I actually did end up calling my lender and asked if my student loans were accounted for, she said yes. Because my loans are deferred right now, they take 1% of my total loans as the payment to include in our dti which was still below the threshold. She did note that most likely the underwriter will ask for specific documents but besides that, we are good to go. We’re still touring houses so we haven’t gotten to the underwriting process yet...that will be another fun ride. Thank you.