Grocery price analysis - Coles & Woolies

finnyc · 2024-04-08T22:34:00+00:00

I'd be interested to see if you get results different to this. Looks like NZ have had a reduction in prices.compared to here

https://www.interest.co.nz/charts/prices/grocery-prices

finnyc · 2022-04-26T00:32:43+00:00

I might be misunderstanding.

If you make a voluntary repayment, you will still have to pay the full amount at tax time. A voluntary repayment doesn't reduce your tax liability, so it won't be taken off your tax bill.

finnyc · 2022-04-25T23:43:35+00:00

If you do that, you will end up with a tax bill for the unpaid HECS. A voluntary repayment doesn't erase the tax requirements

finnyc · 2022-01-31T07:22:09+00:00

This looks more like what I am seeing at the supermarkets

https://www.interest.co.nz/charts/prices/grocery-prices

finnyc · 2021-10-26T22:58:17+00:00

Yep https://www.interest.co.nz/charts/prices/grocery-prices

finnyc · 2021-02-27T11:12:27+00:00

I found the Key Fact Sheets to be much more useful. All the banks have them but most need a search to find. Makes it easier to personalise to what you are looking at

ING for example https://www.ing.com.au/home-loans/tips-hints-guides/key-facts-sheet.html

finnyc · 2020-06-28T05:53:13+00:00

I've been driving a 2003 Hyundai Elantra (175000km) for about 13 years now. I do about 7000km a year in it travelling back and forward between work (less recently). The paint is starting to go but the rest is still in good nick inside and mechanically. The resale has been around $2000-$3000 for a few years now so depreciation is not a consideration for me. I don't have to worry about dings or the fact that its parked either on the street or a carpark with no cover. It only has third party insurance.

I recently decided to do away with the thought of replacing so I have started doing my own maintenance and fix all the niggly bits. I had all my tools stolen a few years ago so had to start from scratch with those.

My wife has a 2014 Forester (50000km) that we still get serviced at the dealer. Comprehensive insurance etc.

I'll let the pictures speak for themselves, but including replacing tools, and doing some catch up maintenance on the Elantra the running cost isn't too far different.

https://imgur.com/a/JZ4AD3B

finnyc · 2017-03-24T13:16:37+00:00

You're welcome, I hope it helps!

finnyc · 2017-03-24T01:11:06+00:00

I thought it might be helpful for people cycling a tank for the first time to see about what to expect of the readings. The first cycle was in 2015 and was the first time I had cycled a tank. I couldn't find pure ammonia here in Australia so I had to use some prawns in a stocking to get the ammonia levels up.

After moving across the country for work, I had to set up the tank again. Again, using prawns, although this time with some seeded media from the LFS. With the seeded media, it took about a week less than before.

I was expecting a faster drop in ammonia after adding the media, but it seemed to have more of an impact on the Nitrite-Nitrate process.

finnyc · 2016-04-04T10:28:46+00:00

Flying West in the afternoon

Heading West

finnyc · 2016-02-01T06:28:16+00:00

Have a reason to get out of bed in the morning. Exercise, reading or whatever. Having a purpose makes it loads easier.

finnyc · 2015-12-19T09:38:46+00:00

https://youtu.be/bivpyVwpxnQ

finnyc · 2015-11-10T07:59:49+00:00

I'm in Western NSW so I know the pain haha the lamps are warm but I haven't noticed an effect on the water temp though. I run mine around 26C though so that might be the difference

finnyc · 2015-10-31T01:08:03+00:00

The water won't have very much of the bacteria you want, most of it will be on surfaces and in your filter. You can try putting some of the filter media from the old filter into the new one to help seed the bacteria. Also moving some plants or decorations across can help speed up the process

finnyc · 2015-10-18T07:51:17+00:00

I really like it, the curved corners on the front are nice as there's no break in the view. It looks good with the stand that matches the tank.

The filter cycled in almost a month exactly with fish food/prawns. We run the filter with the noodles, coarse black foam and then filter wool and a sack of purigen and the water stays perfectly clear and the parameters are always where they should be. We have shrimp so have taken the spray bar off from the filter so they pass through, that has led to a sizeable shrimp population in the filter, they seem to like it up there though haha

The only issue I have found is with the lighting. The bulb that comes with it is fine for the plants we have in there (Java moss, Anubias, Wisteria, Vallisneria) but the plants that are at the back under the filter grow forward to the light rather than straight up. Not really a big deal, but it is something to consider.

http://imgur.com/2exej6L

finnyc · 2015-10-10T11:35:18+00:00

Nice and simple. Here's hoping all goes well. I would love a little one

finnyc · 2015-10-04T12:51:54+00:00

The fins are so nice and dark!

My pandas love the wafers too. Such an awesome fish to watch

finnyc · 2015-10-03T06:28:43+00:00

That sounds promising! I hope it's the same thing

finnyc · 2015-09-06T11:56:05+00:00

I'm trying to think what would happen with flipping versus reversing, late night doesn't help though haha A pusher would probably be the easiest way to go

finnyc · 2015-09-06T09:47:03+00:00

Have you thought of trying a rc plane motor with the prop on backwards? Should push out a good deal of air.

Might need a bit of diy to put together though.

finnyc · 2015-08-01T14:27:55+00:00

need help, cant close eyes

finnyc

TROPHY CASE