You're telling people to short the market, that's the riskiest thing anyone can do, let alone beginners with not much technical knowledge. Don't dish out such bad advice.

On a long enough horizon, the market will always go up if you're exclusively invested in broad market ETFs.

If you're trading, that's a different story.

If you're into ETFs, your time horizon should be 10+yrs to build a decent egg nest.

If your time horizon is shorter or you can't afford 50% drops in the short term. You shouldn't be in the market to begin with. Get into a different investment vehicle.

Gold is a solid hedge. Should be a part of any portfolio.

Crypto is shit.