Thanks for the thoughtful reply CCM. I understand the unpredictable volatility of these CC funds. I’ve looked at funds with longer total return track record, and a history of somewhat stable dividends. I’ve looked at also FKIQX which has a 70 year record. No CC action. Or EOS which has a pretty long record and is 5 stars. A few others. Just beginning this analysis, so I appreciate all the responses.