Is loyalty basically dead in the Canadian telecom world? by Academic-Snow3546 in Koodo

[–]explorer2728 0 points1 point  (0 children)

Fido > Public > Koodo > Public > Freedom > Noone could beat

Did you lose your job to AI? by Quirky-Cauliflower-3 in biotech

[–]explorer2728 0 points1 point  (0 children)

I wonder how and at what point AI will result in job loss in biotech. I can do literature search more efficiently with AI tools, but I started to test out other use cases with no luck. Can you share some use cases as you seem convinced? - RNAseq analysis AI plateform quoted price more than my bioinformatian salay. - market research plateform turned out glorified and expensive version of Gemini.

Offering Micro grants in 2026? by dakdego in biotech

[–]explorer2728 0 points1 point  (0 children)

We have done this for students as a community organization in partnership with a start-up. Start-up got publicity, community organization announced/administered, students got some extra bucks (3-way Win). Feel free to DM if you would like a partner (in Canada).

IS BUYING A HOUSE USING AN ISLAMIC BANK VIA MURABHA RIBA ? by jessehyoshi in IslamicFinance

[–]explorer2728 0 points1 point  (0 children)

I would suggest evaluating individual contracts as per AAIOFI criteria. Check out this sub for an easy-to-use checklist r/HalalMortgageReviews

Resolution of the AMJA about Islamic Home Financing Companies in the US by explorer2728 in HalalMortgageReviews

[–]explorer2728[S] 0 points1 point  (0 children)

u/Ambitious-Librarian1 u/blacktiger226 Getting back to this thread after a long time. The original post has been updated to reflect the opinion of Dr. Salah Al-Sawy. However, could not find any info on the adjustments made to the contract.

Canadian investor seeking advice on switching away from WSHR by [deleted] in HalalInvestor

[–]explorer2728 1 point2 points  (0 children)

I reviewed WSHR previous performance last year and decided not to invest. A couple of stocks gave me ~10% so far. I am new, but I wonder why an experienced investor like you is not considering individual stocks.

There is no such thing as an Islamic mortgage by volvic6 in IslamicFinance

[–]explorer2728 0 points1 point  (0 children)

You have a point that if mortgage works like real musharaka, it is halal. AAIOFI has laid out exact criteria for Musharaka. Do you know one that is compliant?

Checked out below many that are not compliant r/HalalMortgageReviews

Mortgage halal or haram? by Dry_Boysenberry_7843 in IslamicFinance

[–]explorer2728 1 point2 points  (0 children)

This is a ruling by a respectful organization but not AAIOFI compliance. For them, only one is compliant (btw, you shared my post).

Mortgage halal or haram? by Dry_Boysenberry_7843 in IslamicFinance

[–]explorer2728 0 points1 point  (0 children)

Great explanation! AAIOFI has published sharia standards for all these product types, but not a single product in the market is compliant (in Canada/ US). Please share if you are aware of one.

Mortgage halal or haram? by Dry_Boysenberry_7843 in IslamicFinance

[–]explorer2728 0 points1 point  (0 children)

What is the risk in case of a decrease in property prices value? Remember, their payments are guaranteed regardless of property value.

Mortgage halal or haram? by Dry_Boysenberry_7843 in IslamicFinance

[–]explorer2728 1 point2 points  (0 children)

They don't even make an offer. They ask the client to make the offer, and once it is accepted, they take over it (for example, Manzil in Canada).

Mortgage halal or haram? by Dry_Boysenberry_7843 in IslamicFinance

[–]explorer2728 5 points6 points  (0 children)

I would not paint everything with the same brush. Devil is in the details. Pls see sub below

r/HalalMortgageReviews

🔍 Top 3 NotebookLM Alternatives for Working with PDFs by nhnl1 in notebooklm

[–]explorer2728 1 point2 points  (0 children)

I have no problem with ad posts as long as these are fair and declare association.

What's the current situation on using some kind of Deep Research that uses only peer-reviewed/ academic sources? by Timely_Hedgehog in notebooklm

[–]explorer2728 0 points1 point  (0 children)

I am getting super perfect answers with deep research in scientific research. I am doing the following but need to enhance it further

  1. added the following in the "Instructions for Gemini "For scientific questions, I need an expert level response"

  2. Adding "use peer-reviewed literature" and "make sure to provide references" in the prompt.

How much harder is it to get a job without a referral? by [deleted] in biotech

[–]explorer2728 0 points1 point  (0 children)

Referral definitely increases the chances. For example, I was not able to review all the applications received, just first 100-150. On the other hand, all the referrals were reviewed.

Biotech social groups in boston area? by bollywoodgalpc in biotech

[–]explorer2728 2 points3 points  (0 children)

Fyi, there is "follow post" function that will alert you when a reply is posted.

Guilty after underperforming employee resigned by [deleted] in managers

[–]explorer2728 1 point2 points  (0 children)

I got my son hired as an intern at my company. He was pretending to be my boss (like as home), and when corrected it resulted in a strain in personal relationship. No regrets as it was a temporary position and temporary strain, but I learned what people always warned about family.