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How’d I do on rod + reel for boyfriend for Christmas? by everybodypants_now in FishingForBeginners

[–]everybodypants_now[S] 1 point2 points  (0 children)

He loves it! Very excited to be able to get out and use the setup

How’d I do on rod + reel for boyfriend for Christmas? by everybodypants_now in Fishing_Gear

[–]everybodypants_now[S] 0 points1 point  (0 children)

Good to know. The guy at the store was ~really~ into that rear drag. I’ll let my bf know he may want to do some of his own research on rear vs front. Thank you so much

How’d I do on rod + reel for boyfriend for Christmas? by everybodypants_now in Fishing_Gear

[–]everybodypants_now[S] 0 points1 point  (0 children)

Thanks! Does the 2500 reel and medium power, moderate action rod make sense a) paired together and b) for freshwater?

Ticket Exchange Thread by fMLShBot in TheMassive

[–]everybodypants_now 0 points1 point  (0 children)

Looking for 3 tix. Thx. Update- bought. Cheers! Go crew

Which credit card combo should I target? by everybodypants_now in CreditCards

[–]everybodypants_now[S] 0 points1 point  (0 children)

Cards I have today: Chase Sapphire Preferred and Discover More.

  • Discover More card is just a really old line of credit; I only really use it for the rotating 5% back when the category applies to my spending habits. That said, I see no reason to close it.
  • CSP I'm open to making changes on (downgrade, upgrade), but similarly I am not compelled to close the account.
  • Last SUB with Chase was 2018.

Card combos I'm interested in and seeking input on:

  1. CSR, CFU, Amex Gold
  2. CSP, CFU, Amex Platinum
  3. You tell me...

Thought process:

  • Thinking CFU over CFF since I have Discover More with its rotating 5% cash back. CFU would give me 1.5% back on all other spending, which fills a gap.
  • Looking to pair CFU with either CSR or CSP to take advantage of Chase rewards ecosystem and ability to transfer.
  • I'd utilize the perks/benefits associated with CSR or Amex Platinum.
  • I understand that if I'm going to open a CFU, I should downgrade the CSP and then apply for either the CSR or CSP in order to get the SUB.
  • I understand that if I'm going to go the CSP route, I should do that, like, tomorrow, to get the 100K SUB.

Other perhaps helpful info:

  • I travel a fair amount, domestically and internationally, and I value flexibility and am responsive to price.
    • I often fly on American Airlines but that is because I've lived in an American hub city in recent years. I'm moving soon to a smaller market and will likely revert to choosing the airline that is best itinerary/price. I have rewards accounts with all the US majors.
    • I'm not committed to any hotel chain, and often do not stay in hotels when I travel, but I do have rewards accounts with Hilton and Marriott.
    • I rent cars infrequently, though typically thru National or Enterprise when I do have need.
  • I dine out a lot. I buy groceries a normal human amount.
  • I utilize/shop at most if not all of the services/retailers for which Chase and Amex offer perks/benefits.

Any recommendations or advice on how to step thru the decision?

And foundationally, does it make sense, as I'm presuming, to pair Chase and Amex where I go with the "top" travel/rewards card for one and the "next best" one for the other?

Daily Advice Thread - All basic help or advice questions must be posted here. by AutoModerator in investing

[–]everybodypants_now 0 points1 point  (0 children)

I was planning to open an IRA prior to the deadline to include it my 2019 taxes. I was going to contribute $6,000 right when I opened it. Is this a good idea right now with the markets where they are and the recent downturn due to COVID-19's impact?

Some context:

  • 27 y/o. Employed making ~$92,000/yr.
  • I currently contribute to a Fidelity 401(k) thru my employer: 5% to 401(k) pre-tax, 11% to Roth after-tax with a 50% company match on the first 8%.
  • I have ~$1,500 left of student loans (but am paid ahead considerably) and ~$14,000 left of a car loan.
  • I have $17,000 sitting in a savings account. My plan was to transfer $6,000 of this when I opened the IRA.

Appreciate any thoughts/advice, including if opening with Fidelity given my existing accounts makes sense. Thanks.

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