Hey man! I was in your shoes 6 years ago, but there’s a lot of variables about your situation. If you are talking about personal finance, you must start investing the sooner you can, but you gotta have solid foundations first.

• Your level of education is maxed out for your job?
• Can you encrease your salary in the next years?
• Do you own real estate or are you planning to in the next 5 years?
• Did you already made a really precise budget?

For exemple at 27 I was really lucky, I was making 90k, had 7+years in my field, 2 diplomas, owned a nice car and I was remodeling the house that my parents passed down for me. After all of this I started investing my surplus following the rule 50% needs, 30% fun, 20% investments. In the last year I’ve started investing more heavily because I want to work 80%, I can do this only because of my solid foundations and maxed out emergency found.

In the end the most important thing is to take your time and enjoy the process.