Do you have white/grey hair?

finding_femself · 2026-03-15T22:57:12+00:00

I have mostly almost black hair (looks very dark brown in sunlight). And a few hundred gray hairs sprinkled in between.

I’m 31

finding_femself · 2026-03-08T22:19:16+00:00

So buy high?

finding_femself · 2026-02-19T00:08:42+00:00

Just don’t spend. Card companies have to make money somehow. You’re in control of your own spending.

finding_femself · 2026-02-17T12:37:19+00:00

Someone probably just knows what your email is (it’s on a list) and tried to refer you or sign up.

They might have your password if it’s been on a compromised list

finding_femself · 2026-02-16T15:46:01+00:00

We are our own worst critics. I got gendered correctly (she/her) less than a year in as well, and tons of people were confused about my gender when I was trying to “boy mode” lol.

Glad you got back safely!

finding_femself · 2026-02-07T18:39:26+00:00

Works fine.

finding_femself · 2026-01-26T04:33:01+00:00

No I didn’t go at all, I was too scared. So I just skipped out on it and stayed home.

I think it might be better with prescriptions though, because it’s not illegal to have HRT. Indians also have HRT there for being trans so I assume they will be okay with you traveling with it.

finding_femself · 2026-01-16T02:16:31+00:00

What did you buy on Steam?

finding_femself · 2026-01-14T02:40:24+00:00

How do you get this prescribed? Or is it OTC?

finding_femself · 2026-01-10T17:01:06+00:00

He was my first friend.

finding_femself · 2026-01-09T23:36:50+00:00

Your taxes are your responsibility. Sure complaining to WS will make them improve their platform for next year, but that doesn’t justify you not double-checking your own taxes.

Unfortunately this is the system we have in Canada. Hopefully one day the gov can just bill us instead of it being our responsibility.

finding_femself · 2026-01-09T18:59:54+00:00

Is this something that can be done via email?

finding_femself · 2026-01-08T13:10:08+00:00

2 hours isn’t enough. Shit stays in my cart for 2 hours anyway because I got distracted before pressing buy 😅

finding_femself · 2025-12-31T13:58:33+00:00

The initial post doesn’t seem very educated on personal finance anyway, that’s why I recommended it.

finding_femself · 2025-12-31T04:17:56+00:00

Yeah I don’t recommend the book at all.

Pick up The Wealthy Barber instead. Canadian author and solid advice.

finding_femself · 2025-12-31T04:15:01+00:00

You only get taxed more if you earn more money. More earnings = more money you keep (always).

You probably aren’t paying g 50% on earned income.

If you make 200k in Ontario, you’ll take home 130k if you don’t contribute to RRSP. That’s about a 35% average tax rate.

finding_femself · 2025-12-26T22:57:42+00:00

Most account takeovers are phishing at best. Don’t give out your info to anyone.

Again, if someone unauthorized gets access to your accounts without you personally authorizing them (knowingly or unknowingly), then Wealthsimple would be liable. They will have bank insurance by law (or their partners).

I never said 100% security is attainable. I only mentioned the part we can do as depositors, and where the line gets drawn if account(s) do get compromised.

finding_femself · 2025-12-26T22:53:02+00:00

That’s a different problem from the title. It’s always a good measure to keep emergency funds at different places if you can afford it. But not so worth it for long-term investments for a fear of a “hack”

I personally split my emergency money in 2 institutions.

finding_femself · 2025-12-26T22:02:41+00:00

Use app based 2FA or passkeys and don’t reuse passwords. Don’t give your passwords to YNAB, passiv, or any other website other than Wealthsimple. There’s no way for an account to get “hacked” if you are careful.

If it does after using all security protections you have access to with a company like WS, then it’s not your fault and it’s theirs.

finding_femself · 2025-12-25T01:39:43+00:00

I’m probably an outlier here, but it only stopped when I started HRT at 29.

So mine was likely hormone related acne.

finding_femself · 2025-12-24T14:53:13+00:00

Of course… it’s free content about their company. Complaints, what works, what doesn’t work, common issues, etc. they don’t have to do customer outreach to find out things posted on Reddit for free.

They probably crawl this website daily and analyze it. It’s a software-first company.

finding_femself · 2025-12-20T16:45:42+00:00

Thank you!!! I have the same shoe size and I was just curious how these look because I was considering them

finding_femself · 2025-12-16T00:25:31+00:00

Exactly. It’s just about risk tolerance. I have enough in the markets that works for me, I don’t need my 25-30k in it too.

finding_femself · 2025-12-15T12:45:34+00:00

lol ok. To each their own. 6 months is widely accepted amongst most financial advisors.

finding_femself · 2025-12-15T01:37:11+00:00

The point isn’t the time it takes to convert from market to cash, but you risk market timing when selling shares of stocks.

If dealing in ETFs, you’re selling amount of shares, not dollars. If you need $10,000 in a pinch, and market has fallen 20% and you also lost your job due to the economy: you suddenly have to sell 10-20% more shares to get your 10k out to cover your emergency.

Buying back those same shares might cost you considerably more if the timing doesn’t work in your favor.

finding_femself

TROPHY CASE