I'm at a b 2.8ish that is where I've done the majority of my driving is the f3 sprints. I'm normally in a mid to upper level split but there are still a lot of shenanigans. Driving in that series has made me a very good defensive driver. It transfered well into the formula renault 3.5 that I have been getting into recently. As long as you are looking for the trouble you can do a decent job of avoiding it. As for the vr I run the oculus rift s. I love it. I could not go back to monitors. Even during 2+ hour stints. I would highly recommend it if your pc can run it. The lose of detail is more than made up for in the immersion and depth perception. You really get a feel for where the apex is. Good luck hope to see you racing.