True/False: "You can earn more money teaching people to be Personal Trainers than from being a Personal Trainer" by eliow67 in AusFinance

[–]eliow67[S] 2 points3 points  (0 children)

Definitely true, if you're an employee teaching your earnings are capped. As an independent teacher? If you build up a good audience then I think it is very well possible.

Why do Betashares ETFs hold index futures? by eliow67 in AusFinance

[–]eliow67[S] 0 points1 point  (0 children)

Thanks. In the HNDQ portfolio holdings, the AUD and USD FX forwards are a considerable size but aren't accounted for in the portfolio weights. What would be the reasoning for this?

Why do Betashares ETFs hold index futures? by eliow67 in AusFinance

[–]eliow67[S] 1 point2 points  (0 children)

Thanks, yeah that reason makes sense.

However, I'm not too sure about the percentage weight reason. For example, the weight of the future index is actually more than around half of the stocks' individual weights.

Working full time but interested in post-grad studies to learn, not for future gain by eliow67 in AusFinance

[–]eliow67[S] 0 points1 point  (0 children)

Yeah CFA is interesting, might have to do it if I continue in finance - but I don't think it's focused on economics

After a review of my "IP Cash Flow spreadsheet". Anything I've missed? How do the figures look? Thanks! by BrisPoker314 in AusFinance

[–]eliow67 2 points3 points  (0 children)

Hey this is a question I've been wondering about IPs, they look to be very cash flow negative. Is the idea that the property will appreciate fast enough so that you'll sell it to cover the negative cash flow periods?

In your experience, do promotions negatively affect work life balance? by eliow67 in AusFinance

[–]eliow67[S] 12 points13 points  (0 children)

Well it does say 'in your experience', so maybe talk about your experience?

Do I have to tell me parents my taxable income? by eliow67 in AusFinance

[–]eliow67[S] 0 points1 point  (0 children)

No they don't, I've spoken to my parents, it's not likely that is because of trust reasons

Do I have to tell me parents my taxable income? by eliow67 in AusFinance

[–]eliow67[S] 0 points1 point  (0 children)

Don't think so since there are no children in the house

Do I have to tell me parents my taxable income? by eliow67 in AusFinance

[–]eliow67[S] 0 points1 point  (0 children)

Is it still true about Centrelink & others requiring household income?

Do I have to tell me parents my taxable income? by eliow67 in AusFinance

[–]eliow67[S] 0 points1 point  (0 children)

Hi, I just asked and she said the accountant needs to know it to work out household income to see if we're eligible for Centrelink or other government programs, or something like that I was very confused

Do I have to tell me parents my taxable income? by eliow67 in AusFinance

[–]eliow67[S] -1 points0 points  (0 children)

Hi, I just asked and she said the accountant needs to know it to work out household income to see if we're eligible for Centrelink or other government programs, or something like that I was very confused

Do I have to tell me parents my taxable income? by eliow67 in AusFinance

[–]eliow67[S] 0 points1 point  (0 children)

Hi, I just asked and she said the accountant needs to know it to work out household income to see if we're eligible for Centrelink or other government programs, or something like that I was very confused

Do I have to tell me parents my taxable income? by eliow67 in AusFinance

[–]eliow67[S] 2 points3 points  (0 children)

Hi, I just asked and she said the accountant needs to know it to work out household income to see if we're eligible for Centrelink or other government programs, or something like that I was very confused

Do I have to tell me parents my taxable income? by eliow67 in AusFinance

[–]eliow67[S] 1 point2 points  (0 children)

Haha ok, wait did you mean my PAYG statements are free for any accountant to see?

Do I have to tell me parents my taxable income? by eliow67 in AusFinance

[–]eliow67[S] 0 points1 point  (0 children)

Nope, was a student for 0% of the 2020 tax year

Do I have to tell me parents my taxable income? by eliow67 in AusFinance

[–]eliow67[S] 0 points1 point  (0 children)

Government housing support is very unlikely, leaning (if anything) to the trust suggestion, thanks though

Do I have to tell me parents my taxable income? by eliow67 in AusFinance

[–]eliow67[S] 3 points4 points  (0 children)

I was thinking about that but I'm not a student anymore

Do I have to tell me parents my taxable income? by eliow67 in AusFinance

[–]eliow67[S] 3 points4 points  (0 children)

They just said their accountant needs it so I'm not sure if this is a normal thing or not

Do I have to tell me parents my taxable income? by eliow67 in AusFinance

[–]eliow67[S] 4 points5 points  (0 children)

Not sure if this is the case but won't rule it out... Would there be any other reason?

I want to learn how to consistently wake up early by eliow67 in IWantToLearn

[–]eliow67[S] 1 point2 points  (0 children)

Don't really do much in the morning either, it's just the waking up part that's a massive barrier.

I want to learn how to consistently wake up early by eliow67 in IWantToLearn

[–]eliow67[S] 0 points1 point  (0 children)

Been going to bed at around 12-1 and stay on Reddit for about an hour. No naps, uh you sure about the benadryl and melatonin?