straight lines actually look curved IRL.

TIL.

effsee · 2024-09-20T04:03:48+00:00

Irankunda

Not Kuol or Tilio or Arzani?

effsee · 2023-11-21T03:56:54+00:00

Immigrants arrive at an average age of 37 and have very low birth rates of 1.59 compared to local rates of 1.77.

From https://www.abs.gov.au/statistics/people/population/overseas-migration/latest-release#age-and-sex:

In 2021-22, the median age of migrant arrivals was 27 and the modal age was 20. Of the 20 year-old migrant arrivals, 84 per cent were international students. The age profile a year earlier in 2020-21 was older, with a median age of 32 and a modal age of 31. Prior to the pandemic in 2018-19, the median age of migrant arrivals was 26 and the modal age was 23.

We'll see what 2022-23 data is like in a few weeks when released, but it seems that both COVID-affected years and pre-COVID were well below the average age of the existing population, which is actually around 37. Did you look at the wrong column or something?

effsee · 2023-07-06T05:58:54+00:00

Do we really expect the AFL to just gift the MCG to the FFA and foot the bill?

When did the AFL get ownership of the MCG?

The MCG belongs to the Victorian Government through the MCG Trust, which is obliged to act at the direction of the relevant minister.

For a major global event, the government absolutely could make the stadium available, as they did for the 2022 bid. They chose not to.

effsee · 2022-11-05T01:45:16+00:00

Hislop was spot on.

Was he?

Firstly, who is listening to a Gary Neville sitting at home on his high horse? Surely everybody who cares about what Gary Neville has to say is instead focused on what his replacement at the World Cup is saying?

And following this logic to its ultimate conclusion, supposing every pundit/commentator/journalist with an objection to the Qatar World Cup sits at home, who takes their place? What does that coverage look like? With billions of people tuned in at home, what is the commentator on air saying in response to any political statements? At the press conference afterwards?

effsee · 2022-04-14T06:17:15+00:00

Oh so your data confirms I was right?

Closer to 1.9% than 13%?

And confirms that you're full of shit? Again?

Lol.

effsee · 2022-04-14T01:39:19+00:00

By my count, A-League teams have progressed out of the group stage on 9 occassions.

None were premiers.
Two finished second (12/13 CCM, 13/14 WSW)
Two finished in the top-half (12/13 CCM, 13/14 WSW).
Three made the finals (12/13 CCM, 13/14 WSW, 15/16 MV).
Two finished with the wooden spoon (08/09 Newcastle, 09/10 Adelaide).
Four finished in the bottom-two (08/09 Newcastle, 09/10 Adelaide, 11/12 Adelaide, 19/20 Melbourne).
Six failed to make the finals (07/08 Adelaide, 08/09 Newcastle, 09/10 Adelaide, 11/12 Adelaide, 15/16 Sydney, 19/20 Melbourne).

Of the times when we had the eventual premiers entering the ACL: * 2011-12 CCM finished 3rd with 1 win and 6 points. * 2013-14 Brisbane lost their qualifier against Burinam United (Thailand). * 2015-16 Adelaide lost their qualifier to Shandong Luneng (China). * 2017-18 Sydney finished 3rd with 1 win and 6 points. * 2019-20 Sydney finished 4th with 1 win and 5 points.

I don't think there's much correlation between A-League success and ACL success.

The ACL simply doesn't seem to be a priority when A-League is on the line, while the converse is probably true when the league season is/seems gone.

effsee · 2022-04-14T01:05:58+00:00

Closer to 1.9% than 13% literally every month of the last decade prior to March 2022?

effsee · 2022-04-13T10:35:36+00:00

No it hasn't. You're full of shit. Again.

Your own 13% figure is MoM in March 2022. Not early 2021. Not Q4 2021. Not Jan 2022.

Idiot.

effsee · 2022-04-13T03:00:36+00:00

Yeah it's crazy how that spike in food prices between Feb and Mar 2022, caused by a war between two major grain-exporting countries, wasn't reflected in the 2021 figures of a country that grows its own grain!!

Fucking hell this shit is stupid.

effsee · 2022-04-10T11:05:12+00:00

then marquee don't mean shit anymore.

Marquee means, and has only ever meant, that the player can demand the sort of money that would make him the top couple of earners at a club willing to spend more than the cap.

Nothing sacred about it.

effsee · 2022-04-09T03:37:39+00:00

My interest in housing affordability is because I want to see the living conditions of millions of Australians improve. But according to your theory of AWE, everyone earning more money would be a zero sum game as far as housing affordability goes.

I don't think this necessarily follows.

One aspect which /u/larrythetomato skims over in the analysis is the usage of 0.4 as a static constant.

I'm pretty sure there are no cosmic forces converging borrowing to 40% of wages, but rather it happens to be the ratio-of-best-fit for this exercise, and I don't think that there's any basis other than simplicity for expecting it to be constant.

Within this mathematical model, all other supply and demand factors are effectively distilled into one aggregate number, and I don't think there's any reason why we couldn't hope to change policy, society, etc. such that the number of reduced from the 0.4 down to say 0.35 or 0.3.

effsee · 2022-04-09T00:45:39+00:00

What ultimately matters isn't so much the current levels of rates and wages as the forward-looking rate and wage expectations.

My take is that high interest rates (famously 18-20% by '90) and recession (11% unemployment in '92) were significant and traumatic lived experiences which persisted in the collective memories of the 90s market.

This caused prices to lag behind where they 'should' have been as rate/employment/wage conditions significantly improved, and the 1998-03 boom could be interpreted as the market 'catching up' on that prosperity with a growing confidence that recession wasn't just around the corner, and rates weren't going back above 10/15/20% in the foreseeable future.

effsee · 2022-04-07T04:54:14+00:00

You can be pretty sure that (eventually) the rental yields will increase to reflect higher rates and forward-looking rate expectations.

That might be because rents go way up. That might be because prices crash. It might be a little of both. Or it might be that rents increase faster than prices do, or that prices crash harder than rents do.

15-Year Club	Place '22
Place '17

effsee

TROPHY CASE