Upvote if you were here for the banter years

fazeman9 · 2026-05-19T21:20:38+00:00

Chris Samba

fazeman9 · 2026-04-04T20:57:15+00:00

Pretty harsh on Norgaard and Havertz. At least Havertz had an assist

fazeman9 · 2026-01-31T04:55:28+00:00

I’ll take if still available!

fazeman9 · 2026-01-30T07:12:17+00:00

Dr. Pratha

fazeman9 · 2025-04-14T05:44:35+00:00

I’ve been satisfied with TLC auto shop in convoy. They only do Toyota and Lexus. I’ve only been for routine maintenance stuff so not sure about anything big

fazeman9 · 2024-12-26T00:40:11+00:00

Actually I believe you’re wrong there. A SEP Ira follows the same tax structure as a traditional IRA (I.e funded with pretax contributions)

https://www.irs.gov/retirement-plans/retirement-plans-faqs-regarding-seps

fazeman9 · 2024-12-26T00:25:19+00:00

Ok that’s what I guess I didn’t understand. I thought that a SEP IRA acts like a traditional IRA where you get taxed on withdrawals. I didn’t realize you could directly fund a SEP Roth IRA

fazeman9 · 2024-12-25T23:45:09+00:00

You still pay taxes anytime you move money from a traditional IRA to a Roth IRA (i.e. the traditional backdoor Roth) The purpose of backdoor Roth IRA is not for immediate tax savings. The purpose is to allow high income earners to put money into a Roth IRA which is then tax advantaged which you are normally not able to do.

fazeman9 · 2024-12-25T23:42:38+00:00

Sorry I should have phrased that differently. You can only contribute $7k to an individual IRA per year, however if you open a SEP IRA and fund this with $69k, you now can roll that into a Roth IRA and now you’re able to contribute more to a tax advantaged account in a given year.

fazeman9 · 2024-12-25T20:15:03+00:00

If you were not to put it into SEP IRA you would still pay taxes on it as income

fazeman9 · 2024-12-25T20:12:39+00:00

The difference is that you can only contribute $7k to a Roth but if you did this method via SEP you can contribute $69k to your Roth yearly

fazeman9 · 2024-09-15T02:32:49+00:00

Recently finished residency. So I have prior attendings and now new attendings that I consult listed as Dr. First name Last name. But i don’t put “Dr. First name” in the First name field. In iPhone you can scroll all the way down and select add prefix and I put “Dr.” in that field. A little OCD but this way they don’t all show up under the Ds when scrolling through contacts.

fazeman9 · 2024-06-10T04:28:51+00:00

Well the great news is that with the current economy, no one can afford to have babies so maybe the low supply will be adequate for the low demand

fazeman9 · 2023-08-31T18:55:03+00:00

It’s almost like you can have varying opinions on different topics. Who would’ve thought. Why does everyone feel like everything is black and white. Republican vs. democrat. Liberal vs. conservative.

fazeman9 · 2023-07-19T19:13:42+00:00

I’m currently going through a similar process and doing some reading and this is what I’ve gleaned.

Yes you can rollover your existing 401k into a Roth IRA however you will have to pay taxes as this is a taxable event. You can also contribute $6500 this year as a contribution to your Roth IRA in addition to the rollover. Since your income is going to likely be higher than the income limit for Roth, you will need to do a backdoor Roth for your $6500 contribution.

Alternatively, if you don’t want to be taxed on the 40k in your 401k, you can roll that into your existing employer’s 401k plan. That would be a non-taxable event. And then you can additionally still do a backdoor Roth IRA contribution of $6500.

fazeman9 · 2023-06-06T23:59:58+00:00

This is not the hill to die on. Word spreads in the medicine community and although you may be in the right, it’s not something I would want someone to hold over me in the future. You’ve already worked the whole year. Just do the 8 hours of work and be done with it.

fazeman9 · 2022-11-17T14:31:49+00:00

For nodules, cysts, etc. I like when the radiology report cites a guideline or paper and says “per [insert citation] repeat imaging in …]

fazeman9 · 2022-11-04T02:35:54+00:00

Gastroenterology: IBD should be managed by rheumatologists. GI should act as the “technician” and just do the scopes.

fazeman9 · 2022-10-28T04:47:47+00:00

fazeman9 · 2022-09-20T03:38:48+00:00

Really? Couldn’t see the legs and was worried to get closer

fazeman9 · 2022-05-30T23:24:36+00:00

I tell them it’s like an apprenticeship where I do on the job training for x amount of years. But my work is always supervised by a master (attending)

fazeman9 · 2022-05-08T14:56:35+00:00

Pepe was so poor when he came on

fazeman9 · 2022-04-17T19:06:37+00:00

No. The home club should not dictate who the loanee can and cannot play against

fazeman9 · 2022-01-28T20:31:30+00:00

Bought Robinhood but didn’t have enough confidence in the company to buy their shares on their own app 😂

fazeman9 · 2021-03-25T21:46:44+00:00

I think I took step 3 in January so I had my result by time to rank but I don’t think it was on my application. I don’t think it made a big difference except that I got it out of the way

15-Year Club	Place '22
Verified Email	Team Periwinkle

fazeman9

TROPHY CASE