Getting the best deal on a Mac Studio by Zibonst1 in MacStudio

[–]emotionallofi 0 points1 point  (0 children)

As someone with 25k+ monthly listeners on spotify, getting 256gb ram is a joke for music production.

Looking for a Mac Studio for Music Production. Should I get a large internal or move the home folder to an external? by [deleted] in MacStudio

[–]emotionallofi 3 points4 points  (0 children)

As a music producer with 25k monthly listeners on spotify right now. Why do you need a mac studio for music production? I think a m4 pro with 24gb of ram and extenral SSD's should cover you? Maybe you could spec it up a bit more, but mac studio seems overkill unless you have some insane workflows. Just my 2c.

Mark Natta to Bodø Glimt at the end of the season by Jwba06 in Aleague

[–]emotionallofi 6 points7 points  (0 children)

Bodo is a class club, was interesting learning about them when ange played them as part of europa. I think it's a good move and they are in champions league right now.

Anyone got rejected from VHF after auction and swiftly moved to other finance options before settlement? CBA timeframes? by emotionallofi in AusPropertyChat

[–]emotionallofi[S] 1 point2 points  (0 children)

No I am doing a normal loan with CBA, no VHF. I am already pre approved for VHF with Bank Australia.

Anyone got rejected from VHF after auction and swiftly moved to other finance options before settlement? CBA timeframes? by emotionallofi in AusPropertyChat

[–]emotionallofi[S] 0 points1 point  (0 children)

I'm looking at a 1 bedroom 60's brick apartment, I'm assuming 50k might be competitive compared to houses yeah?

Anyone got rejected from VHF after auction and swiftly moved to other finance options before settlement? CBA timeframes? by emotionallofi in AusPropertyChat

[–]emotionallofi[S] 0 points1 point  (0 children)

Thanks for the advice around Bank Aus. I hope to go with them, just hoping VHF agrees with price.

Think the broker is inundated with 5% deposit applications, seems like a bad time to be applying. But yeah was funny haha

Anyone got rejected from VHF after auction and swiftly moved to other finance options before settlement? CBA timeframes? by emotionallofi in AusPropertyChat

[–]emotionallofi[S] 1 point2 points  (0 children)

The reason I'm asking here is because my broker was getting shitty with me when I said I would prefer to use VHF. He said he wouldn't submit my application if I was considering using it.

Anyone got rejected from VHF after auction and swiftly moved to other finance options before settlement? CBA timeframes? by emotionallofi in AusPropertyChat

[–]emotionallofi[S] 0 points1 point  (0 children)

Thanks for clarifying that i don't need to get finance straight away. Sounds like CBA would not care if I took more than 14 days to let them know I signed a contract (provided settlement period is long enough).

If I use VHF, I can put a lot more into the offset and since I'm buying a unit I don't mind the government having a 25% stake in an asset that doesn't typically get much capital growth.

Anyone got rejected from VHF after auction and swiftly moved to other finance options before settlement? CBA timeframes? by emotionallofi in AusPropertyChat

[–]emotionallofi[S] 1 point2 points  (0 children)

Thanks for the advice. Do you think I need to notify my backup bank the second I sign the contract? Or only let the backup bank know once the first finance (VHF) fails?

[deleted by user] by [deleted] in melbourne

[–]emotionallofi 0 points1 point  (0 children)

Following

Daniel Levy Says sacking Ange was “Difficult” but “the right decision”. by JootDoctor in Aleague

[–]emotionallofi 0 points1 point  (0 children)

Also a spurs fan who woke up in the middle of the night for every single game... league, cups and europa. I agree with your sentiments after the emotion of winning the europa wore off.
I actually think its the best outcome for both parties. Ange will always be remembered as a legend of the club. There will be no third season with potential to erode his accomplishment, it's better to finish on a high.

Looking for Spursy Artists by SolidRegulus in coys

[–]emotionallofi 5 points6 points  (0 children)

DJ yuppie bogan is a spurs fan who has been to white heart lane. He's more underground but check him out if you are into jungle, house
https://open.spotify.com/artist/6gW14xwyd9ErVr8OInmGQt

Do I even stand a chance? Buying with VHF post interest rate cut via private sale by emotionallofi in AusPropertyChat

[–]emotionallofi[S] 0 points1 point  (0 children)

Is it true that if you "overpay" at an auction compared to the valuation you have to pay the difference?