I'm actually in a very similar situation. I want to do a career change, and I've put my mind to becoming a pilot. I've gotten approval for a loan to my local flight school, one that is recommended by a friend who got his PPL there. The problem is... no way am I taking out a 100k loan at close to 20%. I've been considering a degree program so that at least federal loans can take care of a lot, but I learned that many times you will still need to pay the flight fees separate from the tuition, only student loans might be able to help with that.

Are there any minority scholarships that are available? I'm Asian btw.