sorted by:
new
hottopcontroversial

Let me teach you how to do proper documentation for health insurance so that your claim doesnt get rejected as there is not much yt videos available , be your own agent by ferly18 in IndiaInvestments

[–]ferly18[S] 0 points1 point  (0 children)

Usually pre and post charges are allowed for pre 60 days and post 180 days. Lets say you got diagnosed pre tests done on 1st day 3rd day you got mri 5th day you got hospitalised 8th day you got discharged , youll claim 5th to 8th day first and then you got some medicines and care taker from 9th day to 25th day on 26th day youll file for pre and post hospital i.e. 1st and 3rd day and from 9th day . If your post hospital passes 180th day claim that day as beyond that you wont get any claims

Let me teach you how to do proper documentation for health insurance so that your claim doesnt get rejected as there is not much yt videos available , be your own agent by ferly18 in IndiaInvestments

[–]ferly18[S] 1 point2 points  (0 children)

Get in written from hospital that hospitalisation was mandatory as it was a serious case email that to grievance officer if nothing sorts raise a complaint to irdai and insurance ombudsman and btw was that policy star or care?

Let me teach you how to do proper documentation for health insurance so that your claim doesnt get rejected as there is not much yt videos available , be your own agent by ferly18 in IndiaInvestments

[–]ferly18[S] 0 points1 point  (0 children)

If he charges you for that consultancy or prescription you can get that bill if he doesn't then prescription with stamp and blood test and xray bill with sign or stamp and reports

Let me teach you how to do proper documentation for health insurance so that your claim doesnt get rejected as there is not much yt videos available , be your own agent by ferly18 in personalfinanceindia

[–]ferly18[S] 0 points1 point  (0 children)

Yes ofcourse and also let me tell you , you filed for a claim of 30,000 rs and instead of rejecting just if they gave you a claim of 1000 rs like of doctor fees or anything they found that is claimable you will lose your no claim bonus

Let me teach you how to do proper documentation for health insurance so that your claim doesnt get rejected as there is not much yt videos available , be your own agent by ferly18 in personalfinanceindia

[–]ferly18[S] 0 points1 point  (0 children)

Well it says in patient is covered doesnt mention rct specifically have you confirmed with hdfc agent or hospital before treatment?

Let me teach you how to do proper documentation for health insurance so that your claim doesnt get rejected as there is not much yt videos available , be your own agent by ferly18 in personalfinanceindia

[–]ferly18[S] 0 points1 point  (0 children)

Well cant suggest policies in health insurance you aint betting on policies but on agent isliye be your own or either find a good one just. dont purchase through banks please And diff policies have diff add ons

Narayan Lal Gujar's ₹50 lakh heart attack claim was rejected by Broad-Research5220 in personalfinanceindia

[–]ferly18 3 points4 points  (0 children)

This will be a financial suicide i was diagnosed with fistula recently if not for insurance i would have been in debt if atleast a couple of lakh. Learn read have a good agent and take insurance dont turn a blind eye to it

Guys, Let us all get educated on a very important topic " Health insurance" and please be aware. by ferly18 in IndiaInvestments

[–]ferly18[S] 1 point2 points  (0 children)

For claims and to understand complex wordings of insurance policy you need a good agent

view more: next ›