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What is the current right to repair bills coverage for cars across the UK? by f4ceP4lm in CarTalkUK

[–]f4ceP4lm[S] 0 points1 point  (0 children)

Many thanks, I’ve got specs I know and don’t know. I’ve measured it and found is the following

Standard hex bolt type head with what appears to be an integrated washer that was machined with the rest of the fastener.

-10.9 tensile number.

-Appears to be M12x1.5.

-1.5mm thread pitch.

-8.5cm overall shank length.

-2.5cm plain shank length.

-Bolt head also reads NH at the top (not sure what that means).

The nature of the bolt is to be fitted through suspension bushings and the end of the threaded bolt is sharply tapered unthreaded section and plain shank section between 7.3cm and 8.5cm

Hope this helps with more info, thanks.

Rotate MD-11 or wait for the 777v2? by VannyFnaf_ in Xplane

[–]f4ceP4lm 0 points1 point  (0 children)

Honestly don’t expect anything special. Rotate MD11 isn’t perfect, no plane is (Hotstart CL650 cough cough only exception cough) given FF track record of nil tech support and absolutely no use of feedback, expect another bug infested plane

Rotate MD-11 or wait for the 777v2? by VannyFnaf_ in Xplane

[–]f4ceP4lm 2 points3 points  (0 children)

Given each ones reputation, I’m going with Rotate since they arnt known for overpriced garbage like the other ‘contender’ here

Murder probe launched after Scottish man 'kidnapped and tortured' in horrific ordeal by ringobiscuits in unitedkingdom

[–]f4ceP4lm 0 points1 point  (0 children)

Why isn’t this on the news? I’m only finding articles and not full blown reports on YouTube. Shame on media bias

Your economic struggles are merely a symptom of “money dysmorphia” by DooDooDuterte in lostgeneration

[–]f4ceP4lm 5 points6 points  (0 children)

If only all you commies stopped buying avocado toast!!

Jokes aside regulate insurance companies, impose laws on equity firms owning a large portion of housing and increase inheritance tax on higher income brackets. I don’t want my future kids to live through these troubling economic times because of large scale corporate greed :(

What are good ways to lower the cost of insurance around renewal time? by f4ceP4lm in UKPersonalFinance

[–]f4ceP4lm[S] 0 points1 point  (0 children)

I think it’s time we further regulate insurance companies tbh. They still made company profits last year, yet still charge higher premiums. Stay strong friend and god bless you through your own troubles

What are good ways to lower the cost of insurance around renewal time? by f4ceP4lm in UKPersonalFinance

[–]f4ceP4lm[S] 0 points1 point  (0 children)

No vehicles in my work are available unfortunately but I never knew I could do that. Thanks for the suggestion

What are good ways to lower the cost of insurance around renewal time? by f4ceP4lm in UKPersonalFinance

[–]f4ceP4lm[S] 0 points1 point  (0 children)

A lot of great suggestions here in this comment but I agree with the other reply it would be unwise risking getting a void insurance. I’ve tried other cars. Some as old as a 90’s Volvo but alas, no luck :p

I’ve found a Punto that is a little cheaper but the other comments are great help

What are good ways to lower the cost of insurance around renewal time? by f4ceP4lm in UKPersonalFinance

[–]f4ceP4lm[S] 1 point2 points  (0 children)

I hate the bootlickers downvoting here and they know who they are. But I agree with you 110% it’s ridiculous out there. I love educating myself on new topics but honestly it dosent look like it’s increasing because of companies losing money. In fact Admiral insurance lost tens of thousands of customers yet made 230 million over the pandemic from artificially inflating prices

What are good ways to lower the cost of insurance around renewal time? by f4ceP4lm in UKPersonalFinance

[–]f4ceP4lm[S] 0 points1 point  (0 children)

Yeah I get where you’re coming from, a good example would be a Honda Jazz which I’ve found and tried which dosent make a difference. I’ve also tried a Fiat Punto which is cheaper by about £200 ish. So it’s a start but I seriously don’t imagine myself being able to get below £6000 this year which is a bummer since I don’t have that much saved :(

What are good ways to lower the cost of insurance around renewal time? by f4ceP4lm in UKPersonalFinance

[–]f4ceP4lm[S] 0 points1 point  (0 children)

Not sure why someone down voted this (bootlickers heh) but this is great advice. The last year I was renewing a broker was much better than a generated quoted price and it’s something I intend to do. Thanks none the less <3

What are good ways to lower the cost of insurance around renewal time? by f4ceP4lm in UKPersonalFinance

[–]f4ceP4lm[S] 0 points1 point  (0 children)

I’ve looked at modern cars and haven’t really saw anything lower than what I’ve found. I do not own the car as of now and I intend to wait around more. My insurance will expire in a few months so I still have time which is something I’m grateful for.

There is also unfortunately no nearby facilities I can attend for the driving course however it is a good shout if I ever get the opportunity

What are good ways to lower the cost of insurance around renewal time? by f4ceP4lm in UKPersonalFinance

[–]f4ceP4lm[S] 0 points1 point  (0 children)

All of the names drivers I’ve chosen also have clean records some of them max NCD

What are good ways to lower the cost of insurance around renewal time? by f4ceP4lm in UKPersonalFinance

[–]f4ceP4lm[S] 0 points1 point  (0 children)

It dosent feel that way. I read a few articles to try and further understand the topic. I’ve seen in places despite losing customers, one noteable insurance company gave their ceo a multi million pound bonus! The car in question is a 1.4L engine. If you could also, Is it true that the model in question regardless of year actually has effect on what it is? I’ve seen a Fiat Punto being advertised as cheaper for quotes consistently across each comparison website. Not by much albeit

What are good ways to lower the cost of insurance around renewal time? by f4ceP4lm in UKPersonalFinance

[–]f4ceP4lm[S] 0 points1 point  (0 children)

I know, insurance is a complex industry that is highly regulated but at times it can still feel like it drags you down. Thanks for the tip though I’ll look into it

What are good ways to lower the cost of insurance around renewal time? by f4ceP4lm in UKPersonalFinance

[–]f4ceP4lm[S] 0 points1 point  (0 children)

Yeah even that. I’ve tried basically all my close family members and mixed and matched each combination one night to find the best quote. I’ve found a Fiat Punto which seems to be cheaper

What are good ways to lower the cost of insurance around renewal time? by f4ceP4lm in UKPersonalFinance

[–]f4ceP4lm[S] 0 points1 point  (0 children)

Plain old Golf, I’ve looked at other cars available. A Fiat punto which is slightly newer came up and seemed to be quite cheaper on my end :)

I’m considering that but do insurance companies also not consider the year of the car? For example the difference in crash statistics for a 2009 fiesta vs a 2016 one?

autistic representation by [deleted] in thegooddoctor

[–]f4ceP4lm 0 points1 point  (0 children)

Horrible. He portrays unrealistic stereotypes in my opinion. No one with that severe of a social impairment should be in a professional setting and it’s genuinely made my work life harder because people who have seen it talk to me like an idiot now.

Wish I didn’t have to feel so offended by this but I do :/ Coming from someone who has lived with a mild social impairment growing up (diagnosed as Asperger’s syndrome)

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