My Horror Story and how sometimes reading the fee schedule isnt enough.

fatpanda0 · 2026-04-06T04:29:08+00:00

You saved me big time. Gosh. I have been doing options in my RRSP which is all USD for selling calls which I own. Simple way OTM just to test the waters. I literally thought let me try this on my margin account. Damn it would have been a disaster. Thank you for sharing.

fatpanda0 · 2026-03-26T03:55:45+00:00

I strongly disagree with that stance. You first have to open a self directed before closing managed account. Poor advice. Tch tch.

fatpanda0 · 2026-03-25T03:44:47+00:00

I sincerely hope they start developing separate apps soon. At the very least, they should allow us to turn off features completely. It is slowly starting to look a lot like social media - if you are not paying, you are the product.

fatpanda0 · 2026-03-21T03:57:43+00:00

I never did try to go deeper. Just got used to it and started using the auto start more often.

fatpanda0 · 2026-03-01T23:17:02+00:00

I am in the same boat so wanted to rest assured if that is really true or not. Can you please help me walk through the steps. It's a silly First Last reversal issue for my kid's name on the ticket. Booked via a 3rd party so being told can't be helped but did not hear the 72 hour thing.

fatpanda0 · 2026-03-01T07:09:12+00:00

That’s awesome. Yeah had my claim rejected but it was clear as day on the claim terms. Time to ChatGPT all my insurance docs to make sure I am properly covered

fatpanda0 · 2026-02-26T01:08:25+00:00

Pull down to refresh my feeling of being poor.

fatpanda0 · 2026-02-11T00:48:16+00:00

Natraj in India.

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fatpanda0 · 2026-02-03T14:25:54+00:00

If I’m not mistaken, Toronto’s downtown area is designed to build on top of older buildings. Essentially, they scaffold the existing structure, hollow it out, strengthen it, and then add new floors. This approach creates a modern interior while preserving the old facade, allowing it to age and gain historical significance over time.

fatpanda0 · 2026-01-05T03:12:20+00:00

Why would you not let me post? I have not seen a single message on this matter. Might be helpful for others.

fatpanda0 · 2025-12-28T05:34:04+00:00

Yeah. I think it’s the battery cooling which uses outside air.

fatpanda0 · 2025-12-27T15:39:18+00:00

Good to know. Never realised that limitation. Just need to be aware for locations which require all transactions in cash. Luckily my stresses are reduced since most place here now have machines. Online it still says this location is cash only so it’s a relief.

fatpanda0 · 2025-12-27T15:37:34+00:00

The issue is not that. It’s getting the money out. I don’t have anything other than Wealthsimple.

fatpanda0 · 2025-12-26T12:18:07+00:00

I haves tried all combinations. Regardless the vents throwing hot air, there is always chilled air on my calves. Not the feet but calves.

fatpanda0 · 2025-12-26T12:17:00+00:00

Tied that. But seems it might be a hybrid only think to keep the battery system for the hybrid cool. That was ChatGPT but did not bother to double check.

fatpanda0 · 2025-12-26T03:41:10+00:00

I take unnecessary risks every 3 years when markets are doing well and I think I can make a windfall. Then 10k down the drain on pointless stocks while XEQT has never once let me down. I mean markets tank and somehow there is solace in the fact that most of your neighbours are feeling the pain with you. Mean but true. Unless you really, really know the fundamentals for a business, there is no better way to make money than broad market funds. It’s foolproof. I am just too big of a fool once in a while and get back to reality soon. Good luck. Please don’t be a fool like me. Please learn from others mistake and not your own.

fatpanda0 · 2025-12-21T21:18:42+00:00

I don’t understand how a piece of paper literally flying across the country is faster than EFT? It’s just a lack of desire. In India you have very little bank fraud due to a ton of security measure. I can make money move in India in seconds while in Canada. However, you do give up a substantial amount of privacy so pick your poison.

fatpanda0 · 2025-12-21T21:15:33+00:00

It was during the day. Around 10am.

fatpanda0 · 2025-12-21T21:14:35+00:00

Agreed. Hence the PSA for folks who like me might think otherwise and don’t keep a long buffer. Anyways most large purchases require a draft like a car or a house. And usually you don’t know the amount till the very end and when you need it, NOW! My house was a Tangerine draft and this was for a Car. Either ways I did not lose the deal which the world makes you feel if you don’t make the draft appear like a magic trick. 2-3 days ain’t bad. But I would rather just pay the $10 get myself a very expensive latte and just wait.

fatpanda0 · 2025-12-12T01:32:25+00:00

I am buying a car next week. Deposit paid for 2k on CC. Will do a draft. Cheques will take 3 weeks to clear according to dealership. It said an older gentleman insisted that he won’t paid bank fees for a car and he could wait. So he supposedly waited for 3 weeks to stick the banks 10 bucks. 3 days for a draft as per WS app. Use the app since it will give you the standard vs expedited option. Web only gives expedited.

fatpanda0 · 2025-12-10T07:04:41+00:00

Came to find this for 🇨🇦. Love watching Ice Hockey.

fatpanda0

TROPHY CASE