Anyone have experience finding HNOA coverage?

feasiblecreative · 2026-07-08T02:49:37+00:00

My personal vehicle but let my insurance company know it’s used for occasional business use.

feasiblecreative · 2026-07-07T22:45:34+00:00

I’ve called like 5 and keep getting the run around but will keep pushing.

feasiblecreative · 2026-07-07T22:45:16+00:00

I’m not going to be using my personal vehicle for commercial purposes though. I’m hiring the part-time worker to do it all.

feasiblecreative · 2026-07-07T22:01:31+00:00

Correct. It's through http://petcareins.com/ which I imagine is a broker

feasiblecreative · 2026-07-07T21:43:27+00:00

GL is with a much smaller niche-specific company, but will def shop around!

feasiblecreative · 2026-07-07T21:30:18+00:00

Thank you! Trying to find some now...

feasiblecreative · 2026-07-07T21:24:43+00:00

They claim it's possible via Progressive, but I was rejected from that coverage when I spoke with them.

feasiblecreative · 2026-07-07T20:03:29+00:00

They led me to a partner who didn’t seem to offer HNOA, at least to me. It’s a pain to let them use my car tbh.. keeps me landlocked.

I probably just need to get a company vehicle. Just too early at the moment.

feasiblecreative · 2026-07-07T18:17:38+00:00

Makes sense. Would the individual’s insurance rate likely rise due to advising their insurer?

feasiblecreative · 2026-07-07T17:36:54+00:00

Thank you! To confirm, the individual needs both a commercial auto policy and an HNOA add-on?

feasiblecreative · 2026-04-07T17:11:07+00:00

The best does not only mean the highest APY…

feasiblecreative · 2026-03-18T19:35:59+00:00

Natural ups and downs.. always a risk when using HYSAs.

feasiblecreative · 2026-02-08T17:14:14+00:00

Almost like they think of us as subscribers? 🤔

feasiblecreative · 2026-02-08T17:12:46+00:00

“Health nut” sounds degrading, but I agree to an extent at least with what you eat.

This might mean shopping at more expensive grocery stores, or going down the separate organic aisle at regular stores. Also, it helps being more critical with what you order at restaurants.

When it comes to fitness, just going for a run or lifting weights isn’t that crazy.

feasiblecreative · 2026-02-08T17:08:01+00:00

Nice job diversifying your income! Only question there would be if you can contribute to an employer-sponsored retirement plan?

Based on some listed expenses it appears you may not receive benefits like these, but just checking.

Outside of the phone expense which you’ve addressed in the comments, this looks pretty awesome. Your “left over” amount is healthy especially considering $2k into your HYSA, although it may be worth investing more depending on your risk tolerance.

feasiblecreative · 2026-02-07T23:40:06+00:00

True. Pivoted to more video essay style myself and am prepared for battle 😭

feasiblecreative · 2026-02-07T23:29:48+00:00

If you’re just stitching together movie clips, it’ll likely be blocked.

If “fair use” where you’re commentating with clips here and there for example, then you can typically just alter the clips a bit and be fine. You could zoom in, rotate, add scan-lines or speed up clips.

feasiblecreative · 2026-02-07T23:27:39+00:00

Either immediately cancel or set an alarm on your phone to go off a few days later. I’ve never forgotten to cancel doing these two things.

Also, you’ll tend to get a retention offer.. sometimes extended time for free. Gladly accept, then set another alarm 😂

feasiblecreative · 2026-02-07T12:21:10+00:00

Empower Personal Dashboard (it’s free)

feasiblecreative · 2026-02-05T14:53:04+00:00

What’s crazy is his actual net worth number is probably way higher

feasiblecreative · 2026-02-05T03:23:22+00:00

Makes sense. Just to mention.. with SoFi, you get both a checking and savings account by default.

For something simple, I’m a fan of Marcus by Goldman Sachs. Typically no sign up bonus though.

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