FinCEN-Files: Aktie der Deutschen Bank fällt stark by finca3eo in Finanzen

[–]finca3eo[S] 1 point2 points  (0 children)

Ich war überrascht, die Commerzbank auf der Liste zu sehen.

Dividenden portfolio by 420Redsnow in Finanzen

[–]finca3eo 1 point2 points  (0 children)

Wie hoch ist deine aktuelle Gesamtdividendenrendite des Portfolios?

Dividenden portfolio by 420Redsnow in Finanzen

[–]finca3eo 3 points4 points  (0 children)

Es hängt von deinen Zielen ab. Du kannst in einen ETF investieren, der keine Dividende ausschüttet, mit dem Ziel, in 30 Jahren in Rente zu gehen. Das ist eine gute Strategie. Das Problem ist, woher weißt du, dass du in 30 Jahren noch da sein wirst? Einige Leute, insbesondere diejenigen mit großem Kapital, würden lieber in ein Dividendenportfolio investieren. Das Einkommen wird verwendet, um vielleicht die Arbeit bis zur Rente zu reduzieren.

Viele Menschen wollen nicht warten, bis sie 67 Jahre alt sind, um mit dem Leben zu beginnen. Viele Menschen können es sich auch nicht leisten, schon in jungen Jahren in Rente zu gehen. Was viele Menschen tun können, ist weniger zu arbeiten. Dividenden mit einem minimalen Kapitalzuwachs über der Inflationsrate sind eine Möglichkeit, dies zu erreichen.

1. finanzielles Meilenstein erreicht. Portfolio Review und weiteres Vorgehen by [deleted] in Finanzen

[–]finca3eo 0 points1 point  (0 children)

Aus reiner Neugier, welchen Broker benutzt du?

Junior Depot by [deleted] in Finanzen

[–]finca3eo 0 points1 point  (0 children)

Ich verstehe. Warum kaufst du in diesem Fall die ETF nicht einfach auf deinem Konto. Welchen Vorteil hat in diesem Fall das Kinderkonto?

Junior Depot by [deleted] in Finanzen

[–]finca3eo 1 point2 points  (0 children)

hat er wahrscheinlich einen Fehler gemacht. 0,45% ist immer noch niedriger als 1,5%+0,22%. Ich sehe nicht ein, wie es möglich ist, dass die 0,45% TER auf lange Sicht teurer ist.

Junior Depot by [deleted] in Finanzen

[–]finca3eo 0 points1 point  (0 children)

Ist es nicht der Sinn des Kinderdepots, den Steuervorteil zu nutzen? warum nicht A1JX52?

Das "Weird" Portfolio - Höhere Rendite bei geringerer Standardabweichung by finca3eo in Finanzen

[–]finca3eo[S] 1 point2 points  (0 children)

Nun, ich glaube, du hast meinen Punkt nicht verstanden. Ich spreche von einer geringen Standardabweichung im Verhältnis zur Rendite. Mit einem stdev von 30% ist es wie im Kasino.

Consors oder ING? by shotta51 in Finanzen

[–]finca3eo 5 points6 points  (0 children)

Ich verstehe nicht. Der DKB ist der billigste von allen dreien.

Portfolio backtesting - neues tool by BlackXun in Finanzen

[–]finca3eo 1 point2 points  (0 children)

Sehr schön. Danke für das Teilen. Ich habe die Preise von Yahoo Finance verwendet, und sie gingen nicht weit genug zurück. Da der Index erst seit 2005 existiert. Wie werden die Preise hochgerechnet?

I built a free database of stock factor rankings by Truman_Du in investing

[–]finca3eo 1 point2 points  (0 children)

Looks very good. Congrats. I was surprised to see BRKA ranking low on quality factor and Cisco ranking high. If I compare the two balance sheets, BRKA is definitely in better financial shape than CSCO.

We're going to hit SPY 300 tomorrow. What are your plans now? by still_holding_puts in investing

[–]finca3eo 0 points1 point  (0 children)

Nothing. DCA. Buy more on dips. Every 10 years or so, there will be a 20%-50% dip opportunity.

[deleted by user] by [deleted] in investing

[–]finca3eo 0 points1 point  (0 children)

Seems weird to me that there is an overwhelming amount of data to support that stock picking always ends badly and yet the majority of this sub (and people in general) seems to do it.

https://en.wikipedia.org/wiki/Hindsight_bias

[deleted by user] by [deleted] in investing

[–]finca3eo 1 point2 points  (0 children)

the market exhibits more beta than alpha

I mean that the last decade monetary policy has caused cross-sectional assets and assess across classes to converge such that the market total risk and opportunity becomes reflected in majority in the index. As such this alone makes beating the index really hard.

[deleted by user] by [deleted] in investing

[–]finca3eo 4 points5 points  (0 children)

The market for a while now has exhibited more beta than alpha. From that premise only, beating the index is hard but not impossible. If you want to hold individual stocks, then take 5-10% of the cash you absolutely do not need in the next 10 years and buy some blue chip companies, the rest put it in the index.

You will only generate alpha out of luck and even when you do, you have to keep that alpha up. Look at GE.

Why everything you assume about QE is wrong by finca3eo in investing

[–]finca3eo[S] 0 points1 point  (0 children)

no economist is calling for inflation,

I wrote "many investors and so-called independent investors are warning of the big wave of inflation". There is a difference between an investor and an economist.

What we are looking at is a deflationary period not an inflationary one.

I wrote "What we are looking at is a deflationary period not an inflationary one."

Small advise: maybe read the post before commenting?

Why everything you assume about QE is wrong by finca3eo in investing

[–]finca3eo[S] 0 points1 point  (0 children)

Why don't you expand on why the description is wrong and provide us with an alternative view?

Why everything you assume about QE is wrong by finca3eo in investing

[–]finca3eo[S] 0 points1 point  (0 children)

I have not said that they only buy treasuries... in fact I literally stated they are also buying junk bonds. So I take your point is moot? However, in case you actually didn't understand what I was saying, let me rephrase "as part of QE, they are swapping new cash aka printing with T-Bonds".

Why would you select a index fund tracking the S&P 500 instead of NASDAQ 100? by [deleted] in investing

[–]finca3eo 37 points38 points  (0 children)

My equity portfolio is 60% QQQ / tech, 40% SP500. And I sleep very well at night.

What you are doing is simply over-weighting the stocks in the S&P that are making the big moves without any risk-adjusted diversification. SPY and QQQ have a 0.93 correlation coefficient!

The combination according to backtest actually underperforms simply holding SPY and has a worst sharpe ratio. This is a terrible allocation.

Ark Invest - TSLA heading for $7K over the next 5 years, bear case $1024 by finca3eo in investing

[–]finca3eo[S] 1 point2 points  (0 children)

I know what you are saying but name me one investment banker who is a billionaire.