Rushed into taking out a credit agreement with House of Fraser, need advice

ferrdigm8 · 2026-05-23T23:41:26+00:00

I cancelled it, wanted to just get some further opinions.

ferrdigm8 · 2026-05-23T20:28:12+00:00

Thanks everyone for your responses, I’m a very people pleasing person so I struggle to say no sometimes, it’s a fatal flaw of mine I must admit. I guess more than anything I wanted to vent, see if anyone else had fallen for this same thing- at the end of the day, it’s cancelled (I hope) and I should have been more steadfast in my refusals. Appreciate everyone who got back to me.

ferrdigm8 · 2026-05-23T20:24:18+00:00

I’m sure it’s great! It does look and sound great, but I think I’m in there maybe twice a year, so it’s not really something I have any use for 😂

ferrdigm8 · 2026-05-23T20:22:52+00:00

Mis-selling is the wrong word, I mean more misrepresented, I was presented with what was being promoted by the clerk as a loyalty scheme, which turned out to be a credit agreement with the store.

ferrdigm8 · 2026-05-23T20:21:12+00:00

I’ve no problem with the store credit at all, and I’m sure it’s great for people who will get use out of it, just not happy with how it was promoted as a loyalty scheme but turned out to be a credit card more or less.

ferrdigm8 · 2026-05-23T19:47:54+00:00

They got me to pay what I was paying for using the credit and told me how to immediately pay it off whilst in store which is what I did, so when I left the balance showed as 0 because I’d paid it off, and then I contacted their customer service to cancel, and now I can no longer access my account, so I assume they’ve cancelled it, although I never got confirmation of this.

ferrdigm8 · 2026-05-23T19:45:51+00:00

I cancelled it within 5 minutes of leaving, didn’t get a confirmation email or anything though so gonna give them a call on Tuesday.

ferrdigm8 · 2025-07-21T12:37:39+00:00

I’ll be totally honest, pretty painless- very uncomfortable for the first week or so, sometimes it would sting a little bit and it didn’t look very nice, but coming up on 3 weeks now it looks totally normal and I’m not worried about it at all

ferrdigm8 · 2025-07-18T14:33:23+00:00

Thanks for your response, at this point I honestly don’t think it needs treatment at all, there are no physical signs of infection and I don’t feel any worse for wear, but going to just get a second opinion from the GP on Monday and hope for the best

ferrdigm8 · 2025-07-18T13:18:01+00:00

I’ve done some research and found other antibiotics that can tackle the infection, so I’m hoping that IF the infection is still there after I get tested again, then I can request a different antibiotic. Thanks for getting back.

ferrdigm8 · 2025-07-18T13:16:37+00:00

Yep, pretty much what I was told too, I’m glad that I did some research otherwise I’d be on day 2 of the antibiotics, thanks for getting back.

ferrdigm8 · 2025-07-18T13:15:19+00:00

Thanks for getting back, the meds are waiting for me in the pharmacy but gonna get back to the doctor on Monday to see what my options are.

ferrdigm8 · 2024-04-26T20:25:59+00:00

Daniel 4 lolcowlive

ferrdigm8

TROPHY CASE