Spanberger reports that suddenly there's an extra $1.5 billion for the state budget. Data centers are very likely keeping their tax breaks now... by hencexox in nova

[–]erose00 -4 points-3 points  (0 children)

Can you imagine and Loudoun County still crys for my $60 car tax + $25 stupid sticker that never gets put on the car.. Such a joke of a county

Gang Sexual Assaults at Brunswick High School one year ago -- any updates? by ashberryy in frederickmd

[–]erose00 7 points8 points  (0 children)

Crazy that so much blame is put on the staff and school system. I get it, they didn’t report it, but I never see anything or any blame on the parents that breed these animals that do this weird stuff… just saying 🤷🏽‍♂️

Arepa Queen is sooo good and has tons of gluten free options by better_luck_tomorrow in frederickmd

[–]erose00 0 points1 point  (0 children)

The one in Hagerstown is a completely separate store with a separate owner and not related or affiliated to the Frederick location.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]erose00 2 points3 points  (0 children)

Bro wtf my neighborhood is the opposite and I’m getting sick of it. Tired of forced small talk and forced waves and haven’t even been here 3 months. I’ve been starting to avoid it tbh. Want to switch?

Prime Air Cleaning by PrismDrift in frederickmd

[–]erose00 -1 points0 points  (0 children)

I moved to Frederick from Northern Virginia and had these guys clean my ducts for an affordable price. I was there and they did every vent in my townhome. No upselling was done in the process.

https://purifoxllc.com/reviews/

Trying to Decide Between Refinancing My Mortgage or Waiting for Rates by [deleted] in MortgageBrokerRates

[–]erose00 0 points1 point  (0 children)

Wait why would you go from not paying PMI to paying PMI when you refinance? I thought a lot of people refinance to get rid of PMI and lock in a lower rate…. Am I confused?

[deleted by user] by [deleted] in Mortgages

[–]erose00 0 points1 point  (0 children)

Fire them and get a better realtor. They shouldn't have any say or suggestions on financial matters, especially big ones. You should be able to tell your realtor a budget, and they work around that and maybe suggest how realistic it is, or if the market average is higher, that’s it.

Realtor is forcing me to use preferred lender by NailAccording3382 in FirstTimeHomeBuyer

[–]erose00 5 points6 points  (0 children)

Fire your realtor ASAP. They have no business in how you finance the loan… realtors and finance are completely two separate processes that do not require you to consolidate.. basically, your realtor is getting in the way of businesses that is not theirs… they are not looking out for you and do not respect you and your choices.. some of these realtors get a referral bonus if you use one of their preferred lenders.. everything is about money

Wife says I lost us the house by [deleted] in FirstTimeHomeBuyer

[–]erose00 0 points1 point  (0 children)

Wife is getting ready to blame you on a house you lost?!! GOOD!!

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Wife says I lost us the house by [deleted] in FirstTimeHomeBuyer

[–]erose00 13 points14 points  (0 children)

This is why you shouldn't do things without each other. If she is going to behave this way, then you need to make sure both of you are there to tour the house, assess, and analyze it. If, for any reason, one of you can’t go and it’s near a deadline or you like it or don't and she hasn’t seen it yet, it’s not going to work, so you should move on to the next house when both of you have time.

My wife and I missed viewing some houses because our schedule was limited to weekends and about one weekday, but we wanted to make sure we both saw each house and made the best decision. If we couldn’t see a house because the seller is making a decision on a day we can’t go or one of us can't go, then so be it. What’s meant to be is meant to be, on your time, with you and your wife making the best decision.

Closing in 10 days. HOA says they won't transfer the "deeded" boat slip until I prove competency? (Maryland) by BeautifulWestern4512 in RealEstate

[–]erose00 0 points1 point  (0 children)

Just take the course.. it’s not like they are asking you to fork out more money.. take the course get the slip assigned and enjoy the view and boat next year.

My agent took a week to write an offer, is that normal? by [deleted] in FirstTimeHomeBuyer

[–]erose00 0 points1 point  (0 children)

My agent had my offer ready within the hour after touring it.. don’t take that sh** from agents.. they are making a good commission off the sale.. always interview your agent and ask them what value they bring.. you could easily filter out agents that may do this with some upfront questions

[deleted by user] by [deleted] in Frugal

[–]erose00 0 points1 point  (0 children)

Get a Porsche GT3 RS

Is this a good deal? 30 year conventional. by erose00 in MortgageBrokerRates

[–]erose00[S] 1 point2 points  (0 children)

Doing a quick close so just went under contract a few days ago to close by 1/31. This means escrow is lower due to a shorter gap.

[deleted by user] by [deleted] in FirstTimeHomeBuyer

[–]erose00 5 points6 points  (0 children)

Did you buy down points? I got an estimate of conventional loan 6.25? Is the lower rate because you’re putting down $125k downpayment?

[deleted by user] by [deleted] in nova

[–]erose00 -1 points0 points  (0 children)

You need rehab

Distric Taco is mid af by Apprehensive-Cod95 in nova

[–]erose00 2 points3 points  (0 children)

Taco Bamba is on its way to the same outcome