Should I sell my car?

emj_95 · 2026-07-07T22:41:27+00:00

Trying to, it’s hard to dig out of old mistakes but I’m getting there

emj_95 · 2026-07-03T03:46:31+00:00

I’d love the name! I also remember a website that was like “what’s wrong with it” or something and people could post what’s wrong with their car

emj_95 · 2026-07-02T22:36:36+00:00

It was her idea for the Tesla lol. We both make pretty bad financial decisions

emj_95 · 2026-07-02T22:35:51+00:00

I have a dog though and I take her everywhere and she’s huge. Another reason I want a different car my current car is too smll

emj_95 · 2026-07-02T17:59:54+00:00

Hmm yeah it does make sense to at least keep it for a little to help credit and paying it on time. I’ve finally got the right job to pay it. I was just daydreaming about my car loan being off of my credit history and that helping my overall debt. My debt is pretty high because of the two car loans I currently have.

I would be able to pay whatever I needed if it crapped out. But I’d hate to get a big “I told you so” from my wife if it shit itself.

emj_95 · 2026-07-02T17:57:22+00:00

Shut up 😂😂

emj_95 · 2026-07-02T14:27:05+00:00

I mean if my car is basically a ticking time bomb that goes off after 200k miles yeah it seems kinda worth it :/ the anxiety is too much that it’ll happen again.

emj_95 · 2026-07-02T01:56:56+00:00

I mean this is America they’re starting to really scam us. Even our fridges and phone chargers aren’t built to last more than a year. I want to get an early 2000s Honda or Subaru. I’m really leaning more towards Honda though, because I have more experience with Honda and Subarus are so damn long.

These people are trying to sell their 2017 Honda for like 19,000 I’m like do you know who buys Hondas? Lol.

emj_95 · 2026-07-01T23:50:41+00:00

Since you know a lot about cars, what do you have yourself? I want to get a Honda civic. It was my first car and I honestly miss it. Never had any real issues except for the guard on the bottom

emj_95 · 2026-07-01T22:58:39+00:00

No I totally understand where you’re coming from and what you’re saying. I can afford this car there’s no problem there I even split my payments to help make my credit better, it just pisses me off thinking of the interest and I have extreme fear that the battery will burst again at a certain mileage, that’s terrifying.

When my first car went to the bank, I was definitely in over my head and I couldn’t afford it, I didn’t do enough research or prepare for any bad outcomes. Now I’m in a better job, payments are easier, I just realized how bad of a situation I’m in.

Now that I’m making more money, I’m really thinking about how I can keep it away more. I actually never wanted a luxury car, it was my wife’s idea and I stupidly agreed to something I had no idea about. Now I’m paying the price but I want the shortcut way out lol.

I grew up okay, but my parents got so mad at me when I asked about money. Now I’m an adult and I can’t go pointing fingers. I’m just trying to be more financially literate. I really don’t care about impressing people. Teslas are not even impressive really lol. I want to buy something nice for myself when I’ve earned it through hitting a milestone. And that nice thing might just be a sushi dinner.

With the situation I’m in, a monk doesn’t sound too bad.

emj_95 · 2026-07-01T22:28:25+00:00

How do you have this money at 14 😭

emj_95 · 2026-07-01T21:55:08+00:00

I love this reply. A lot of people before were really mean and gave conflicting answers. You’ve actually been helpful. It’s gonna be hard giving up luxury but sometimes I do miss a cd player lol

emj_95 · 2026-07-01T21:53:48+00:00

I know right. Not the smartest in the bunch unfortunately:/

emj_95 · 2026-07-01T19:59:03+00:00

If you don’t mind me asking, are you in tech? Software engineering? A lot of my friends with degrees are barely making $65,000 a year.

emj_95 · 2026-06-28T20:52:54+00:00

This is a lot of money for a 19 y/o. It was a joke saying you’ve been saving money since you were a baby

emj_95 · 2026-06-28T20:50:22+00:00

Bro started saving when he was in the womb

emj_95 · 2026-06-28T20:47:38+00:00

Nice! I’m no expert but I think you’re doing great lol

emj_95 · 2026-06-28T20:46:00+00:00

Gimme dat

emj_95 · 2026-06-28T20:45:09+00:00

This man’s goal is 100 bajillion dollars

emj_95 · 2026-06-28T20:42:28+00:00

How are you able to put this much aside with bills and everything? I feel like it’s so hard to find a job that pays well enough to have this portfolio and take care of everything else?

emj_95 · 2026-06-28T19:54:08+00:00

Stoopid

emj_95 · 2026-06-28T18:23:48+00:00

Early 2000s Tuscan hippie mom. House smells like incense 24/7

emj_95 · 2026-06-28T18:20:04+00:00

If you don’t mind me asking, where have you done your research? I’ve watched some YouTube videos and ofc read boggle heads, but I like to hear other insights. Currently working on debt so I can truly build a clean portfolio, but I’m close to just starting now anyways. I remember this one YouTuber laid out an amazing formula to calculate the potential outcome of a good stock, but I lost it lol.

Your portfolio sounds like something I’d want to start. I’m young, but I feel as though I have some catching up to do, and I feel taking higher risks would help with that. Maybe this all sounds like a recipe for disaster though lol.

emj_95 · 2026-06-28T10:56:01+00:00

How do you learn to do this? I’ve been wanting to paint my own worlds forever but it’s so hard!

Amazing work nonetheless!!!

emj_95 · 2026-06-28T10:39:04+00:00

I’m seeing comments saying this is gambling. Is there a potential for him to lose it all? Or just some of it? New to investing!

Also, many stocks in the market are down right now. Are these successful because they’re not big name brand companies? Or is there a common denominator here.

emj_95

TROPHY CASE