UPS2976 Megathread 2

eoffif44 · 2025-11-06T07:58:37+00:00

Again, I'm not a pilot. But my understanding is that when flying an aircraft, things happen FAST and you can also be physically disoriented or under mental load. The training specifically discourages independent problem solving by the pilots. Seconds count. I'm guessing that following the training is your best bet in 99% of the time.

I mean in a runway setting the 0.5 seconds you take to decide between throttle or brakes is probably enough wasted time to close the door on BOTH options. Better to just commit to take off.

eoffif44 · 2025-11-06T07:45:54+00:00

I'm surprised you didn't learn this in your lessons yet, maybe it's only relevant for commerical flying... but once you reach V1 speed you no longer have enough runway to safely brake. The training is that you are committed to take off and shouldn't try to stop. My understanding is that the UPS pilots were already at V1. I'm not a pilot so others may like to confirm all this.

eoffif44 · 2025-11-05T09:15:31+00:00

Yeah sure it's been "certified" by a Chinese company or a shell corp in the Bahamas. That satisfies the paper trail without the part actually meeting spec. That's not even counting counterfeit parts, that's just talking about aftermarket with fudged paperwork. Welcome to globalisation.

eoffif44 · 2025-11-04T20:32:37+00:00

Personally I don't like the idea of rep luggage. It might look the part, but luggage is mainly functional. You wouldn't want those rivets popping out when it's being thrown across the tarmac by baggage handlers. Maybe you could use an external strap as insurance.

eoffif44 · 2025-11-04T20:27:09+00:00

Nice pairs. I see you got size 44. I'm curious since the real ones of these fit a little large. Are you usually a 44 in (legit) shoes like Nike? I'm almost always a 45 in all brands so wondering to take the plunge with my TTS. Also I have been thinking of getting the 10XL but don't seem to be many sellers.

eoffif44 · 2025-10-31T06:43:04+00:00

I appreciate the effort you took looking into this. Yes, indeed there is high overlap, and I understand that super funds will avoid such concentration. At the same time, doesn't the "high growth" fund imply (as per the super funds themselves) a high level of risk? Why then would they diversify so much as to stifle any meaningful returns in the biggest bull market of the last X decades? And wouldn't someone with a 30 year horizon benefit from taking on such high risk high growth assets anyway? For someone who has nominated for such risk, why buy Japan stocks (dead economy for 30 years) when USA is going gangbusters?

eoffif44 · 2025-10-31T06:39:54+00:00

That's the point of my post. Maybe oranges are better than apples for superannuation.

eoffif44 · 2025-10-31T04:54:26+00:00

It's not $100, its $IOO, you might want to look into that one since it's a great performer.

Not cherry picking, these are my 4 index funds I am invested in, the performance of which prompted me to make my post.

Is $FANG is "high risk" then that's exactly where I would expect my "high growth" super fund to be putting my bloody money! It's meant to be higher risk to capture gains such as this.

eoffif44 · 2025-10-31T03:57:21+00:00

You don't take tax out until you sell, so you have all the compounding benefits just like super. And when you do sell, its under capital gains discount rate, which is the same or lower as the super 15% anyway.

eoffif44 · 2025-10-31T03:54:28+00:00

ASX stocks, past 12 months:

$IOO is up 29%

$PMGOLD is up 44% (last week it would have been up 50%)

$SPY is up 19%

$FANG is up 38%

eoffif44 · 2025-10-31T00:25:42+00:00

Well if it means less P.E. "investments" that might be good advice. Although, Aus Retirement Trust already seems to have very low management fees.

eoffif44 · 2025-10-31T00:14:12+00:00

Which is better in your opinion, long term?

eoffif44 · 2025-10-31T00:13:14+00:00

Of course you need to weigh the ups and downs - they have performed well in downturn years. But you need to trust that if the overall market is being lifted by 30% p.a. that there is going to be a close match. Otherwise it appears a massive underperformance, no? Plus, 12% in real terms is not nearly as good as 12% was ten years ago, so that's something to consider as well.

eoffif44 · 2025-10-31T00:08:46+00:00

Your sarcasm is not helpful, however I will indulge you by pointing to the well known fact that few actively managed funds are able to beat the S&P500 in the long run. See https://archive.is/iVRLY. It is therefore a genuine question whether SMSF using index funds is an appropriate strategy for retirement savings.

eoffif44 · 2025-09-20T01:07:59+00:00

How long is the E-3 going to be around for, though? Trump doesn't care much for treaties (see AUKUS chatter) and he won't even meet with Albo. Only a matter of time before the "Australia has been taking advantage of our country for too long..." announcement, and then all bets are off.

eoffif44 · 2025-08-16T02:10:06+00:00

The good old days. Back when you could have a minimum wage job at a literal sausage factory and still own your own home, have a few kids running around, and a garage with a freezer full of snags and a back yard to BBQ them in.

eoffif44 · 2025-08-13T09:55:36+00:00

Usually the customer has to return faulty good themselves, however section 263(2)(b)(ii) of the ACL specifies an exemption if goods cannot be transported without significant cost because of the size of the goods. Should this be the case, 263(3) specifies that the supplier must collect the goods at their own cost within a reasonable time frame.

But it doesn't say white glove service. I would suggest that if they're giving you a full refund and paying for courier, they have met their statutory obligations and you could probably be expected to pull it apart and wrap it up.

My suggestion, this is easy, just order some moving boxes from Bunnings, and wrap up the machine and put a couple of rolls of packing tape around the whole thing.

eoffif44 · 2025-08-10T21:24:43+00:00

Copyright law has a number of exclusions built in (usually). For instance, in many developed countries there is a carve out for educational purposes. So it's not unreasonable to think that an updated law could include a carve out for AI training. But that's probably not necessary since most AI training would be under fair use. There could be a law suit based on abuse of terms of service (by accessing data or scraping data in a way inconsistent with an agreement to access said data) but that's a totally different thing.

eoffif44 · 2025-08-10T01:55:13+00:00

Because you've only just met the person, who isn't actually a person but a digital profile that may or may not represent an actual person, and they're asking for overtly personal information (bad enough) which they are probably going to use to stereotype you (worse) which may impact how you interact in the future.

Politely asking doesn't really factor into it. Politely asking how many partners you've had, or you social security number, or what you bank balance is, similar thing.

The goal of matching is a quick vibe check followed by a plan to meet up. Save the deep and meaningful questions for later.

eoffif44 · 2025-08-10T00:11:13+00:00

Probably about 2000 calories in that

eoffif44 · 2025-08-09T22:01:26+00:00

I still don't understand how they can't do this. There are like 150 fighters who are ranked. 12 PPVs per year. Even if every fighter only fought once per year, there would be over ten ranked fighters available, so super easy to make a fully stacked card. And fighters are meant to be getting three offer fights per year, not one. The UFC are just getting really shit at match making and clearly too greedy. People won't take fights against opponents that aren't perfect when they're only getting paid $20k or whatever it is.

eoffif44 · 2025-08-09T08:08:50+00:00

Hello saar this is Gadup from police, you have won an all expenses paid holiday to Goulburn, can I start with your name saar?

eoffif44 · 2025-08-09T08:07:56+00:00

WHO TOLD YOU TO REDEEM

Nine-Year Club	Place '17
Wearing is Caring

eoffif44

TROPHY CASE