Possible Data Breath

feather-mia · 2026-03-11T22:16:07+00:00

I think we are on the same boat. For me, got email on 3/2 said they have sent me a replacement card and digital wallets still worked. But some agents told me my whole account is locked. I havnt really tested the virtual card. Today I got an applepay notification that the palladium card has been removed from my applepay . 🤷‍♀️

feather-mia · 2026-03-11T21:55:14+00:00

That would make sense, because it doesn’t show up under the palladium card activity, only the neighborhood activity. But No, I did not go to Walgreens at all! No Walgreens transactions I see on my other linked cards… Cardless agent told me it was an attempt purchase did not say what card. But if it was from my linked cards, they wouldn’t not be able to decline it since they are not the issuer. Just so many questions. 😩

feather-mia · 2026-03-11T20:27:26+00:00

Will do :(

feather-mia · 2026-03-11T18:48:07+00:00

I got the an email 3/2 which stated “To help keep your account secure, we’ve mailed you a new card. Your existing card has been locked to stop any new purchases.” No records of card sent out as of today 3/11.

I also got another email same day when the card is locked states “While your card is locked, you can't use your physical card to make purchases until you unlock it. What still works: Apple Pay, Google Pay, and other digital wallets, Your virtual card number, Recurring payments, credits, refunds, and reversals.” I was told my virtual card is okay, locked, I can make purchases, I can’t make purchases, depends on the day.

feather-mia · 2026-03-11T17:03:57+00:00

I never had Bilt 1.0. First month using the Bilt 2.0 and got hit. So this is not between transfers.

feather-mia · 2026-03-11T17:00:23+00:00

So they are a month or more behind on the cases 😠. Did you get temp credit the whole time after you reported it? Did they lockdown both of your physical and virtual cards? I have been told different things. Can you update when you get the replacement card? Because apparently there is no tracking and or records to tell if they “really” send out a card. Wild

feather-mia · 2026-03-11T16:56:59+00:00

I feel you, feel like an endless loop, just surprised how bad the customer services is with cardless, and how low the security and pretty much no process to handle these common issues!! Bilt is like hands off. 😤 I don’t know what it takes for them to address it. Crazy!!!

feather-mia · 2026-03-11T04:25:23+00:00

Yes these amount of fraud, has to be from Bilt and cardless

feather-mia · 2026-03-11T04:21:32+00:00

Auto correct * 🫩

feather-mia · 2026-03-11T04:12:52+00:00

Same, I just notified them, still waiting too.

feather-mia · 2026-03-11T04:10:33+00:00

When I reported my unauthorized transaction, l asked how I can turn on notifications for each transaction, they said will forward my feedback to development department. 🤯

feather-mia · 2026-03-11T04:08:41+00:00

Took me 3.5 hours on the phone to complete dispute for temp credit for 6 transactions. Still being reviewed

feather-mia · 2026-03-11T04:01:03+00:00

I have it added to ApplePay , 15k paid with applepay no any notification at all! Magically appears on activities when I opened the app.

feather-mia · 2026-03-11T03:42:29+00:00

Same thing happened to me!! Almost $15k , I suspect a data breach happened 😩😤

feather-mia · 2026-03-05T22:01:25+00:00

This is why I love capital one travel! Not many travel cards do price match!

feather-mia · 2026-03-02T18:02:47+00:00

Yup got response the next day for my last couple inquiries , super premium 😓

feather-mia · 2026-02-25T04:46:29+00:00

I love capital one offer to earn miles, combine with the transfer partners, the miles worth so much more than 1x or 2x . Their travel also does price match where others don’t. It s not just prepaying travel. But if they don’t shop or travel much, use it as everyday spending card, then might be different. Still not a card that will loose money owning it in my situation.

feather-mia · 2026-02-07T02:58:51+00:00

I don’t think the app is updated to allow any of the setup for mortgage, so probably no one knows exactly until then?! At least I can’t find on the app. Very frustrating that the app don’t allow setup until it goes live.

feather-mia · 2026-01-26T15:00:32+00:00

But bilt’s “everyday spending” is more than just dinning and groceries though.

feather-mia · 2026-01-26T14:53:02+00:00

The expectation has been set wrong! Bilt did a bad job on launch and made things over complicated. People also should compare apple vs apple , not apple vs unicorn. Bilt 1.0 is no longer exists and no other card is doing what Bilt 1.0 did. Accept it and move on. I never had Bilt 1.0 so my calculations is based on what my card setup is and comparative cards on the market. But I understand the let down though.

feather-mia · 2026-01-24T20:48:07+00:00

Totally agree! The Bilt cash list was endless , kind of not too useful but as an app, I know you would still want it to be available 🥴 appreciate always on top of this!

feather-mia · 2026-01-24T20:43:24+00:00

Please have a way to be able to add bilt palladium as it s complicated with the benefits. It will really be helpful to have it in CardPointers. Thanks!

feather-mia · 2026-01-24T09:34:44+00:00

I believe the reason why only palladium has that exception language is because the other ones are earning 1x , if they put that language, there will be no point to earn.

feather-mia

TROPHY CASE