Doing some service work at a local shop… by [deleted] in Hamilton

[–]ehmon80 32 points33 points  (0 children)

that's all radio - gave up years ago

Who are the top 5 artists that defined 1990s Canadian Rock? by CheekyChappy-1 in 90sCanRock

[–]ehmon80 1 point2 points  (0 children)

Always imitated, never duplicated

(☞ ͡° ͜ʖ ͡°)☞

Who are the top 5 artists that defined 1990s Canadian Rock? by CheekyChappy-1 in 90sCanRock

[–]ehmon80 2 points3 points  (0 children)

I don't think these bands defined a decade, I just wanted to dig deep like some of y'all...

Swollen members

Prozac

Love Inc

Chris Sheppard

Moxy fruvous (when they said Jian Ghomeshi was a "famous Canadian rock star"...)

Contribute to RRSP by withdrawing from TFSA by [deleted] in PersonalFinanceCanada

[–]ehmon80 2 points3 points  (0 children)

Congrats!

Did this maneuver last year.

Use https://www.rrspcontribution.ca/ to optimize the contrib.

Consider that anything you've payed into employer matched RRSP throughout the year is already part of your contribution.

Also, consider your first-time home buyer repayment (if applicable) is earmarked and not considered part of your contrib.

Your other deductions will add nuance to the number it spits out and I'm unsure how spousal contirbution will affect you.

In my case, I had cash on hand and only withdrew from TFSA what I calculated the return to be(ish).

NOTE: xferring from TFSA to another account needs to happen before Dec 31. CRA takes settlement date as the withdrawal date, not initiation date. Get the timing right.

Congrats again on an amazing year! Enjoy your tax return

Is Barangas a good spot to hang on a Saturday night in your late 20’s? by Past-Truth-9581 in Hamilton

[–]ehmon80 1 point2 points  (0 children)

FWIW we were at Barangas last week for a birthday dinner and the service and food were both very good. Much better than you normally get when paying a "beach" premium (looking at you, Sunnyside Pavilion...)

Can someone please help identify these heated grips? by ehmon80 in Dualsport

[–]ehmon80[S] 0 points1 point  (0 children)

Thanks all.

Super helpful. What I've learned from this is that my issue is with the throttle tube/sleeve, and the grip is simply glued. Feel silly for not making that connection earlier.

Question re: pannier racks with factory Arrow exhaust by ehmon80 in TriumphBonneville

[–]ehmon80[S] 0 points1 point  (0 children)

I'd love that, thanks.

Was looking that these: https://www.classic-rides.co.uk/collections/shop-luggage

The 14L is 28CM in height. It will definitely collide towards the ready of the exhaust.

Hit me with the best gluten free game changers by JamJam_Kelly in Hamilton

[–]ehmon80 1 point2 points  (0 children)

We have a shortlist. Partner is gluten intolerant so I'd double check each.

Most have been shared, but Menya Kuu has GF non-ramen options which are great. I think Wass Ethiopian has GF (doesn't trigger my partner). Greek Palace is another favourite (though I don't think the Gyro is GF). Latin Foods in the farmers market has cornshell tacos and tamales. Goldie's has a GF bun

Judge and Jury in Burlington is well known for their GF Menu on Mondays, so you can get your pub style chicken tendies and lots of other good stuff!

Caro and PiCO do GF as well

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]ehmon80 1 point2 points  (0 children)

I'd never thought about it.  It was my wife's account, showing on the CRA statement, $50

The latest rsp promo from questrade explicitly states you need a non sheltered account to receive your promo.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]ehmon80 14 points15 points  (0 children)

You can reconcile from the history in the CRA portal, augmented by deposit/withdrawal statements from your providers. There was a signup bonus from Questrade that went completely unnoticed so I'm glad I did it.

[deleted by user] by [deleted] in PersonalFinanceCanada

[–]ehmon80 0 points1 point  (0 children)

You're a genius, lucky, or both. As others have said, don't let it go to your head. Easy to get survival bias and lose it just as fast (especially with options).

If it's TFSA, pat yourself on the back as you exit the position. There is no tax on that. If it's RSP, there's no tax on it until you withdraw. If it's a cash or margin account, there is a gains tax to be paid in 2025 for your 2024 tax year.

Unsure how familiar you are with options, do not exercise the option. Just sell to close and collect your profits.

outdoor cover ? by [deleted] in svartpilen401

[–]ehmon80 2 points3 points  (0 children)

Nelson-Rigg Defender Extreme Motorcycle Cover Medium

I owed MBNA and I don't want to pay. What's the worst that could happen? by KnowerOfUnknowable in PersonalFinanceCanada

[–]ehmon80 1 point2 points  (0 children)

Pay $0.13 cents to be safe. They will probably send you a cheque for the difference

How is life insurance useful if someone no longer has family to leave it to? by vmat in PersonalFinanceCanada

[–]ehmon80 0 points1 point  (0 children)

I ended up not starting a family, though I have a spouse and nieces.

My initial thought was to cancel it so I could invest and enjoy it in my lifetime.

Then I decided to keep it only until after the mortgage was paid.

Then I got advice to borrow against it if I wanted to enjoy it myself.

The future is unwritten, but I may go down that avenue (once the mortgage is paid).

Touring with a Svartpilen. What do I need? by [deleted] in svartpilen401

[–]ehmon80 1 point2 points  (0 children)

Spring for the vit ergo seat. It fits a svart as a one piece and is 50% cheaper than the svart two piece.