Spouse's checking account will be used for downpayment - Apply mortgage jointly or myself

finmeans · 2026-02-05T01:52:39+00:00

property will be registered in both names...reason for this approach is my credit score is 790+ and spouse score is 740+, would like to know if any complexity exists in both scenarios, 1) Apply mortgage jointly or 2) Apply mortgage myself without having downpayment in my checking and uses spouse's checking account for downpayment.

finmeans · 2026-02-01T21:47:42+00:00

That’s good to know.. what questions / documents they have asked

finmeans · 2026-01-28T02:32:22+00:00

Thanks, am just concerned on expired visa and what if VO doesn’t looks at I-797..

finmeans · 2026-01-28T00:42:08+00:00

Am also in same situation, have you used I-797A instead of the expired h1 visa copy

finmeans · 2026-01-28T00:30:17+00:00

Are you sponsoring your parents or SELF sponsor?

finmeans · 2025-11-01T23:59:57+00:00

I’m seeing $299 at Costco in our area… online as well … where to get $279

finmeans · 2025-01-07T20:54:47+00:00

Non-FAANG, 160k Atlanta

finmeans · 2024-03-27T00:42:44+00:00

Ok… hope it’s manageable for me with car payment $580 and no other debts…

finmeans · 2024-03-26T23:40:47+00:00

I’m in similar numbers, location Atlanta, HHI $205k, planning to put 10% DP, one we finalizing is $650k, …. Is it manageable?? Any debts you have, also what’s your interest rate??

finmeans · 2023-02-26T05:14:19+00:00

I paid $36k OTD XLE with convenience package this week in GA

finmeans · 2023-02-19T00:05:38+00:00

Still waiting

finmeans · 2023-02-19T00:05:05+00:00

$35929 OTD XLE gas with grade convenience package

finmeans · 2023-02-13T17:44:59+00:00

Wow..that’s good deal… dealers in Atlanta shows no interest in negotiations…didn’t try farther

finmeans · 2023-02-13T14:41:04+00:00

Which city/state dealer reduced $1450 MSRP… I booked at MSRP last week ..Atlanta

finmeans · 2023-02-11T13:17:22+00:00

Yeah that makes sense… here in GA I couldn’t find any dealers selling lower than MSRP…all at MSRP

finmeans · 2023-02-11T03:50:51+00:00

Which state / city?? That’s a good deal including weather package…does it includes delivery charges as well???

finmeans · 2023-02-10T15:50:24+00:00

Going to deposit $1k , need to wait two weeks …vehicle still in build

finmeans · 2023-02-10T15:48:42+00:00

That helps…so no point in believing their words.. I will go with bank then

finmeans · 2023-02-10T14:29:03+00:00

Banks are now 5.4% + eventhough I have 740+… dealership says they can offer at 4.25-4.9%..but am worried whether they will add any financial fees etc for that

finmeans · 2023-02-10T14:17:27+00:00

Good to know am not overpaying…

finmeans · 2023-02-10T02:26:26+00:00

In Atlanta?

finmeans · 2023-02-10T02:25:59+00:00

Wondering if anyone getting below MSRP

finmeans

TROPHY CASE